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30 day refund timeline query
Hi there, Tried googling/searching but my search terms havent had any luck! 30 days runs out on Friday, if we confirm we wish to claim on that, can it "happen" after 30 days? - Is being notified within 30 days enough, and the refund happens the week after for example. Or does the actual exchange and refund need to happen…
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Insurance "Date you purchased the vehicle?"
I have cheap online only insurance, with a useless chatbot. So I'm changing my car. Is the date of purchase a) the date I paid the deposit and signed the contract- I don't think so as I haven't paid the balance, only contracted to purchase. b) the date I pay the balance- the dealer needs it before I collect as their admin…
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Financing a Used Car Purchase
Looking to buy a used car (20-25k) and wanted to get some advice on the best way to pay for it. First up, pay at least £100 of the deposit on a credit card for the protection - sure. I could pay cash, but PCP would get me a (small) deposit contribution and a 2 year service plan. So my initial thought was is it better to…
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Autoaid and FCIB. Price and 'Admin and Service' charges
I made the mistake of not informing Autoaid of my new email address. Got a text saying I had successfully renewed and nothing else. When I managed to check, the new price for a year was a whopping £95.54. When I phoned up to cancel I was advised I would be charged £16 Admin charges and £9 Service charge. How do they get…
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Is luxury car tax payable?
Hello all, I'm thinking of buying a 2 year old mild hybrid car. It could have been over £40k when first registered, how can I find out if the luxury road tax is payable on the car? I've checked Gov.uk, cartaxcheck.co.uk etc but no luck.
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Month wait for Autoglass appointment
Have been trying to arrange a windscreen replacement as directed by my insurer. The earliest date shown at our closest Autoglass was 30th September but it wouldn’t let me select any times then or for weeks ahead. Tried phoning them but they just had an automated message saying the booking must be made online. Eventually…
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MSE Supercar ownership experience?
Ignoring all the spam focused around BMWs for some reason, I think there's actually a decent discussion to be had. Not for me at this stage, I'm firmly in minivan territory though I'd love a fun minivan. Like a Ford Tourneo ST, but for now I'll just need to settle for my 99hp diesel and taking a run at hills. What do you…
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Tuning already powerful sport cars…what is the point?
A guy from the other side of the pond, tuned a Ferrari 812 SuperFast. This car is already insanely powerful, pushing nearly 800bhp through its V12. https://www.ferrarichat.com/forum/threads/heavily-modified-my-812-superfast.670679/ Tuning it for more power will kill its transmission, the chassis and suspension was not…
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Arval autoselect payment via bank transfer only
Hi fellow mse's I've seen a three-year-old car via a company called Arval Autoselect apparently they sell some of their best used cars when it's returned from leasing, it looks like one of the Cinch type outlets and you have 14 days to return if your unhappy with the car for a full refund. however the thing I've come…
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Solicitor letter
Hi all, I hope someone can help me understand this. i had a very minor bump about 3 months ago. I admitted liability and thought it was all dealt with. I have this evening received an email stating that they are lawyers who have been instructed to act on my behalf regarding the claim. A lot of added information but no…
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Mis sold car insurance
Hi, Here goes...... So, i took out car insurance for my daughter in June 2024 as a provosional licence holder and when she passes ring them up and it will seemlessly move onto her full UK licenece.Although it was alot more £1600, I thought this would be good instead of paying around £300 for provisioanl insurance, then…
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Variable speed fine
I was driving earlier this week and as I passed under an overhead gantry I noticed that the speed limit was changing from 50-40mph. I promptly changed my speed from down to 40mph. Despite this, I just received a notice of intended prosecution. I was travelling at 50mph. The camera shows an image with 40mph directly ahead…
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Is it worth claiming on insurance for rear windscreen
Somehow I was reversing out of a parking space and I hit I gate post and it's dented the back of my car and unbelievably somehow completely smashed my rear windscreen. Checked my insurance and it's a £115 excess for windscreen. I imagine would cost me around £250 to pay for it myself. Is it worth going through the…
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Help! Car insurance premium doubled after no fault accident
Hi all, help needed! I was involved in an accident in April 2022 after being rear-ended at a roundabout. Claim all settled through the other driver's car insurance. It happened just before my car insurance policy was renewed, so at the time my premium was unaffected. However, I have noticed earlier this year that my…
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BMW 2012 M3 with the V8 engine. How reliable is this engine?
As the title says, how reliable is the V8 S65 engine and how does it compare to the successor, inline 6 twin turbo S55 engine in terms of reliability? I’ve heard many stories of blown head gaskets in Renault engines, Ford eco boost engines and various Vauxhall engines but none on the S54/S65 engines? in terms of money…
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BMW M3 or Kia Picanto?
As title says, my partner currently has a 2016 Kia Picanto petrol. Through her work, she is able to purchase a new BMW M3 Competition on a lease scheme. The benefit is that the lease payments are taken from her pre-tax income, saving her some money. She has the disposable income, no debts (besides a mortgage) and can…
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Mercedes C63 AMG as a daily runner
Someone I know will be inheriting a 2012 C63 AMG. She currently drives a 2020 Ford Fiesta and always wanted to upgrade to a bigger car and she has a 2 year old and needs a bigger boot. What shocked her was how a 14 year old car is worth more than her newer Fiesta. She wants to keep the Mercedes and drive it daily. She says…
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Tyre tread depth
The legal limit is 1.6mm but what to forum users replace theirs at?
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Volvo XC60 Lux SE
I recently test drove a 2017 XC60 with the17 inch alloys and thicker side wall size. I’m looking to upgrade from my current V40 R-Design to a quieter, refined motor cruiser and thought the 5 cylinder 2.4 diesel XC60 with the smaller wheels would fit the bill. I was surprised that the XC60 was a little more noisier in the…
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Use public transport
Here's a mad thought - use public transport. I sometimes visit the Outlaws in London. My car's a bit of a gas guzzler, it does about 40mpg on a good day, so it costs me about £200 in fuel to get to London, so ignoring the depreciation, the cost of tires, servicing, insurance, VED and anything else, the government is…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
527 discussions
2.6K comments
Most recent: discretionary commission arrangement response by stephcox89
21 November at 6:12PM
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