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Renault
Regarding the PCP issue. We have purchased two cars via Renault Finance. I cannot see their name listed in the dropdown list in the Reclaim Tool that Martin and his team have prepared. Is this because Renault didn't offer additional commission in this format? Any advice gratefully received.
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Car Finance Agreement Error?
Hi folks, hoping someone can give me a little advice on the below. Agreement states I am on Hire Purchase agreement, which to my knowledge unlike a PCP- don’t typically or ever come with a final balloon payment. My issue is I pay £240.83 per month on a 4 year deal, which comes to an end this Nov/Dec. By my calculations…
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Discretionary commission arrangement
I've send the free tool letter to the finance Company (registered post) who I used for a PCP arrangement. After 28 days what is my next step if I've heard nothing back?
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Mercedes Finance
Just had a reply from Mercedes Finance. The template was sent from my email address, their reply is that they can not deal with the complaint as it was not sent from the address on the agreement.
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GMAC (General Motor Acceptance Corporation)
Regarding the above mentioned subject and DCP having done some checks on this matter I see it was taken over by Ally Bank based in America. According to Google it states: As a result of its exposure to subprime lending during the subprime mortgage crisis, the company filed for bankruptcy protection in 2012 and underwent…
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YES CAR CREDIT
Hi. I am trying to find out the finance provider for the above title however, i cannot find them as the dealer has gone bust. A very long time ago which means i cannot remember any details of my car apart from it being a P reg and make and model. It is no longer on my credit file either. So i am stuck on details of when i…
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Historical data
Apologies in advance if this is already on here, but I can't find it! How do I find my credit history going back so far for the PCP? My bank statements don't go back that far and it looks like credit agencies don't either. I honestly can't remember if I had PCP or not, but I potentially did. Any advice? TIA.
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Old car finance
Hi y'all, I've had 3 car finances since 2010. Ford, Renault dacia and Nissan but thr form says it can't find details and to find myself. I have no clue who or where to find their email to start claims. Any ideas? They were all sunderland based.
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Car Finance Claims.....
I'm a little stuck on if i can actually claim against anyone as its been that long now and I don't have paperwork. As its been reported the last few days about the claims towards the dealers / finance companies. I purchased a car in Nov 2009 on a 5 year agreement. The finance firm was bought out about 6-8 years ago and the…
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Finance Discretionary Commission (Caravan HP)
Having read about new claims for finance discretionary commission on car finance there could be another line of claims for caravan hire purchase agreements. My HP agreement from 2012 was completed on a car finance form with the vehicle registration filled as date purchased, no mileage and no date first registered, any…
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MESSAGES RETURNED UNREAD
After using the forms on MSE to send details of Loans with BMW Finance & and also messaging the email separately from a search on BMW (same email as the one on MSE) I have had emails returned as deleted without being read To: commissiondisclosureenquiries Subject: Further information discretionary commission query Sent:…
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Suzuki finance ltd / Lloyds banking group
Hi, so after watching Martin on TV, I thought I would fill in the tool, but Suzuki is not on the list, neither is Lloyds who own them. Does anyone have a contact email, because I can't find one that works. many thanks UPDATE finally found it on this forum, shoudl have looked here first onlinecomplaints@lloydsbank.co.uk
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Finance company changed
I bought a car on HP back in 1995 ( as no decisions made yet especially regarding time limits - thought it’s worth a shot) However the company I had the finance agreement with NWS BANK plc became Capital Bank but under the umbrella of HBOS . I’ve tried contacting BOS but just passed to another dept then given another phone…
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Ford Finance
I am trying to look at whether this applies to a purchase of a ford focus I made in 2009 i have no paperwork but on checking Experian report feel the finance was with Mitsubishi HC Capital UK they are not on the drop down of companies recognised anyone else in similar position?
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0% interest
Where the purchase is linked to a 0% interest offer, can a variable rate commission arise?I could never understand why it could be cheaper to take credit than pay in full so as to receive a dealer reduction of (say) £1000
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Car finance reclaim
I sent the email to the finance company I was with and got a response saying they did not use a discretionary commission agreement Does this mean I cannot take this any further? Thanks
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Car Finance - Kia
I purchased a new Kia Cee'd in 2009 and am trying to find out who the finance agreement was with. I can see that Kia Finance started the financing on cars from Kia dealers in 2012 but my agreement obviously predates this. Does anyone know the financing company used by Kia Dealers in 2009?
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re Car Finance Hidden Commission Reclaim
Within the time frame I was offered an early repayment finance deal at my Land Rover Dealership as a way of "earning more discount". The idea was I would agree to a Black Horse finance deal at 5.9% interest on part of the money to be paid, with the intention that I would repay the whole of the loan after making I think 2…
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Finance deposit issue
With all the interest in car finance at the moment we found out that my daughters finance company is one of the ones involved, but while discussing this she told me that the salesman also talked her out of using a 1k deposit to buy her car, he told her that it wouldn't make much difference to what she was paying. She…
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Land Rover Finance PCP reclaim
Good morning Does anyone have the Land Rover Finance email address to send the PCP reclaim form too ( Formal enquiry about my motor finance agreement) Many thanks
