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Reliable and economical commuter vehicle
Hello! I am in need of a new car for work. For context, I am 26M in the UK with a maximum budget of £10k. My commute to work is only 7m each way. However, for work, I often will travel 60-80m round trips most days (including weekends), much of this being on A Roads. My annual mileage varies between 15k and 20k. I ideally…
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Petrol not charged to card?!
Hi all, not sure where to put this so please move if in the wrong section. On Thursday I went to get petrol on my way home from work.The screen showed 'Pay at pump' or 'Pay in store', I clicked pay at pump, booped my card (via my phone/applepay in case that makes a difference).Screen showed 'Sucess, Pre-auth'ed up to…
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Recommended extended car warranty for a hybrid
Anyone got a recommendation, please?
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£5,000 to Learn to Drive? UK Insurance Costs Are a Joke
Hello, I'm 32 years old, and I’ve just hit a wall I didn’t expect. Car insurance prices in the UK are absolutely insane. I was expecting to finally start my driving journey. I got my provisional licence a month ago, thinking I’d start learning and slowly work my way to getting on the road. But after doing some research and…
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VAT on excess mileage after voluntary termination
VWFS are trying to charge me VAT on excess mileage after terminating my PCP. My contract states the Excess Mileage Charge is payable and pro rated if I voluntary terminate. I am happy to pay the Excess Milage Charge, but I do not believe VAT is applicable. S100(4) of the Consumer Credit Act states, “If the debtor has…
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Car repo
Hi I had my car repossessed this morn 3k ish in arrears. apparently goes in storage for 7 days then what? If i can find some money can I get it out of there? Thanks any help appreciated . also I am aware I shouldn’t of let it go this far.
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Ford Ranger 2020 Wildtrak Gear Box Failure
Hi After a bit of advice to see if there is anything we can do to sort out a problem with a 2020 Ford Ranger. Briefly, it is just 4 years old, out of warranty, done 44k miles, it has a major gear box problem that means it is dangerous to drive, Ford have said it needs a new gear box. The Ranger is classed as a commercial…
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Issue with Halfords
I was changing tyres at Halfords they damage my almost brand new alloys and have problem as they don’t want to properly repair it or buy new ones
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Clean Air Zone - No way to check
There doesn't seem to be a way to check if you have gone into any Clean Air Zone and both the website and the council operator (Sheffield) state that they are unable to let you check against your registration due to GDPR, however bridge tolls/Dartford crossing etc let you check. Has anyone found a way of checking rather…
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Speeding tickets for car I no longer own
Hi. My partner part exchanged a car 3 years ago to a garage. It was collected on behalf of the garage and my partner handed all paperwork to the driver without filling in all the correct sections of the V5. Yep. Stupid, I know. He has no paperwork to prove the sale and can't remember getting a slip from the DVLA saying he…
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Car Insurance No Claim Discount
Hi,Wasn't sure where to go with this but is it a scam ? I am buying a new car and currently trying to sell my current car. I needed to insure my new car from the 12th April. I also needed to keep my current insurance policy running until I sell my existing vehicle.I am insured through the AA who act as a broker. I was told…
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Hit another car lightly- procedure
So I stupidly reversed back into a car and hit it lightly. Both on road. I got out took photos and just seems to be a few chips tiny bit of paint on bumper I said they could've been there before. He was young and didn't know what to do. I gave him my phone number but quickly so don't think he got it and shot off. It's…
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Paying ulez automatically- have I registered correctly
Don't wanna get stung with two ulez fines again. £180. Have I set up payment correctly so the cameras detect my number plate and charge me the normal £12 or whatever fee?
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Black Horse Car Finance
We have a settled car finance account however we have discovered via a mortgage application last week that BH listed a default on our account on 12th November, our car was collected on the 14th October we had a balance provided to us of what we owed prior to the car being collected but we were under the impression that we…
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Handbrake Accident Am I Insured
Could anybody help in letting me know if my insurance is still valid. Sorry for the long description but I wanted to give you all the facts. I had just turned a corner at a traffic lights crossroads when my Hyundai car cut out. I did apply the handbrake but only at two or three notches and so it wasn't fully on. My car…
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Should I pay off PCP on bike?
Hi, so I have a 2024 motorbike I want to get rid off, I've taken it over 3 years PCP. I've recently advertised it and being very upfront about its still owed money to clear it off, I've stated on the advert I will clear the finance and ensure its clear if someone is serious about buying it and ensuring its clear before…
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RAC turned up without correct tools then charged me for tow home
Hi all, can anyone advise if I can possibly get the £199 'emergency tow home' fee refunded? The circumstances are of my own doing but the fix was very easy. I was NOT an RAC member until I called for a repair and joined over the phone for this repair. I had bought the part to fix my oil leak and decided to stop on a side…
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Static caravan damage
hi all, we own a static caravan that was damaged by a snowplough contracted by the Park. The Park originally said it was their responsibility but now say say we have to claim on our own insurance which does not seem right? Any help much appreciated please.
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EV Cabling
Hi everybody, I'm hoping to get an EV charger fitted, but my Consumer Board is in the middle of the house under the stairs. Is it possible to run the cables in the house and is there a good way to hide them, also once the cable goes outside it will need to be armoured cable, will the internal cable need to be armoured?…
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Speed awareness course and PCH car lease
I'm looking at doing a PCH lease for the first time. I have a clean license, never had any points so if I did ever get caught speeding I would hope to do a speed awareness course to avoid points.I am just researching the details of leasing and can see I wouldn't get any tickets sent to me since I'm wouldn't be the…