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Car insurance query - advice please
I have a second car that i need to re-insure from next month. It is in my name so it only now has 1 year NCD as my first car benefits from my 20+ years of NCD. I intend to sell the second car in the spring and am wondering when I re-insure in February should I pay an annual premium and hopefully get refunded after I sell…
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Speed camera near J2 M25 towards Dartford tunnel
So I got caught speeding the other day… I’m not here to dispute that, it was a fair cop Guv, the reason I tell you that is because I’ve been driving super carefully ever since having got away with being able to do a speed awareness course. Anyhow, tonight I was on the M25 around junction two I reckon, and as I approached…
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Advice on finance options
Hello,
I'm totally confused about the best way to buy a car (second hand).
Finance or bank loan?
I'm nervous about having finance and something happening to the car and the insurance not covering what i still owe.
What is the best option to finance a car please.
I have a budget of up to £200pm
I have no interest in buying…
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Renew driving license (without a valid passport)
Hello all, putting this in driving as it seems the most relevant place (but mods please move if not suitable). I need to get a new driving license, however the gov.uk website wants me to check it against my passport, which has now expired. With the current travel situation, I don't intend to travel abroad this year, so see…
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Can an airbag be disconnected in a 'conforming' way?
Hi.Situation is that a colleague has had an intermittent airbag/tensioner warning beep on start-up. It can be ok for a few weeks, but then returns.At the last service, he asked the garage to run a check on it to find the guilty party, and it's one of the side curtain 'bags which shows 'open circuit' - which most likely…
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poor quality windscreen from autoglass
I recently had a replacement windscreen fitted to my Volvo XC60 by Autoglass. When the screen is hit by direct sunlight incident at about 45 degrees to the direction of travel the faces of the embedded heating elements in the screen reflect the sunlight and the screen lights up with lots of bright dots. This is very…
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WARNING - Evans Halshaw, NOT honouring "£500 Extra for your part exchange"
I went to Evans Halshaw (Kia) Stourbridge this weekend and attempted to buy a car on the basis that i would get an Extra £500 for my part exchange as advertised on their website. However they told me that i did not qualify as the value of my trade in car was too low. To make it worse they also valued my car at almost half…
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Unable to afford end of lease mileage and charges
I took out a lease car in Dec 2022 for a 24 month contract at £580 per month. In August 2023 I suffered an injury that led me to become disabled and unable to work much, then later barely at all. I started recieving disability benefits and universal credit, but still had this monthly debit coming out with a contract I…
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How quickly do tyres wear?
I was wondering if anyone has any opinions/advice about how quickly tyres wear? I had a mobile tyre fitting company out to fix a slow puncture for me recently, but they weren't able to fix the puncture and needed to fit two new tyres instead (they said they have to be replaced in pairs and the other one was perishing…
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New Car + Ceramic Coating
We have recently purchased a new car and am considering the ceramic coating. Great salesman who wasn't in least bit pushy, and currently considering a coin flip as to whether or not to get it. Its £400 which seems reasonable when compared with what i have seen others charge, but wondering if it really makes any difference…
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Reimbursement for costs of repairs on a lease car if the fault is a manufacturer fault / common
I have been leasing a ford fiesta st line 21 plate and extended the lease past 3 years which means it was out of warranty. The gear box went and i have spent over £500 on repairs. The repair service was completed by a clutch and gear box specialist who confirmed that this is a common fault on this make / model year that…
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Another breakdown recovery post
I have a brand new Mazda and it comes with 3 years' breakdown recovery. However, I am also with Britannia Rescue and have their comprehensive level of UK cover and know how good and reliable they are when you call for help. Their cover looks better than the Mazda one provided with my new car. Would I be best to keep the…
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Tesco Petrol Pay@Pump taking £120
This morning I put £20 diesel into my car at Tesco Tetbury. It was so expensive at £1.949, so decided to fill the remainder of the tank elsewhere. However, although I only bought £20 of fuel, I soon discovered that Tesco automatically deducted £120 from my account. I have the receipt. Six phone calls later, and I managed…
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Claims management company
So, today someone reversed into my new Mazda, which I have only had since Christmas. I had the complimentary 7 day insurance through Mazda, but now am with Admiral, fully comp. My Mazda Dealer, on me collecting my car, advised me to call Mazda First if ever I am involved in an accident. Today, I phoned him for his advice…
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Salary Sacrifice - Car scheme Help
Hi I’m new to car salary scheme world and trying to work out the gross & net cost of a EV I’m looking at before committing. I’m in the 40% tax bracket aswell .Vehicle technical cost (gross): £102.60/month. My Car allowance (gross): £350/month (this is lost via salary sacrifice I believe ). P11D car value: £32,155. BIK…
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break down provider
Hi Have 73 plate car and do about 34 miles day and am thinking of getting the above but not sure which is best as had green flag but the want 25 admin fee to re join seen add motoroing asst which charges 7 a month ? as did have free for 1 year bit not used it at all and see stories where people charged loads to get car of…
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That ruined my day
A brand new car, which I collected from the dealer at Christmas. Someone reversed into me, while I was stationary.
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NO FAULT COLLISION BUT HIRE CAR INSURANCE NOT COVERED
Wife's car was stationary and hit from behind. Other driver admitted liability, exchanged details and contacted his company before my wife contacted hers. His company phoned her at the scene and said they would cover everything which would negate any excess on her policy. Hire car delivered to home the following day. All…
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£30 to clear Engine Management Light
I have a 11 plate Hyundai i10 and on Saturday night the engine management light came on just as I was getting home so only drove 1 mile with it on. So I went to my usual garage on Tuesday and the mechanic plugged a thing into my car and said "it seems the exhaust triggered it, it does that sometime, I'll just clear it,…
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Replace car or keep it going? Starting to feel like I'm driving a banger.....
So, was hoping to keep my 12yr old car going for a few more years and then pass it to my child who will be learning to drive this year. It's valued at £1250-£1800 so far trade in with 9 months MOT left. It passed the last MOT (no advisories) but mechanic said I might want to think about replacing it before next MOT due to…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
