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Car Insurance linked to Leased Cars higher than it should be ?
I have a lease car with LeasePlan, now two years into the agreement. When getting an insurance quote, the value is listed as £48K (the original P11D value), but of course, the car is now worth much less. I believe using a lower value should result in a lower premium. However, since I don’t own the car—LeasePlan does—I’m…
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Car lease expiring
I have chosen to lease cars for years. I'm a late 50s women, no man in the household and zero interest in doing anything to a car except fuel it and drive. The kind of driving that I do means having a safe reliable vehicle is essential to my day-to-day life but also for me at present is such that I'm not yet willing to…
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M6 toll barrier
Hi all Unfortunately I did something last week which on reflection was really stupid...I drove up to the m6 toll barrier, the guy in front of me was taking ages and I started to think that he had broken down. I was in a hire car and worried about not getting it back on time, so I reversed back out and drove into another…
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EV Salary Sacrifice & Personal Allowance
Hi everyone, I am thinking of switching to a fully electric Renault Scenic E-Tech Estate. I can get the Techno version in black with 5000 miles for £553 gross a month through my employers salary sacrifice scheme. This works out at £381 net (factoring in BiK) including tyres, maintenance, MOTs, insurance, road tax etc. I'm…
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SORN and re-tax
With VED going up in April would it be wise to SORN if one's vehicle was affected and re-tax before 1st April? Are there any Dos and DON'Ts ? thanks COI: 2004 Merc SL 350 - Band L [I believe]
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Ran off road by Truck
Hi all, Need some advice. I was driving on the road, going around the bend and I came upon a Scania Truck that was in the process of overtaking. The truck was on my side of the road and I had to swerve the vehicle to avoid a head on collision. This resulted in my vehicle hitting into a verge which caused the damage to my…
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Skoda Service Plan not Activated
Hi all, I hope you can help. We recently bought a Skoda second-hand from a Skoda retailer. We paid for a Service Plan to cover the first 2 services, as well as some other warranty bits. The retailer has since stopped being a Skoda authorised retailer, so we switched to a new one, which is really good. However, when we…
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Friend sold my car and has passed away
Hi all, so I'm in a very difficult and confusing position and need some help and advice before my mental health takes a turn for the worse. Last year I decided to buy a car from an auction which had been stolen and recovered in the view to fix it up and sell it on. I bought the car in my name, registered it in my name and…
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How often is a Car service really needed?
I have my Honda Jazz (2014 reg) serviced every year and MOT'ed of course. However, I've just realised that I'm clocking up only around 6000 miles per year. Am I daft to have the oil, plugs, filters etc changed so often?
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Car Accident- County Court claim defendant
I have received a County Court Claim Form I received, dated 11/03/25. This claim pertains to a minor incident involving my vehicle, which caused slight damage to another car while reversing. It is important to note that the bumper of the other vehicle was already damaged prior to our encounter, and my car only left a small…
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Which Boot Liner?
I am getting a new car next week and as I have dogs I am looking for a bespoke fit boot liner. In the past I've had Hatchbag liners and have been very happy though the Velcro doesn't hold well in my current car so I'm looking around at other options. I'm tempted by the Titan liner which is £88 less than the hatchbag for…
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MOT
Hi, MOT due shortly, 2017 Yaris, both wing mirrors have slight cracks on mirror and casing, will this cause a problem?
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SORN or not?
I am currently on a six month driving ban for medical reasons. In short, I picked up a virus in December that caused me to pass out (Cough syncope) Despite the fact that once I have recovered from the virus I have no residual issues, I cannot drive for six months. I informed my motor insurer at the time and was advised…
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Looking to buy a 2016 Vauxhall Corsa from cinch: 69k miles / £5849
Experts, looking to buy a used June 2016 Corsa with 69k miles on it, 4 previous owners. * 23/10/2024 - Passed - Central Front Upper Items removed from driver's view prior to test () * 23/10/2024 - Failed - * * Nearside Front Outer Track rod end ball joint dust cover insecure so that it no longer prevents the ingress of…
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Torque wrench for engine building
Hi I'm replacing the clutch and refitting the gearbox and cylinder heads/barrels on my BMW motorcycle. For the work, I need to torque bolts from 8.5Nm through to 125Nm (flywheel). The lower torque is for the oil pump cover. I think I'm going to need two, maybe three wrenches with overlap in the torque range. Accuracy is…
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VWFS Issues day one
First post & looking for advice/help 2021 I took out my second lease with VWFS & this is where the problem start Some 6 months in I get a call from VWFS stating I had made no payments & this was down to garage suppling the wrong bank account details ( I have a copy of this document it's correct ). Second already a customer…
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PCP payments
After some advice. Had my car for 17 months on PCP. It has developed a major fault, and the garage cannot source the part so it is in for long term fix (nonidea how long this will be) My question is, am I responsible for paying for a faulty car that I cannot use, through no fault of my own? As the Finance company 'own' the…
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Eml advice
Reposting this in a better suited thread 🤞just seeing if anyone’s had a similar issue Last few months the engine management light has been on/off - taken it into Ford 5 times and the end result is a new wiring loom and some sensors and pcm (not sure that’s the part but the ‘brain’) - will be just under £5000 to do all the…
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Looking for advice on buying a used car - 2015 Vauxhall Corsa / 33k miles
Hi everyone, This is my first time buying a car in the UK, and I've been looking at various options in my budget. I've come across this Vauxhall Corsa in a dealership, and would appreciate the experts advice if I should consider this vehicle as my first car for me and my family. The specs: Last MOT Mileage: 33254 Mileage…
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MOT advisory - front bush corrosion/minor exhaust leak
Hi Looking at buying a 2018 Renault Kadjar which has done 55,000 miles but from last MOT in Nov 24 had someMOT advisories, one of which was: * Offside Front Suspension arm pin or bush worn but not resulting in excessive movement FRONT BUSH (5.3.4 (a) (i)) Salesman advised this had been fixed but would do repeat MOT for…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
468 discussions
2.3K comments
Most recent: Barclays Partner Finance (BPF)- from 07/2014- Do they still have the paperwork? by dunstonh
2 August at 2:20PM
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