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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

Pcp road tax
Hi.. me and my partner have just got a newish 20 plate car on pcp finance... I've read that for the 1sr 12 months the finance company cover the 1st years road tax and there after it's down to us? Is this the case? Also the salesman kind of rushed through things with regards to the pcp agreement .. like after the 4 years…
No Claims Discount 9 years protected but personal insurance lapsed by almost 4 years
Hello - I had a nicely protected 9 years NCD. I went from Personal Insurance to being a named driver on my partners policy. The Named Driver Insurance company still wanted to see the NCD proof - all fine. Three years passed and almost to the fourth (Feb 2025) and now I want to take out personal car insurance - does anyone…
Have we ever been in a worse car buying era I don't know where to turn next.
I am lost and don't know what to do next. Buying an electric car now is like buying an iPhone from Apple and buying a pertol car is like buying something that I could no longer sell. What on earth do you do? I can't even buy anything in the hope that it would become a classic for fear of it being outlawed from the road in…
Help! Need a new wheel.
Wheel rim out of shape after I failed to avoid a stone in the road. Skoda fabia hatchback SE TSI 95PS. I think it was manufactured in 2017 but registered in 2018. the letters on the inside of the wheel rim are 6JX 15 H2 ET 38 365. According to eBay it matches this, but the hub cap is different. Which doesn’t bother me, I…
Pothole Claim
My county council are not accepting liability for my pothole claim. They claim they decided on a two hour recovery window due to the severity of the hole and as this two hour repair window had not expired they are not therefore liable. Why on earth did they not do anything to alert drivers to the hole? It was huge and…
Wrongly accused of being in a car accident
Hi all, I just wanted a little advice if possible. My car insurance (Prima) contacted me in September to say my car was involved in a car accident in August but I confirmed I hadn't. The name given by the insurance company was someone not known to me, and had no possibility of driving my car. I sent my insurance company…
Dealer Service Rip Off
I've used a dealer to service my car for the last couple of years, it's an electric car. Been charged £200+ each time. Just had the car serviced by my local garage, they've stated the car's fine, not much to check on these cars. No charge for the service.
Uneconomical to repair - potentially
Scenario is that my car was over 2 years old in the summer. Engine light came on, it turned out oil and coolant has mixed. Warranty repairs, 16 weeks, waiting for parts, hire car. I am sure the manufacturer covered 15k of costs at least. A lot of flushing etc, Engine was still good when I got it back. 3 months later…
Repair or replace Honda Civic Tourer?
Hi Folks, after any wisdom the boards can throw on my quandry! I am trying to work out if the cost of repairs now on my diesel Honda Civic Tourer (65 plate, 170,000 miles on clock) now outweighs getting a new car. We only have one car as a family so it needs to work. We replaced the oil cooler last year which was expensive…
Private sale Cat S not declared
Hi all, I recently purchased a car from a local man, asked if it had been subject to any write offs (having been burnt before) and he gave me the V5 document to show me it hadn’t (nothing shown). Paid his business account and went on my way. New V5 arrived and it’s a Cat S write off. I paid way over the odds for a Cat S…
How to afford a 2nd car
So we currently have 2 cars I work nights wife works days she 100% needs a car I kinda do but sometimes she’s not back by the time I leave for work I can get a bus in but getting back would be difficult as it’s early morning finish and no buses run at that time. So our 2nd car the one she mainly used was the Astra mot runs…
Water hose or pressure washer
in my in my opinion it’s best to use a pressure washer as it’s easy to miss small amounts of dirt with just the hose and more water is released with the pressure washer!
New Member
Hello, I start driving lessons on the 25th and will eventually be buying a car, so this site will be needed :D
Swapping no claims bonus
I am trying to help friends with car insurance. Husband always insured car in his name and had built up NCB ( No Claims Bonus). Wife was always names driver. Husband has had to relinquish his licence (end of life situation) and so needs to know if swapping NCB is only available through original insurers. They have given an…
Commission payment on HP agreement
Hi, I am currently in the process of buying a car through HP. The car isn't ready yet as the garage has advised that they are to complete a service and put it through MOT. I signed the finance agreement online but have been sent an online form to sign and approve the broker's commission from the HP company (Moneybarn).…
Dart Charge multiple PCNs
I am very good at forgetting to pay tolls etc, but I know I paid these and luckily have evidence. The sequence of events: 27 December 4pm crossing 1 5pm paid £5 to cover 2 crossings 6pm crossing 2 30 December 5pm crossing 3 6pm paid £5 to cover 2 crossings 10pm crossing 4 9th Jan Receive 2 PCNs by mail for crossings 1 and…
Parking Permit
Hello, controlled parking has just been introduced to my street. The council have told us that each residence can only apply for two permits but there are three people living here, Me, Partner and son and we all have cars. We have called and emailed the council but they will not let us apply for an extra permit, even…
Deposit paid for car and dealership selling car week later for less than reserved one
Paid deposit to secure car with dealership within 1 week same cars have been reduced by same dealership by almost 3000. Can I ask for a reduction the price of mine or am I locked in. Thanks
Security suggestions for new BMW
I park my car on the street, in an area of South London that sees a fair amount of car thefts. It's a nearly new bright blue BMW so I'm realising I need to invest in some security. I'm looking at steering wheel locks but I assume they're only a visual deterrent, or to stop your basic car thief. I keep my keys upstairs…
Car dealership refund processing time?
Hey everyone! I purchased a car on 21/12/24 from a dealership who are registered on companies house. Unfortunately a couple of days ago the car developed a serious intermittent fault which a brand new replacement part alone is over £1k. After speaking with the dealer who wanted to put a second hand part to repair the car…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
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Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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