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Best course of action?
Hi, This morning at 7am, a car that had been parked overnight on the road infront of my house, u-turned and reversed into the front wall of our garden and damaged a large section of the wall. My sister in law who is staying with us saw it happen and jotted down the VRN and the incident was also picked up on our ring camera…
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Lease Return Damage With Santander Consumer and Manheim
I've got a Mazda going back in a few weeks. Leased with finance from Santander and they're sending Mannheim to do the collection. The car has a large alloy scratch near the hub, plus a few other little dents and scratches some of which are within wear and tear some of which I'll probably have to pay for. I've had previous…
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Misdiagnosis from garage
Hi, newbie here, looking for some advice regarding a misdiagnosis from our (previously) trusted garage 😁 I have a 13 plate Citroen C3 Picasso which took me a while to source at an affordable (financed) price, I've got 10 months left to pay. At the end of November, my husband used it for a trip 'up north', a regular…
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When to buy a new car...
I'm thinking of splashing out on a new car ( possibly used but would have to be very low mileage ). Is there a good time to do this - I always thought that when new models are released, the previous versions although very similar suddenly became cheaper - likewise a 74 pre-registered car suddenly becomes a bit cheaper when…
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Car Insurance - 26 working or calendar days
On the podcast with Adrian Childs, Martin mentioned about looking at comparison sites 26 days before the renewal date. My question is 26 working days or calendar days. Can anyone advise.
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Insurer refusing car insurance after accident and pay out.
My daughter 22 passed her test last November 2024 and took out her first policy for a 2011 Ford Ka. At the beginning of January she had a small accident involving some ice on the road. She was travelling 20mph, slowing down to take a tuning onto a steep inclined driveway when she hit some ice and slid into a wall on the…
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SP30
Hi. I have received a conditional offer for doing a 35 in a 30. Expected it to say SP30 but it says RR84707- anybody heard of this before? Couldn't find much online about it. Thanks
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MOT Cost Cutting discussion
This discussion relates to the guide to MOT Cost Cutting article which includes a full list of the special test areas Click reply to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. See an earlier incarnation of this discussion here.
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Renewing drivers license early
Can i renew my driving license 4 months before it expires as need to change my address and don't want to renew twice in a short time
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PCP Options
I have a car on PCP, 4 year agreement, and I’ve had it 14 months. Took on the car and size, large SUV to suit someone else, sadly they became housebound two months later and have barely been in the car. I find it way too big for my own needs, and keep kicking myself that I sold my almost smaller SUV which was on HP, and…
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Changing car tax from Disabled to Normal
Can someone help - we have just bought my daughters first car from a dealer. We have the V5C form as usual, but the tax class is disabled. We need to change this, but don't seem to be able to do it online - how do we go about changing the tax class to normal and get her taxed so she can driver her car asap? Many thanks.
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Buying a car with finance
Newer been applying for car finance, and now pops the question about deposit. If to apply for finance towards PCP, is deposit refundable if not buying a car at the end of the contract?
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Advice on Road Tax Refund
Hi I find myself in the position of having to tax my existing car (a 22 Plate Nissan Qashqai petrol) from 1 March until I collect my new car on 13 March. Just wondering which is the most cost effective way to do this? Should I pay 12 months/6 months/ setup a direct debit? Has anybody gone through anything similar and could…
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EV vehicle tax change – is it from first registered, or first registered in the UK?
I'm about to buy a used Nissan Leaf. It's an Irish import – I've got decent quotes for insurance, and the only oddity with the car is that the mileometer is actually in km (but the HUD shows mph), so largely not a concern. Except – EV vehicle tax is increasing from April, and it'll be £20/yr if registered 31 Mar 2017 or…
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Rejection letter
Hi I am in process of taking used car back to dealership. It has serious issues with drive shaft. I have had it independently checked by a garage and got details of faults. I have e mailed rejection letter and sent hard copy which has been signed for. I am within my 30 day period to reject my question is if dealer refuses…
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Advice on car purchase HP or PCP
I have put down a deposit on a new Kia car for my wife and I can pay the balance in three ways · Cash · HP ; or · PCP The latter (PCP) is the cheapest monthly amount as at the end of the 36 months I have a balloon payment of circa £20k to purchase the car outright. However, my concern with signing with a Kia PCP finance…
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Moneybarn termination issues
I’ve recently been trying to look into the option of a voluntary termination on a vehicle financed through Moneybarn. Initially I emailed just to find out more and had somewhat of a strange response along the lines of “ we’ve never informed you of your options to exit, we need to speak to you on the phone” I’ve now called…
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Car from dealer not maintained. Any
I need a little help. This is my first post. I’ve read through older posts but nothing fits the bill. So, I have a new partner. She purchased a lovely Ford Mondeo Titanium X 59 plate with just 38,000 miles on in August 2024 from a very small dealer. She knows absolutely nothing about cars, is on low income and was…
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Cost of repair v value of car if no-fault
It seems to me that a car is deemed a write-off - albeit in various categories - by motor insurance, whether that of the at-fault or no-fault driver, if repair of the damage would cost more than the value of the car. I am trying to discover if this is universal and if so by what decree, so to speak? Is it also true of what…
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Is there a good time of year to buy a car?
So I need to replace my bucket on wheels, and obviously want a good deal. With the new registration coming up next month, would waiting be a good idea? I guess it all depends on dealership targets ultimately, but does anyone know anything about them? I'm guessing the answer is that it doesn't really matter, but any advice…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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