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Can two people live on one person's wage?
MSE spotted a tweet from someone who asked: Can two people live on one person's wage, provided the wage is £20k+? Like all the best hypotheticals, this one opens up all sorts of questions about the depending factors. Many of them have been discussed on this board before. So what are your thoughts? What are the factors that…
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Equity in Shared Property After Separation
Hi, I’m after some thoughts around my current situation. My wife and I separated last year, amicably, whilst living abroad. We returned to the UK this year and my wife was originally given accommodation through her work (not entirely suitable as it was a one-bedroom apartment and we have two children), but has now moved…
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At the Decree Absolut stage - should I send off paperwork and forget about a clean break order?
Hi, As per the title, so I filed for divorce on the grounds of UB back in September 2020. (Marriage was Summer 2019). Marriage broke down within a few months, we were not living together, and I had to wait the 12 months (waited bit longer) before filing for divorce. Respondent ignored all paperwork, ignored me calls and…
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We got our marriage tax allowance but were immediately asked to pay it back?
Hi, Some context before reading the below: Me and my wife are not UK nationals. I am settled in UK on a indefinite visa and my wife is also on a dependant visa. I have been in UK since last 11 years and my wife joined me last year. There are no restrictions on work, we are both allowed to work full time and we both have…
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Lasting POA/discretionary fund mgt
I understand the need to include the following statement in my POA : “ My attorneys may transfer my investments into a discretionary management scheme. Or, if I already had investments in a discretionary management scheme before I lost capacity to make financial decisions, I want the scheme to continue. I understand in…
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Emotional detachment. Does it affect you?
I've always been considered (by myself and others) as a very unemotional person. Never too excited, angry, sad just one level. That isn't to say I don't sometimes get angry but other things that impact people don't tend to impact me. Things like deaths of neighbours. Hurricanes in another country. Someone's dog dying etc…
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Maternity grants and support for new parents
Hi all, we have new guide, Maternity grants and support for new parents and we'd love to hear your feedback. Just click reply below to share any info. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks for your help!
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Legal next of kin issues after person dies. Please help!
I will try and keep it at short and succinct as possible but please ask any further questions if I haven’t been clear. my grandma died last Thursday after a very long battle with cancer. Over 6 years ago she started a funeral plan and over 50s insurance so she was able to afford to pay for her funeral and give her children…
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Protecting finances of father with dementia - power of attorney, scams and potential theft
Hello, this is a bit of a long story which I realise most won’t spend the time to read - so thanks to anyone who sticks with it and reads the whole tale! My Dad has dementia, with fairly severe loss of short-term memory, although does still have ‘mental capacity’ to conduct his own affairs and daily life. When it first…
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Splitting up and selling the house - Overpayments
Hi all, I'm in the process of splitting with my partner (not married but is the father of my children) - and we are looking at selling the home (both of us are on the mortgage etc). While getting the details from the mortgage company of how much we owe to work out how much I would be entitled to after we split, I…
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Money Moral Dilemma: Should I charge my partner rent?
This week's MoneySaver who wants advice asks... I'm in a long-term relationship, and though we don't live together he stays at my house more than half of each week. He has his own place provided through work, so pays minimal rent and household bills. As he stays at mine most of the time, should I charge him for rent and…
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Mum needs care but I'm totally lost - can anyone help?
Hi all, buckle in, this might be a long one! Bit of background - I'm an only child (age 42), I live 15 miles away from my mum (age 75 but with rhuematoid arthritis and other issues), and I work full-time about 30 miles away from home. My father passed away ten years ago. I have power of attorney for mum. My mum had a fall…
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Legal Status: divorcee whose former spouse has died?
Can anyone shed some light on the legal status of someone who was formerly divorced but whose former spouse has died? Are they still considered "divorced" or are they now "single"? Thanks
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how to deal with Christmas after a death
I lost my husband in September, it was sudden and quite traumatic as I had to CPR with my 14 yr old son, now everyone is talking about Christmas and I just want to run. we are also going through a no fault eviction and I can't even look for a house as finances aren't through yet. I don't want a tree or gifts, I don't want…
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Hiring a genealogist (mostly Scotland / Ireland, little bit of England)
Has anyone here ever paid a genealogist to complete their family tree? I have already done a DNA test, and completed a LOT of info on my own re my paternal side partially with the aid of matches having public trees. But Scottish records are a nightmare (and expensive considering how vague the free listings are - it's £1.50…
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Wills - Some Very Naive Questions
(1) When it comes to thinking about a will before engaging the services of a will writer, how do you deal with all the possibility of various beneficiaries predeceasing you? Do you literally have to consider each and every permutation? (2) I know it's very weird to will money/possessions to people you aren't in contact…
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Is it my fault?
Sorry if but this is going to be a bit of a long story. Back in 1997 I met someone I liked but a 28 years age gap. He was separated with 2 kids then. We fell in love he bought a large house and in 2000 we got wed. He did say when we moved into the house one occasion I can remember we are having a kid of our own one day…
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Grandmother not taking all her meds
My grandmother is 94, has macula in both eyes, high blood pressure and severe arthritis. She gets her various medications in nomads done by her local pharmacy. The other day, my parents visited her (we live 65-70 miles away) and mum put something in her kitchen bin. She noticed the nomad in the bin with a couple of doses…
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(Short version) should I leave my 2 friends?
Admin: please delete other post as done short version. Friend 1: negatives:swears at me when he thinks he needs too. Try’s to tell me what to wear Positives: has interesting story’s Pick me up and take me places Friend 2: negatives:when he’s certain about something won’t let me have a diffent opion, gets annoyed and…
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Christmas present for 9 year old girl.
As the title says..... I'm looking for inspiration for a present for a nine year old. Very keen on reading but already has a Kindle and subscription. Parents not over keen on more screens or mobile phone just yet. Keen on crafting No outdoor sport / hobbies I wont be meeting up with her before Christmas to go clothes…
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Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
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Most recent: Tenants in Common and IHT by Savvy_Sue
9 November at 10:19PM
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