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Continuing Motorbike NCB
Hi Guys, need advice on basically how to carry on my NCB without a bike. I've gathered 7 years NCB, but it was nearly 2 years ago I last had a policy.After 2 years I usually lose the NCB, which of course I don't want to do. Is there any way I can just create a fake policy or insure on a friend's bike in order to carry on…
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Car Insurance - bumper scuff - best way to proceed?
Hi, I've been involved in a bumper scuff accident (them parking on a street corner on double yellow lines to pick someone up, me not navigating around them enough!). They have maybe £400 of damage (paint a scuffed bumper), I have negligible damage to mine (£100 paintless dent removal). I suggested working it out without…
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Finance or buy a used EV
Hi there, I have decided to take the plunge and go fully electric. Have found the car I would like (Bmw i series), but unsure if I should buy outright with cash or take a PCP deal at 7.9%. The reason for considering the PCP is due to not being sure how much the EV market will advance in the current years, so better tech,…
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cyclists
advise needed, I was at a give way at end of road and to the right of me a pedestrian crossing on red with people crossing and a cyclists came through dodged pedestrians hit my car front wing (no damage to car) bounced of and came off bike ambulance called and to hospital she went. police involved. informed insurance…
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Mis-sold GAP insurance
I bought a car from Yes Car credit in 2006 and in 2011 it ‘died’ and I sold it for scrap. I was sold GAP insurance at the time, which I believe was useless, does anyone know if I can reclaim this?
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Cat D non disclosure Mis-sold car from garage
I bought a car in 2018 from a used car dealer garage for £3000, less than 18 months later we decided we needed a bigger car and when we tried to part-exchange at another garage they could only offer £500 as it had 2 previous Cat D write offs. These weren’t disclosed to us at the time of purchase and the car was eventually…
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Potentially Hit by Uninsured Driver
Last week a car failed to perform a hill start and instead roll back into my car. As it was low speed the damage is light but I have a scratched bumper and slightly damaged number plate. At the time of the incident, the lady who hit me rang her boss - they were speaking in Polish so I couldn't understand how the…
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Speeding Ticket - 41 in a 30 - No history of speeding tickets
Hi, I hope you're well I just got a letter in for a speeding ticket that says I was doing 41mph in a 30mph zone on 12/11/24 - automatic camera device, It was dated 14/11/24 but I only received it today I have never had a speeding ticket before, I don't have any points on my license or otherwise, and I am not a "new driver"…
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Enterprise Vehicle Charges for Non Fault Accident
Good afternoon, I hope someone can advise me on the following issue I have with Enterprise Rent A Car. A little bit of background firstly. Back in December I was involved in a non fault accident where my car was parked and subsequently damaged. The driver of the other vehicle kindly knocked the door and claimed…
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Uninsured Vehicle
I traded in an old car for a new one with Sytner Mercedes - they took away the old car, V5 and keys etc in July saying they would deal with the return of my old vehicle (Merc Ben Finance Lease) when they delivered the new car. In Oct DVLA contact me and charge me £100 for having an uninsured vehicle (my old car) I sent…
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Increased insurance due to reported incident on CUE database.
Narrow road, I stopped and oncoming car touched my wing as they passed. No damage. They reported to their Insurance company, which happened to be the same as mine. The company contacted me and I explained what happened and that I wasn't making a claim. Shortly afterwards the company contacted me an said the other party…
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Moving private plate from old to new car.
Hi all, Just looking for some advice. Purchased a new car at the weekend, due for delivery in the next week or 2. We have a private plate on our current car that we are trading in and that the garage have agreed to put onto the new car. They've told me they'll advise when they have a date for delivery to them, at which…
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Car insurance - infrequent driving
Hi All, I hope you are well. Since car insurers ramp up their insurance costs are there any alternatives e.g. insurance per day rather than as ongoing monthly / annual cost? I don't drive every day, perhaps once or twice a week. I think insuring a car for daily driving considering the most recent price hikes is no longer…
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Vauxhall Combo Issue
Hello, I am new here so please bear with me if this post is in the wrong place. 2 years ago I bought a Combo from a Peugeot/Citroen main dealer. It was 3yrs old when I bought it with one previous owner and had a little over 30,000 miles on it. I have always had it serviced and MOT'd when due and had no issues with the…
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Dummy speed cameras on M6?
Travelling between Manchester and Birmingham recently, the M6 has these speed signs down most of its length. However, Waze only flags up about 1 in 4 as speed cameras and on looking closer, those 1 in 4 or so have a couple of yellow cameras bolted to the frame. Many drivers seem to realise this and only slow down for those…
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Used Car Dealer not playing ball
Sorry for the long thread, but the history is relevant: Bought a used car 2 months ago with a 6 month dealer warranty. Cost £7k. The trader is a small oufit, working alongside an existing garage unit. Not a main dealer. On test drive I identifed the air conditioning wasn't working and it was agreed this would be fixed…
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Right to repeat performance
Hi, I have recently bought a second hand vehicle (within the 30 day period) from a dealer (not online). The vehicle has had issues with oil sensors and has been returned twice for repair already. The same issue has come again, but because the customer service manager was not on annual leave for a week I have no success…
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Stellantis Finance or Dealership???
I got a car on finance from a dealership the day I picked it up it broke down they took it back they claim they fixed it broke again 3 weeks later they then told me it needs a whole new engine and I had 3 choices to wait for it to get fixed or wait for them to get another car in that's similar to transfer the finance or…
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Car Insurance Non-Fault Claim Using Insurer Recommended Repairer
Unfortunately, I was rear ended at a roundabout. My car insurer: Kwikfit have passed me to Enterprise Rent A Car to deal with everything. No major damage but bumper cracked and paint damaged. My car is a 2018, in excellent condition other than this damage, it should be a fast and simple repair, there is no damage to the…
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Next car dilemma - EV or hybrid or wait
I have a 2018 Yaris, which is mostly fine but I'm getting to the age where I would love an automatic. I'm currently doing around 8k a year - lots of trips less than 30 miles but 220 mile round trips once a month or so to see family - these are almost always day trips. I'm hoping to semi-retire soon and do more trips to see…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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