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14 days cooling off period when buying used car online?
Hi all! I've read that when you're buying used car online from a dealer, you actually have more protection than when you go to a dealer. But some dealers try to avoid it by asking you to pay some fee upfront or something like that. If I find the article, I'll post it here. So how many of you have some experience with this?…
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Is this genuine? Motor insurers bureau
Just got a letter from the Motor insurers bureau telling me i have 28 days to SORN my motorcycle to avoid a fine. I have no problem with SORNing it but is it true that you can be fined for having no insurance on a vehicle that is not being used? For clarity i have 2, 40 plus year old motorcycles that this year i had…
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How do I fight a NIP outside of the 14 day limit with my Company being the Registered Keeper?
Hello there, I would really appreciate some insight and expert advise please. I have a company car (leased) and according to documentation, the company I work for are the Registered Keeper. Lex Autolease are the owners of the vehicle. My company received a NIP and request for driver information on Monday 28th October from…
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Renault kadjar 2019 engine failure.
Hello fellow forumites. I am after some advice please. On the 13th September my engine failure light came on my 2019 Renault kadjar, I cruised to the nearest layby and turn the car off with grey smoke coming from under the bonnet. Called the AA who advised the coolant thermostat was cracked. I was towed to the nearest…
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MOT ready
So just had a nice mot bill for wife’s car £450 have a thread on this partly my fault for not forward planning and ended up going on a credit card!!. so Astra mot is due 9th of jan between that I’ve got my daughters birthday Xmas and wife’s 40th!!! so how to I go about making the burden less painful so one less needs doing…
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Parked In Carpark At Supermarket Help
Brand new learner driver on road and first time someone drove into back of my moped Parked my motorcycle in bay and van driver reversed into my motorcycle lucky enough there is only scrach damage and wheels and all that is fine. But Driver did not stay and wait and gave the reg to the store. Just wondering what should do…
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Car finance agreement exit options
I have an agreement with moneybarn, am now at roughly a half way point and wanted to consider voluntary termination. I’ve initially emailed moneybarn regarding this and have had a response saying that ‘they have noticed we have never sent you the options for exiting the agreement before’ and I should call them. I’ve yet to…
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Windscreen Chip
Had a look and it's about £60 repair, do people normally go though insurance or just pay for it?
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To claim or not
Having had my car vandalised two days ago I’m unsure whether I should claim on my insurance or not. What should I consider? Cost of damage around £500 (guesstimate) excess £100 no claims protected currently and no other claims made on policy I guess it’s impossible to say what the effect may be on future premiums because I…
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Red light traffic light cameras
II accidentally went through a red light. It was changing from amber to red; this is on Claremont Lane where you can go straight towards Esher or you can turn right and go onto Milbourne Lane which goes towards Claygate. Can anyone confirm if there are red light cameras on those traffic lights or if anyone's been caught…
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Increase in fuel tax in budget?
If the chancellor increases the tax on fuel in the budget, does it go up immediately?
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Ending Personal lease hire contract
Help - I have a car on lease which is due to come to an end at the beginning of December - I am able to early terminate the contract. Have a new car on order which is ready to be delivered Here is my problem - my current car now has a fault with the onboard charger so has to be replaced under warranty - part is on back…
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VED on electric cars
From April 2025 this will rise from zero to £190 (or more?). I have a BEV, currently taxed to May 2025. Is there any reason why I should not declare SORN sometime in March 2025 (at a point when I don't need to use the car for a couple of days) and then retax it, I assume still at £0, until February 2026. This should put…
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Problems in updating driver's licence
Hey there Trying to assist someone who needs to get their driver's licence updated. Double whammy - she's married and she's moved. Easy enough but she is not a UK citizen and doesn't want to send her original documents in case they get lost. Is there a way to do this without sending the original documents? I couldn't quite…
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Confused dot com on NCB for multi car insurance
Hi. Filling out website for multi car insurance. I've got a new car coming and an existing car currently on another policy that I will add but will start in November. On the new car I guess I have 0 NCB but it says have I got experience. Do I put that as 7 years (NCB on other car) as a named driver (it doesn't have other…
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Courtesy Car availability
I'm with LV. I had an accident - wild animal strike (they count it as my fault). Is that always the case? Also the car has been off the road for 4 days now, but the courtesy car is provided only while the car is in the garage for repair. Is this usual practice? They have given me a hire car at no cost (yesterday, after…
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Evidence for car insurance claim
Hi, Does anybody know if a garage report of damage to a car can be used as evidence in a car insurance claim? We've had conflicting information from the insurance company; one lady said yes, it can be and she'd send it to the other party's insurerers but when we rang for an update a different person said no, it couldn't be…
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Car insurance excess insurance
After an accident I now have a hire car. They are charging me £10/day insurance. I agreed as i have a £500 excess - I already owe £500 for my initial claim and I dont need another excess payout on the hire car if I have an accident in that. Someone suggested it would be cheaper if I take out hire car excess insurance and…
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PCP for GFV, minimise interest
I would appreciate help with the following - Buying a new car - Have the cash to fully pay - taking PCP for the security of the Guaranteed Future Value (59% after 3 years) - obviously want to minimise interest on the loan. Taking a PCP to get the best negotiated deal.My original plan was to call up within 14 days and…
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Tyre pressure warning lights up, tyres are fine
Hey all, I have a 23' Seat Ibiza FR with 9k miles on it. The low tyre pressure warning for all 4 tyres started to light up every now and then. Mainly after I drive fast , 70-75mph for extended period of time. I check my tyres , they are all fine , I reset the warning on the screen and its fine for a while then after few…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
409 discussions
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Most recent: Car Finance DCA application help please by Nasqueron
1 April at 3:47PM
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