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Speeding offence
The company I have worked for have today received an intention to prosecute from Devon & Cornwall Police for the offence of driving at 82mph in a 70 on the M5. At the time of the alleged offence I would have been the driver of the vehicle which is a leased car so we were expecting the fine to come through as we had…
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Driving after heart attack and stents
So I had a heart attack and a successful PCI procedure (stents) and it's nice to be alive :) . The hospital's official post-discharge advice sheet states I can drive 4 weeks after the procedure. However the doctor in his discharge summary quotes a period of 1 month. Looking at the DVLA guidance, it does appear to be 4…
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Beware! Hidden excess @ 1st Central car insurance - is this even legal?
Having recently taken out a new policy, after comparing many comparison sites, I found what i thought was a comparable quote beating my soon expiring policy. I opted for a £250 voluntary excess along side the £150 compulsory excess. this is clearly shown on the website when taking out the policy and also in my…
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AA cancel and renew
Hi I got my renewal quote from the AA today. It's gone up by £40 a month I have full everything cover for me and my daughter. But £103 a month is crazy. I tried to call up the customer service to negotiate but even though I threatened to cancel they said there was nothing they could do. Even after staying 8 had been a…
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Does this count as ‘full service history’?
I made a distance purchase of a 23 reg Honda motorcycle last week from a large dealer and the bike has just been delivered. It was advertised as having a ‘full service history’. The bike was first registered in July 23 and the service book shows it had its first 600 mile service in September 23. The next service should…
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Insurance Company Cancel Policy and Want Fee My Credit Card Company Claimed Back
Looking for some advice please. I paid for a year’s motorcycle insurance with a company
called Wicked quotes (WQ). Shortly after they called me, they asked for all the
supporting documentation, and I sent it to them. There was a mistake on the NCB
with a year less NCB than I had informed them I had (I was unaware of this;…
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Car Insurance Small Claims Court
My insurance company (LV) want me to pursue their losses through the County Court (Small Claims) using a solicitor. Apparently the other party's insurance company are refusing to pay, following an accident that was his fault (we were stationary sat at a junction) 2 months ago. Is this the usual procedure? Do I have to do…
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Company car question
Up to now, I've always bought cars myself. And always second hand. However I'd like to look at other options such as buying / leasing one through the business in the next 6 months or so. My income, a combination of salary and dividends puts me in the higher tax rate, and the business is relatively profitable, and we have a…
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PCP Car Finance
Hi Everybody I'm new here and I have a car finance dilema that I wanted to get a second opinion from other MSE forum members. 3 years ago I purchased an EV on what at I beleived was PCP. I had previously bought 5 new cars from this dealer on finance and not had any issues. My previous car was the ICE model of the same car.…
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What if PCP and PCH Costs are the same (Which is better)
Hi... I've had PCH cars for the past 7-8 years and it has worked well, I don't wish to buy or keep the car, and happy to change every so often once the contract is up. I am looking at changing again this year and since the last car, PCH's have gone up quite a bit, but on the whole still cheaper than a PCP. However, one car…
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Intrusive and disproportionate insurance company request. ?
Hello. My partner recently had an unfortunate minor damage accident in her car in a supermarket car park. She damaged two doors on a low level structure. No other person was involved, no one was injured. She claimed on her insurance, for the first time in 23 years. She asked if the car could be repaired at a preferred…
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How is it a write-off if only a tail light is smashed....?
Hello. I've had a good browse around the car insurance threads but haven't found an answer to our problem, so can I ask for some advice? Yesterday my daughter's parked car was hit very gently by a Local Authority van (long story, huge amounts of rain and a slippery tram track, driver sensibly trying not to run into the…
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Ovo & Ohme parting ways
What are my rights as I got an Ohme charger for the very reason that it worked with Ovo? My Kia Niro is not compatible with charge anytime. And I am fixed currently. Am I able to leave without incurring exit fee due to change in circ?
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Consumer Rights in relation to second hand car.
Long story short bought a second hand ev, out of 6 months warranty with the second hand dealer the door handle has malfunctioned. By this I mean it opens while driving and can not be opened from the outside. Cost to fix from manufacturer dealer is close to £900. The kicker here for me is that there has been a recall on…
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Urgent help faulty used car
Hi I purchased a used car on 10th of May , I picked the car up on the 15th of May , did around 30 miles in 4 days and it got stock in gear , garage picked up on the 19th May and said would be a few days we are now on 3rd of June and I still have no car , they have told the finance company it’s gearbox and drive shaft have…
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Intermittent clutch issues on used Corsa - return or repair?
We bought a used Corsa a few weeks ago. Everything was great, except that we soon noticed an occasional issue with the clutch sticking down and not being able to put the car into gear (or get it out of the gear it’s in). The dealer who sold it to us had it assessed by a specialist garage and they replaced the clutch and…
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Nissan Almera Clarion unlock
Hello I have accidentally locked my car radio, would somebody be so kind please to tell the unlocking code, or how to unlock it. Nissan Almera 2006, Radio serial number: CL052950187541 thank you
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previous owner has accidently put their name and details as the new owner in section 2
Hi, My boyfriends dad sold him a car but accidently put his own details in section 2 on the V5C and i cannot seem to get anywhere online.
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V5 with car tax issue
Hello you wise lot ! I have an odd question and just wondering if anyone could offer advice if I have any recourse again a garage. I purchased a used vehicle at the start of May 2025, the vehicle in question was an ex motorbiltly car so had a disabled class on the tax , the salesman advised because of this he had to send…
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Nationwide FlexPlus/AA Breakdown Cover vs RAC
Hi, I've been looking through the terms and conditions of the Nationwide FlexPlus breakdown service from the AA here: https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/current-accounts/insurances/flexplus/p4000-flexplus-breakdown-insurance-policy.pdf?rev=a4111e71cbad43199fb9b71d04bc310a I know it is not the…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
518 discussions
2.6K comments
Most recent: Black Horse - response at last - but not helpful by Brian_Heading
Today at 12:01PM
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