-
PCP deal
12 months ago I received a text for a new electric car deal for £199 per month. I live in a mid terrace house with no way to have an EV charger fitted. However is was working 3 miles from my home and my mileage was not much. I was charging the car once per week. Since then due to circumstances beyond my control I had to…
-
No Claims Discount
Hi - my daughter is 20 and has 2 years NCD. She is going abroad next year so doesn't want/need to renew her car insurance. When she gets car insurance in 12 months, will she still be able to apply her 2 years NCD? Thanks
-
How would you buy a used car for around 20k. PCP/Mortgage Finance?
Contemplating buying a used car. For the last 20 years I have bought a used car and kept it for 6/7 years and then got rid - I drive a lot of miles circa 15k. This will be my 4th car as its time again after 170k miles on the clock, and repeat problem! I would probably get £1500 from we buy any car. I don't have 20k, but…
-
1st MOT early test?
My car's 1st MOT is due 23rd May this year. As I don't have an MOT certificate, I'm not sure if I can present it for test up to 4 weeks (or a month?) prior to that date, and still have a full year till 23rd May 2026. I always book my cars in as early as possible in case there are any issues, so could anybody please confirm?
-
Spurious VED Reminders
Car tax due 1st March this year. Paid by credit card on 8th February. Payment confirmed by Amex, and the car is showing "Taxed until 1st March 2026". I continued to receive regular reminders by text and email, which of course I ignored. But today I got "The tax has now expired".. Is this a known problem?
-
"MOT test certificate could not be found"
Hi all, I'm trying to retax my van online but am met with the error "MOT test certificate could not be found". For context the van is nowhere near due an MoT/PSV/GVT yet as it is still much too new. How can their ridiculous system not realise this? Any advice on how to sort this would be welcomed. Regards,Risteard
-
Are Ford ripping me off?
My wife's 7 year old Fiesta's check engine light came on, and the local Ford garage replaced an O2 sensor. When the fault recurred for the second time, the garage said they 'suspected' that an oil seal had developed a leak, allowing oil to contaminate a wiring harness, which they recommended replacing at an estimated cost…
-
Buying second hand hybrid with long time between services
Looking to buy a 5 year old used RAV4 hybrid, it has 84k and in good condition. Only issue it has the following main dealer service history: 27/11/2020 – 8377 Miles21/04/2022 - 27989 Miles23/11/2023 - 62074 Miles + Hybrid system health check Dealer said they would part-contribute to a Toyota service. Now I know servicing…
-
Buying a Motability car at end of lease
Just to make people aware you can’t extend your lease if your car is over 20,000 miles. Also now you are unable to buy the car at the end of the lease either. I have 7 months left and been looking and between the AD payment and the style and setup of the car there is nothing that suites what I need. I thought I would ask…
-
Pothole damage claim - is dashcam good enough evidence?
Hello all Recently I hit a pothole and damaged the tyre and tyre pressure sensor, costing a total of £400. I still have not filled a FOI request but looks like there were not any other reports before I hit it, but two after I did. Regardless of what the maintenance was on the road (TfL authority, not council) is dashcam…
-
Rejecting a car on finance due to fault
Hi folks Hopefully someone could help me with this subject as I'm not sure where to turn. I bought a used car less than two weeks ago. Within a week I'd noticed a problem, the car was running right around 30-40mph, and the issue could be felt in the car as a driver. I reported this to the dealership who said to bring the…
-
private number plate to newer car- transfer & retain fee
Ive got the private number plate and want to put on newer car to be bought. I have read that its an instant DVLA to take off private and they give you a new number. confused about the transfer and retention bit - ( £80 to retain it if not using it now ) Does this mean I pay £80 to retain it now and £80 to transfer the…
-
Car written off by insurance company
I was involved in what I believed to be a no-fault car accident. My insurance company collected my car for assessment and has deemed my car to be a category B write-off. After my car was collected, I spoke to a motor bodyshop who said it was repairable to a roadworthy condition based on the photos of the damage and my…
-
No consumer protection with low mileage car engine failure after six months?
Purchased a vehicle two years ago a Ford Toureno Connect Grand Titanium TDCI 1.5 cc.It's been adapted into a Wheelchair Accessible Vehicle purchased from a dealer selling only WAV'sI purchased it in 2022 I was the second owner with 1000 miles on the clock at purchase, at the point of the engine failure it had done 4600…
-
Advice needed. Licensing. Re test after ban insurance
Hi, I originally passed my test in 2008, in 2015 I was banned and then banned one or more times afterwards, I now have to take an extended test. My Question is, when I’m looking to take out insurance it asks how long I’ve held a licence, on my provisional it says I’ve held it since 2008, when I pass my test will it still…
-
NCD protection refused
I had to claim on my car insurance for an at fault claim which reduced my NCD to 4 years . My insurer won't provide protected NCD if I have under 5 years.
-
Someone drove into my parked car and drove off
I have fully comprehensive insurance and protected NCB (4 years). The car is drivable and it is body damage but it is a 13 year old car, and speaking to a few garages, for parts and labour to repair would cost more than my excess. I am wondering if it is worth contacting my insurers? Part of me thinks no, just repair it…
-
Car park fine DCBL
Hi, Someone I know has received a FINAL REMINDER - Unapif parking charge £170 from DCBL. This is the second letter they have received from the DCBL. They where parked in the car park for around 5-10 minutes roughly back in 2022 when realised they where in the wrong car park and decided to move on. They are looking for…
-
Nationwide Hire problems
After being let down by a removal company and not being able to book anyone else at short notice I tried to hire a van for our house move just before Christmas. Again I was let down by a rental company and days before we were due to move I came across Nationwide Hire. I phoned them and when they said they had a van I was…
-
Salary Sacrifice - Car Scheme (Numbers don't add up)
Attached below is a broken down version of my payslip, to the right is the details of the vehicle I am leasing on a salary sacrifice scheme. Is it just me or do the numbers not add up? Currently the vehicle is costing me £671.60. Based on my own calculations, it should be costing me approx. £700 minus the student finance…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
66.6K discussions
1M comments
Most recent: Smart Parking - Parking Charge by NickyDe
Today at 7:23AM
