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Scratch in car park - Claim on insurance of pay out of pocket
So my partner managed to scratch quite a large dent in our car a couple of weeks ago whilst trying to park in a car park, no other cars were involved and it was obviously our fault. I'm trying to decide if I should claim on the car insurance or pay out of my own pocket to fix the repairs. I'm getting quotes from bodyshops…
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Which car would you buy?
I've seen two exactly the same make and model and service history One is 2014 and done 94,000 miles and has a towbar (I need a towbar if I buy this model) The other is 2013 and has done 74,000 miles but no towbar fitted so that would be an extra expense The lower mileage one is £250 more than the higher mileage one but…
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Help re VW finance and (thought may be too late)diesel emmissions
hiya, I bought an audi A3 (low emissions model!) back in March 2008 but foolishly decided to purchase with a cherished numberplate. Every time I go to apply for either the emissions (historically through several firms) and lately re the high interest charged on finance I give the number plate and this was changed over onto…
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Faulty 2nd hand car from dealer within 30 days. Need to know the correct steps to take
Hi everyone, Brief overview of the events: So I bought a 2nd hand Citreon C3 VTR 2014 plate from a car dealer on the
11/01/2025. On the 29/01/2025, whilst I was driving on its second motorway journey the
engine management light came, with a warning that the engine needed repair.
That evening a family member came around to…
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Speed enforced before sign
M62 Westbound between j12 and j11 got nip for 72 in 50 limit . Limit before that gantry was national speed limit apply. From their foto evidence appear new 50 speed limit 200 meters after Speed camera . It simply too much. Can a speed limit be enforced BEFORE SIGNAGE???
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Red light offence or overload car??
I was whit 4 costumers in my taxi and driving on 30 mph When i try to stop for red light my brake fail and i manage to stop after white line . I got flashed twice. I drive slow back behind the line and next day i had car checked and they find brake pads issue. My passengers admited they had gym weights on my trunk around…
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EU / UK Insurance Dilemma
Hello there, I have recently got a ten month temporary job in Brussels. I have a UK car with UK insurance which is due to expire just before my big move. I'm lost as what to do about car insurance. Here is where I'm at - -I want to keep my UK car at first and take it over there - due to being unsure about if my contract…
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Tracker for Motorhome
I bought a motorhome 2 yrs ago which I thought we would have for next 10 years so when told by insurance company to get a tracker fitted I bought lifetime option - others being monthly, 1 year, 2,3,4 or 5 years. After 2 years we have had to change so I contacted Moving Intelligence to be told the tracker cannot be moved…
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When does an insurer declare a car a write off?
Currently trying to decide the best way to go with this, so any thoughts appreciated. Car had an argument with a car park (no one else involved). Damage to the back passenger door, and some more minor damage to panels either side. Only got one quote so far, which has come out at just less than £2K. In the process of…
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Headlights H7
Just a quick one need to get a new bulb for car as light coverage isn’t great at night so was looking at some Phillip white ultra had them in the past always seemed a good improvement. upon checking on the reg for H7 bulbs was a few options but there is one thing I just wanted to clear up are these headlights projector…
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Salary sacrifice EV scheme
Hi ! I am looking to sign up for the EV salary sarcafice scheme ! I am going through my terms and conditions and it says I’m liable for income tax on the vehicle does this just mean the BIK tax ? I am currently a 20% tax payer , will having the car take me into the 40% bracket ! I’m abit confused
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TP Side Mirror while insured with "XS Direct Insurance" back from 2022 - becomes a 6K debt.
Long story short:26 January 2022 on a narrow passage Our Van and a TP VAN had a touch and TP vehicles mirror was damaged. We suggested to contribute for damages on the scene due to reasons in the bottom (RIB) without admitting any fault. TP said he will check with the garage a bit later but later said he made a claim with…
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Empty engine coolant
Hello all i have a Vauxhall corsa 69plate and I have had it for a few years two days ago, I my engine light came on and a message to stop the vehicle so I did. After a short while wait I managed again to get it home. Yesterday, I first started the car and as it was very cold& my windscreen was misted, I went to put on the…
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Tesla cybertruck deposit refund
I’ve been trying to get my deposit back for the cybertruck now that it’s not coming to the uk. Tesla are ridiculous how can I proceed next step I will never stop fighting to get my deposit back
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PCP or lease?
In the past I have always purchased cars outright, but I will shortly be ordering a new EV to replace my ID3 and the car I am almost certainly going to go with I can get 0% PCP with and £3,500 deposit contribution. This looked a bit of a no brainer with little in the way of discounts for cash purchases available, until I…
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How long have I had a motorbike licence?
Good morning all! I need some answers and cannot find anything concrete so need your help please. I passed my CBT to ride a 125cc motorbike back in February 2020, I purchased a bike the same month and insured it. I then completed my full bike test in October 2021 and immediately upgraded to a larger bike and have had no…
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Recommendations for mid-range car
Looking for some car buying advice! I currently have a 2015 1.6l Astra, which I bought for £8k in 2017. My daughter passed her test last year and is now sharing the car with me, but she finds it too large to park and is more powerful than the 1l car she learned in. It's at the age where I should probably think about…
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Enterprise car rental
Hi I am having an issue with Enterprise car rental, I hired a car which was a 2024 Nissan Juke it only had 6.5k miles on the clock. I Drove just over 100 miles when the car broke down with the clutch going. i normally drive a manual car and have done for 40 years. Enterprise are saying it’s driver and down to me and…
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Help me choose a car I have no idea
For the last ten years I've been driving a 2003 Land Rover Defender and prior to that had no spare money so drove old bangers. I've never owned a car less than 12 years old so clearly I know bu&&er all about modern cars but now I think it's time to pass on the Defender to another enthusiast and buy a 'normal' car and I…
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Should I buy my lease car?
Until 3 years ago we had previously only bought cars outright, so I feel my knowledge is weak in this area. 3 years ago, our main car needed a lot of maintenance/ repairs and OHs company introduced an electric car salary sacrifice scheme. We sold the old car and took up the new EV through the SS scheme. Now wind forward 3…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
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