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PCP Car Finance
Hi Everybody I'm new here and I have a car finance dilema that I wanted to get a second opinion from other MSE forum members. 3 years ago I purchased an EV on what at I beleived was PCP. I had previously bought 5 new cars from this dealer on finance and not had any issues. My previous car was the ICE model of the same car.…
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What if PCP and PCH Costs are the same (Which is better)
Hi... I've had PCH cars for the past 7-8 years and it has worked well, I don't wish to buy or keep the car, and happy to change every so often once the contract is up. I am looking at changing again this year and since the last car, PCH's have gone up quite a bit, but on the whole still cheaper than a PCP. However, one car…
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Intrusive and disproportionate insurance company request. ?
Hello. My partner recently had an unfortunate minor damage accident in her car in a supermarket car park. She damaged two doors on a low level structure. No other person was involved, no one was injured. She claimed on her insurance, for the first time in 23 years. She asked if the car could be repaired at a preferred…
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How is it a write-off if only a tail light is smashed....?
Hello. I've had a good browse around the car insurance threads but haven't found an answer to our problem, so can I ask for some advice? Yesterday my daughter's parked car was hit very gently by a Local Authority van (long story, huge amounts of rain and a slippery tram track, driver sensibly trying not to run into the…
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Ovo & Ohme parting ways
What are my rights as I got an Ohme charger for the very reason that it worked with Ovo? My Kia Niro is not compatible with charge anytime. And I am fixed currently. Am I able to leave without incurring exit fee due to change in circ?
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Consumer Rights in relation to second hand car.
Long story short bought a second hand ev, out of 6 months warranty with the second hand dealer the door handle has malfunctioned. By this I mean it opens while driving and can not be opened from the outside. Cost to fix from manufacturer dealer is close to £900. The kicker here for me is that there has been a recall on…
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Urgent help faulty used car
Hi I purchased a used car on 10th of May , I picked the car up on the 15th of May , did around 30 miles in 4 days and it got stock in gear , garage picked up on the 19th May and said would be a few days we are now on 3rd of June and I still have no car , they have told the finance company it’s gearbox and drive shaft have…
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Intermittent clutch issues on used Corsa - return or repair?
We bought a used Corsa a few weeks ago. Everything was great, except that we soon noticed an occasional issue with the clutch sticking down and not being able to put the car into gear (or get it out of the gear it’s in). The dealer who sold it to us had it assessed by a specialist garage and they replaced the clutch and…
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Nissan Almera Clarion unlock
Hello I have accidentally locked my car radio, would somebody be so kind please to tell the unlocking code, or how to unlock it. Nissan Almera 2006, Radio serial number: CL052950187541 thank you
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previous owner has accidently put their name and details as the new owner in section 2
Hi, My boyfriends dad sold him a car but accidently put his own details in section 2 on the V5C and i cannot seem to get anywhere online.
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V5 with car tax issue
Hello you wise lot ! I have an odd question and just wondering if anyone could offer advice if I have any recourse again a garage. I purchased a used vehicle at the start of May 2025, the vehicle in question was an ex motorbiltly car so had a disabled class on the tax , the salesman advised because of this he had to send…
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Nationwide FlexPlus/AA Breakdown Cover vs RAC
Hi, I've been looking through the terms and conditions of the Nationwide FlexPlus breakdown service from the AA here: https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/current-accounts/insurances/flexplus/p4000-flexplus-breakdown-insurance-policy.pdf?rev=a4111e71cbad43199fb9b71d04bc310a I know it is not the…
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VAT on Vehicle Excise Duty on a Personal Lease Contract Car?
I have a Personal Lease Contract electric car with ALD Automotive. The recent imposition of £195 VED (Road Tax) on electric cars means I have to pay this amount to ALD Automotive. Thing is, ALD have added VAT to the £195 VED charge. VAT is not chargeable on VED in normal circumstances and I'd be surprised if HMRC imposed…
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Is it safe to pick the cheapest?
I have had a quote from 1st central @£383.08 compared to LV @ £955.010. Is it safe to pick the cheapest?
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Petrol car with error code p246300
Particulate filter soot content to high. Is this error code right? It's petrol car thanks
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Ending self employment, what should i do with my van?
Hi all, I was wondering if anyone had experience with ending their self employment and selling a vehicle. Last year I purchased a van for £11995 plus vat and my accountant claimed it against my tax owed and I got a rebate of £1800. However since then I have got a PAYE job and no longer need the van. My question is, if I…
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Car will take a year to repair - what can I do?
Hi, Bought a Kia EV6 from carsa in January, Started with an issue last week, long story short took to an authorised Kia dealer who have been very good, diagnosed that the main battery needs replaced. It's on back order and they have said honestly, it will be a year! Not ideal - Gona sort me with a hire car next week. Prob…
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Honda Jazz 2005
Hi i just seen a honda jazz 2005 and checked the MOT history it was listed with this. Please let me know if this is worth £250 as i just need a reliable runaround. * Offside Front Lower Suspension arm pin or bush excessively worn Rear facing bush (5.3.4 (a) (i)) * Brake pedal anti-slip provision missing (1.1.2 (c)) *…
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Automatic v Manual?
Who else here still prefers manual cars?
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Getting car insurance with a claim pending with another insurer
Hoping for some advice. My daughter's insurance renewal has just come through for £541 with 2 years no claims bonus (she is 19yrs old). Unfortunatly, a couple of days ago, someone changed lane without indicating and went into the side of her. They admited fault, we have dashcam footage and the damage is minor (£650 quote…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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Most recent: Diesel Car Claim Eligibility by matt_drummer
5 January at 6:13PM
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