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Breakdown Cover - who would you recommend?

GixerKate
GixerKate Posts: 453 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker

Its that time to renew breakdown cover, my current provider doesn't cover older cars and my car now falls into that bracket so time to change.

Who would you recommend? It needs to be personal cover that covers cars, vans and motorbikes.

Comments

  • EssexExile
    EssexExile Posts: 6,602 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    You haven't told us how old the car is! I think you will just have to go through all their websites to find which will cover your car, however old it is. You will get good and bad reviews of all the breakdown companies. The only one I've ever used is Volvo Assistance who were great, not a lot of use if you don't have a Volvo of course. I'm now with Green Flag because they are cheap, I hope not to need them.

    Tall, dark & handsome. Well two out of three ain't bad.
  • CliveOfIndia
    CliveOfIndia Posts: 2,842 Forumite
    1,000 Posts Third Anniversary Name Dropper

    Autoaid may be worth a look - they charge slightly more if the car is older than 15 years, but they can still be a reasonable option.

    GEM is also worth a look, they don't have an age limit on vehicles.

    Obviously, check the T&Cs to make sure it'll cover you for your specific needs, but I've used both of those two companies over the years with no problems.

  • MyRealNameToo
    MyRealNameToo Posts: 4,085 Forumite
    1,000 Posts Name Dropper

    It's more about what your needs are and then getting price.

    There are some where you pay for recovery up front then claim the money back but that may not work for someone without the means to pay for the recovery. Others you dont pay a penny beyond the premiums. You can save money by taking on an excess or a cap on the number of calls you can make. Some think thats good and others bad.

    Service, in my opinion, is always going to be an element of luck. No matter who you are with there is a finite number of recovery vehicles and if you have the bad luck to break down on a day with a lot of their other customers in the same area you will have a long wait. You similarly can break down next to one of their agents as they finish off their last job and so you are seen instantly.

  • ididgetwhereiamtoday
    ididgetwhereiamtoday Posts: 354 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 8 March at 12:10PM

    The cheapest as you will probably never need to use it unless you drive a banger.
    Also keep a battery booster in the car as the 12 v battery is the most likely thing to fail nowadays.

  • Ectophile
    Ectophile Posts: 8,422 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I have personal cover with Aviva. It's really RAC cover with an Aviva badge stuck on, so you'll get the same service as an RAC member.

    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
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