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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

EV Cars - Road Tax April 2025
How does the above effect Company EV Cars that are obviously registered to the leasing company and not the driver, still have to pay ??
Car insurance - Email from solicitors
Hello all, Nearly 2 years ago an uber driver reversed out of a side street and into the side of my car, witting it off. My insurance at the time paid me the value of my written off car - but liability still hasn’t been settled. This means I’m out of my £550 excess currently and also paying increased premiums because I’ve…
Windscreen chip
Evening all, I have a thought that has been playing on my mind for a while and wanted to see if I was being silly or not. Apologies if this is in the wrong section, as it isn't to do with motoring money saving (though I've saved a grand fixing my own car recently to get it through MOT by buying the parts and doing the work…
Car damaged by roadworks sign jutting out into the road
Hi I was driving along a dual carriageway and hit the sign (see photo) causing damage to my vehicle as I could not see it in the dark. Are the council liable. Can i claim off them for cost of repair? Any help or advice would be much appreciate.
Car finance final settlement - After death
My dad unexpectedly passed away in September 2024 and left a car on finance (he only took the finance deal out 7 months prior to death). I have expectantly been chased since by the finance company, who provided a final settlement figure of £20,500 initially. We were waiting on money from the estate etc and the lawyers…
Car finance agreement
I Have looked into my car finance agreement as I'm due to hand back my PCP car. I will voluntary terminate at the half way point. The reason i checked my agreement is because i wanted to check how much i would have to pay per excess mile over what was agreed at the beginning. BUT there is no mention of any excess mileage…
Learner driver at different address and can't add to my existing policy
Good morning I tried to add my 23 year old daughter to my insurance today so she can start to learn driving. My insurance policy won't let her join my policy so I tried to look for her own policy. When I'm trying to complete an application, the questions are geared around where the car is, which is at my house about 5…
Scratch in car park - Claim on insurance of pay out of pocket
So my partner managed to scratch quite a large dent in our car a couple of weeks ago whilst trying to park in a car park, no other cars were involved and it was obviously our fault. I'm trying to decide if I should claim on the car insurance or pay out of my own pocket to fix the repairs. I'm getting quotes from bodyshops…
Which car would you buy?
I've seen two exactly the same make and model and service history One is 2014 and done 94,000 miles and has a towbar (I need a towbar if I buy this model) The other is 2013 and has done 74,000 miles but no towbar fitted so that would be an extra expense The lower mileage one is £250 more than the higher mileage one but…
Help re VW finance and (thought may be too late)diesel emmissions
hiya, I bought an audi A3 (low emissions model!) back in March 2008 but foolishly decided to purchase with a cherished numberplate. Every time I go to apply for either the emissions (historically through several firms) and lately re the high interest charged on finance I give the number plate and this was changed over onto…
Faulty 2nd hand car from dealer within 30 days. Need to know the correct steps to take
Hi everyone, Brief overview of the events: So I bought a 2nd hand Citreon C3 VTR 2014 plate from a car dealer on the 11/01/2025. On the 29/01/2025, whilst I was driving on its second motorway journey the engine management light came, with a warning that the engine needed repair. That evening a family member came around to…
Speed enforced before sign
M62 Westbound between j12 and j11 got nip for 72 in 50 limit . Limit before that gantry was national speed limit apply. From their foto evidence appear new 50 speed limit 200 meters after Speed camera . It simply too much. Can a speed limit be enforced BEFORE SIGNAGE???
Red light offence or overload car??
I was whit 4 costumers in my taxi and driving on 30 mph When i try to stop for red light my brake fail and i manage to stop after white line . I got flashed twice. I drive slow back behind the line and next day i had car checked and they find brake pads issue. My passengers admited they had gym weights on my trunk around…
EU / UK Insurance Dilemma
Hello there, I have recently got a ten month temporary job in Brussels. I have a UK car with UK insurance which is due to expire just before my big move. I'm lost as what to do about car insurance. Here is where I'm at - -I want to keep my UK car at first and take it over there - due to being unsure about if my contract…
Tracker for Motorhome
I bought a motorhome 2 yrs ago which I thought we would have for next 10 years so when told by insurance company to get a tracker fitted I bought lifetime option - others being monthly, 1 year, 2,3,4 or 5 years. After 2 years we have had to change so I contacted Moving Intelligence to be told the tracker cannot be moved…
When does an insurer declare a car a write off?
Currently trying to decide the best way to go with this, so any thoughts appreciated. Car had an argument with a car park (no one else involved). Damage to the back passenger door, and some more minor damage to panels either side. Only got one quote so far, which has come out at just less than £2K. In the process of…
Headlights H7
Just a quick one need to get a new bulb for car as light coverage isn’t great at night so was looking at some Phillip white ultra had them in the past always seemed a good improvement. upon checking on the reg for H7 bulbs was a few options but there is one thing I just wanted to clear up are these headlights projector…
Salary sacrifice EV scheme
Hi ! I am looking to sign up for the EV salary sarcafice scheme ! I am going through my terms and conditions and it says I’m liable for income tax on the vehicle does this just mean the BIK tax ? I am currently a 20% tax payer , will having the car take me into the 40% bracket ! I’m abit confused
TP Side Mirror while insured with "XS Direct Insurance" back from 2022 - becomes a 6K debt.
Long story short:26 January 2022 on a narrow passage Our Van and a TP VAN had a touch and TP vehicles mirror was damaged. We suggested to contribute for damages on the scene due to reasons in the bottom (RIB) without admitting any fault. TP said he will check with the garage a bit later but later said he made a claim with…
Empty engine coolant
Hello all i have a Vauxhall corsa 69plate and I have had it for a few years two days ago, I my engine light came on and a message to stop the vehicle so I did. After a short while wait I managed again to get it home. Yesterday, I first started the car and as it was very cold& my windscreen was misted, I went to put on the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Motoring

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