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Car finance - good rate?
I'm in the market for a new (used) car as my diesel is on it's way out. I have 6 months left to pay on my existing finance HP deal. I've gone to see a couple of cars and been told that the rate is 10.9% and 11.9% at each place - hire purchase. Is this a good rate? What's the cheapest way to borrow money for financing a…
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MOT PROBLEM
Hi all, I went for an MOT around 3 weeks ago and this failed on the drive shaft boot joints both sides. Before I went there I told them that the drive shaft’s needs looking at as I know that there is a problem there. They fixed the drive shaft boot joints and said everything else was fine and then passed my MOT. I had the…
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Do I need to complete an insurance claim form too?
Last week a driver reversed his car out of a parking space and he hit my car. He accepted responsibility and said he wanted to cover the repair costs of my car without involving his insurance company. On the day of the incident I called my insurers and asked if I needed to notify them of what had happened . They said no,…
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Engine warning light!
My works vehicle, a VW Crafter has had a glow plug warning light on for a few days. It's now also displaying the engine management light. If I turn the engine off and then restart, lights off and there isn't a problem.When the glow plug light comes on, a swirly symbol, it won't drive over 40mph. My runs are mostly local,…
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Car Clubs
Can anyone tell me about car clubs in the Glasgow area (cars that you can hire for a few hours or a couple of days). Has anyone used them, what are they like?
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Provisional Licence application help
I need someone to sign for my provisional licence, as I do not have a passport, and it states that a local business person or shopkeeper is a viable profession, and I know some people who work in shops, but I don't know what counts as a shopkeeper, I could always just ask my tutor when I see them next but it would be…
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Help and Advice VW Finance
Hello lovely Money Saving People, I have a strange request for some advicve please. I had a loan agreement with VW Finance for a Van for my husband - not business - just a personal use van for fishing! During COVID we struggled with a couple of payments, which were late (not missed) .... when the ballon payment was due a…
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Car Leasing vs PCP vs Purchase if No Longer able to Drive
My father is looking to get a new car and considering leasing at the moment. Lease would be for 4 years but my concern is that in his early 80s that although in current good health a 4 year lease might mean that he is unable to continue driving for the length of the lease. Previous cars have always been bought and kept…
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Speeding ticket on salary sacrifice car, 3 month delayed NIP
Last week I received a Notice of intended prosecution (03/09/24) which was dated 30/08/24 for an offence on 21/05/24. As my vehicle is a company salary sacrifice lease, I checked when the registered owner (leasing company) received notification, and they have stated they received on 23/08/24 which i believed to make the…
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Have I been mis-sold on my car warranty?
Hi I have purchased a car back in April 2024 and recently realized that I was potentially mis-sold the warranty on the car I have bought outright. The advert of the car stated the following: "+++ APRIL SPECIAL OFFER - 18 MONTHS NATIONWIDE GOLD WARRANTY INCLUDED IN THE PRICE +++, *** EVERY VEHICLE IS SOLD WITH A NATIONWIDE…
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Do I receive notifications when ULEZ charge triggered and my ULEZ account is charged.
If I set up an account to pay ULEZ charges and link a mobile no to it will I receive a notification to my mobile phone each time I enter the zone in a non-compliant car and a charge is applied. I see there is a 'TfL Pay to Drive in London' app but according to the reviews on Google Play it is useless.
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Who is the Registered Keeper Between Selling Car and DVLA Updating Their Record?
Sold car, buyer took green slip. DVLA website doesn't recognise number from V5 so as advised by DVLA I have written to them giving all information on date of sale, new owners's address etc. DVLA say processing that info may take up to 4 weeks. I no longer own the car nor have any access to it whatsoever. During that 4 week…
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Car tax help
Evening all. Long story short. My car tax failed to come out of my bank twice. Says on the 1st email it will be cancelled what will happen? What are my options? Money is in my account now so it can come back out thanks in advance
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Don't be fooled by 'Check Your Car Tax online' google link
Just by way of a 'heads-up' to anyone caught in the same way. After doing a search on google to check to see when my car tax would lapse the first link that showed up took me to a sight that APPEARED to be the GOV site I went to before, because it had the DVLA badge at the top. I put my car reg in and clicked the find my…
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Car finance / driving licence HELP
Hello guys, I apologise if this is the wrong forum to post this on. I was banned from driving last year and my disqualification expires on 19th October. I reapplied for my full licence last month as you can reapply 2 months beforehand and I received my full licence back from the DVLA today however it’s not yet valid until…
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Ford Mondeo Aircon Compressor replacement
I was in traffic about a month ago and I smelt a burning smell and the AC hasnt worked since, it doesnt give an error but it just doesnt make the air cold anymore. I took it to a garage today, they said it still had gas in it and they have checked fuses and other bits and have concluded that it is the aircon compressor…
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Mazda 3, Minor Hybrid query
I am considering a Mazda 3, either brand new or low mileage. These cars are Minor Hybrid, with a battery which conserves a small amount of energy. Am I correct in saying that this is totally different than Hybrid, meaning that the Mazda 3 will not have the risk of a very pricey battery change/replacement, as a Hybrid or EV…
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Advice - car insurer threat to cancel
My insurance expires on 17th Sept 2024 and cost 700. Had a letter last week (legit) to pay them 1,300 for the current year or they would cancel my policy immediately. I dont want that cancellation against my name so I paid it. The circumstance was that a July 2023 claim was decided just last month that we were both at…
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Insurance renewal: massive increase for less miles?
My Hastings Direct renewal price was around £420, but as I'm not doing as many miles now, I reduced my mile usage from 5000 to 2500 on the app, hoping to save a fiver or so. No other details were changed but, to my horror, my renewal price rocketed to £675. What kind of algorithm does this? (A profiteering one is all that…
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Selling my car
I badly need money to tide me over till I start my new job and get paid. I'm considering selling my car - a 63 reg astra estate. We buy any car say it's worth £2500, but I know from previous experience that they offer far less once you're face to face with them. Does anyone know the best way to do this? I don't know…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
507 discussions
2.5K comments
Most recent: DCA query, asked for more info but didn’t communicate afterwards by dunstonh
20 October at 11:59AM
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