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PCP Options
I have a car on PCP, 4 year agreement, and I’ve had it 14 months. Took on the car and size, large SUV to suit someone else, sadly they became housebound two months later and have barely been in the car. I find it way too big for my own needs, and keep kicking myself that I sold my almost smaller SUV which was on HP, and…
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Changing car tax from Disabled to Normal
Can someone help - we have just bought my daughters first car from a dealer. We have the V5C form as usual, but the tax class is disabled. We need to change this, but don't seem to be able to do it online - how do we go about changing the tax class to normal and get her taxed so she can driver her car asap? Many thanks.
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Buying a car with finance
Newer been applying for car finance, and now pops the question about deposit. If to apply for finance towards PCP, is deposit refundable if not buying a car at the end of the contract?
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Advice on Road Tax Refund
Hi I find myself in the position of having to tax my existing car (a 22 Plate Nissan Qashqai petrol) from 1 March until I collect my new car on 13 March. Just wondering which is the most cost effective way to do this? Should I pay 12 months/6 months/ setup a direct debit? Has anybody gone through anything similar and could…
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EV vehicle tax change – is it from first registered, or first registered in the UK?
I'm about to buy a used Nissan Leaf. It's an Irish import – I've got decent quotes for insurance, and the only oddity with the car is that the mileometer is actually in km (but the HUD shows mph), so largely not a concern. Except – EV vehicle tax is increasing from April, and it'll be £20/yr if registered 31 Mar 2017 or…
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Rejection letter
Hi I am in process of taking used car back to dealership. It has serious issues with drive shaft. I have had it independently checked by a garage and got details of faults. I have e mailed rejection letter and sent hard copy which has been signed for. I am within my 30 day period to reject my question is if dealer refuses…
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Advice on car purchase HP or PCP
I have put down a deposit on a new Kia car for my wife and I can pay the balance in three ways · Cash · HP ; or · PCP The latter (PCP) is the cheapest monthly amount as at the end of the 36 months I have a balloon payment of circa £20k to purchase the car outright. However, my concern with signing with a Kia PCP finance…
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Moneybarn termination issues
I’ve recently been trying to look into the option of a voluntary termination on a vehicle financed through Moneybarn. Initially I emailed just to find out more and had somewhat of a strange response along the lines of “ we’ve never informed you of your options to exit, we need to speak to you on the phone” I’ve now called…
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Car from dealer not maintained. Any
I need a little help. This is my first post. I’ve read through older posts but nothing fits the bill. So, I have a new partner. She purchased a lovely Ford Mondeo Titanium X 59 plate with just 38,000 miles on in August 2024 from a very small dealer. She knows absolutely nothing about cars, is on low income and was…
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Cost of repair v value of car if no-fault
It seems to me that a car is deemed a write-off - albeit in various categories - by motor insurance, whether that of the at-fault or no-fault driver, if repair of the damage would cost more than the value of the car. I am trying to discover if this is universal and if so by what decree, so to speak? Is it also true of what…
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Is there a good time of year to buy a car?
So I need to replace my bucket on wheels, and obviously want a good deal. With the new registration coming up next month, would waiting be a good idea? I guess it all depends on dealership targets ultimately, but does anyone know anything about them? I'm guessing the answer is that it doesn't really matter, but any advice…
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Should I go through with my Nissan Qashqai purchase?
Hi, looking for some advice please - I've just put a £500 deposit down for a new Nissan Qashqai. I've part exchanged my current Nissan and I'm going to get a 4 year finance for it. I've just found out that Nissan is in financial trouble so I don't know if I should go through with the purchase (I'm due to pay the balance of…
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"Pause" and "Short term rejection"
Hello all, I will try my best to keep this concise. (TLDR - Did the consumer clock actually start in these circumstances?) 04/11/24 Purchase 2 year old car from KIA dealership (Their approved used scheme) in person sale / £19k, 1/3rd on credit card) On the day of the sale, I was told that the keyless entry was faulty. They…
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Misled by car dealer?
We have just purchased a 22 plate Skoda Karoq. It was advertised as only having one key. We still purchased the car but presumed the only issue with the one key would be the risk if we lost that one. Having now bought the car we have discovered that we are unable to set ourselves up as the 'primary user' of the car on the…
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Servicing Stop Still at it.
This is the SAGA of failing to read reviews!!! Now I live in a small rural village Near Kettering Northamptonshire and since my car, a Mitsubishi Outlander PHEV is no longer covered by Local Garages, I googled "Local PHEV Servicing Garages". Google suggested I try Servicing Stop as a Booking Firm. Their Website requested…
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SORN fine after vehicle was given to dealership to sell on consignment
i gave my vehicle to a motor trader to sell on my behalf, so on consignment, stopped my insurance and tax, as it was covered by dealer. But a month later I got a fine from the DVLA for not having tax and insurance - I explained to them the vehicle was for sale at a dealership and covered by their insurance. DVLA replied…
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Vauxhall Software updates
Car Broke down and had to be taken to a Vauxhall Dealer as RAC couldn’t repair it, Dealer had it for a few days and fixed it, there was nothing physically wrong with the car and no parts were changed only a software update done at a charge of £360. The car had been into a Vauxhall dealer about 7 months prior and had been…
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Licence points incorrect on policy - will this affect a claim?
Hello Earlier today my partner was in an RTC (no one injured thankfully), the other driver admitted liability to us and police. Our car has been written off. I have started the claim with our insurance but have just noticed that our policy does not show speeding points from 2022. I was sure I had informed the insurer at…
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Car Insurance Repair issue due to prior damage - Vehicle now stranded at the body shop
Hi there, I have a
bit of a strange situation with a vehicle in the household, and I am unsure how
to proceed. Basically, the vehicle was involved in a minor mishap at a
patrol station where someone reversed into the car. The damage was minor, scuff on the bumper,
and the sides where it’s clipped in popped out, along with…
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Can we sue car broker for breach of contract?
I ordered two cars from an online car broker through Blue Light card. The cars were ordered last July for March 1st 25 plate. We asked if we could pick the cars up from a Ford dealer and were told we could. We also asked for consecutive No. plates and was told this was also okay. After sending us the contracts, l noticed…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
468 discussions
2.3K comments
Most recent: Barclays Partner Finance (BPF)- from 07/2014- Do they still have the paperwork? by dunstonh
2 August at 2:20PM
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