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Using qualified nurses for private elderly care
This is a general question first. Is there any reason legal or otherwise that a qualified Nurse could not be employed for the odd day to look after an elderly patient. A lot of Nurses work part-time and I was thinking of paying for one occasionally just to look after my elderly mum, most of the time just chatting and…
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Mortgage liabilities
I'm separated from my husband. We have a joint mortgage on the family home that I live in with my mum and 2 of our daughters. I have recently been retired due to ill health and received a lump sum. I have used the lump sum to pay off some of the mortgage. As a result, the monthly payments have reduced. Prior to this lump…
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Family loans and Power of Attorney question
Consider this scenario... Elderly grandparent lends £10,000 to their adult grandchild. Repayment terms are agreed in writing (interest free). During the term of the loan, parent loses capacity and their adult child (eg mum of said GC) has to invoke the already registered PoA. Grandchild then loses their job and can no…
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Advice/Help needed
I recently found out that my wife had an affair. My solicitor advised that i shouldn't put adultery on my divorce as it would be impossible to prove. Instead they advised that i should put "inappropriate Relationship with a married man". I have recordings of her basically admitting it but i have been told i couldn't really…
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Money Moral Dilemma: Should my brother share the money if he sells the coin collection I gave him?
This week's MoneySaver who wants advice asks... During my childhood I collected old and rare coins. I eventually lost interest and gave the collection to my younger brother, and as far as I know he's never added to it. I've now discovered some of the coins are very valuable. My brother's mentioned he's considering selling…
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Money Moral Dilemma: Should we change the way we split household costs because we're having a baby?
This week's MoneySaver who wants advice asks... My partner and I have always split every cost 50/50 at my request, despite her earning more than me. Now we've a baby on the way, she'll be taking maternity leave and so temporarily earning significantly less. Should we maintain the status quo, or should we now split costs…
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deliberate deprivation of assets
Hi I'm looking for some advice. My Mum was diagnosed with renal cancer in March 2021 and due to her failing health the consultant advised that palliative care was her only option. Under the £3k a year rule, citizens advice advised us that she could give money to me for this year and last year. Her health has deteriorated…
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Asking for money for honeymoon at our Wedding
We're looking to get married next year and would like guests to donate money towards our honeymoon in Greece. My parents believe we should allow guest to pick their own gifts - if any. What is everyone's view on this? I know this topic pops up a few times but wondered if the viewpoint has shifted in the last 4 years. We…
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Money Moral Dilemma: What's the fairest way to help our children on to the property ladder?
This week's MoneySaver who wants advice asks... We're in the fortunate position to be able to give our children money towards property deposits. However, one of them is looking to buy in London while the others are looking elsewhere, where it's much cheaper. Should we give them all the same amount or take into account the…
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Is this ok for an engagement ring?
Hi, I've bought an engagement ring to propose to my girlfriend. It's a Pandora brilliance 0.15 carat ring and cost me £250. I know it's not much but it's all I could afford and I know she will be happy with anything, but do you think it's ok? I think it looks lovely. Here's a link:…
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Going Back To Maiden Name....Easy Enough???
Hi, So my Mum has been divorced for well over 5 years now and for a long time has wanted to go back to her maiden name. I have looked on the GOV site and there is a template for changing it yourself - has anyone done it this way and successfully changed it at banks, with utilities and even changed their name on a passport?…
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Cheap school uniform deals
If you're looking for uniform for the kids, MSE's round-up of cheap school uniform deals is a good place to start. Do you have any tips of your own to share?
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The end is near, trying to figure out entitlements.
Everyone reading the headline is probably making a judgement, but here is where I am. About to divorce, after numerous threatened splits, so am now at my limits of looking up stuff that's really complicated and looking for real life experience really. Married over ten years, have children, and due to divorce. It's a…
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Can't access Care4 Funds
Hey all Not sure if this is the right board but find ourselves in a sticky problem. I live in the UK but my partner and daughter live abroad. When my daughter was born in 2018 I started saving via salary sacrifice into a Care4 fund with the intention of using it for crèche and childcare etc as my family were due to…
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My friend lying about job
my friends has never had a job after his HND, other then a few days here and there, he gets money from his family. 16 years unemployed. he is very smart his dad was a surgeon, who passed away when he was young and his sisters a doctor Anyway, recently he said to me he works for money, so I said what’s the job, he goes it’s…
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Pensions on separation or divorce
I have been married for 20 years and we have 2 nearly adult children. Finances have always been tight, having started with absolutely nothing 20 years ago and working in minimum wage jobs. When our kids were young he worked full time and I worked part time (and looked after the kids) and we were supplemented with tax…
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Mesher Order Advice
Hi, I'm after some advice/facts please, without judgement :) My husband and I were together since 2001, married in 2009 and a daughter born in 2010. In December 2019 he left me, he was having an affair and his girlfriend became pregnant. We have a joint mortgage, that I have been paying independently since August 2020.…
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IHT & Gifts
Hi all and thanks in advance for any advice given. My mother moved in with us around 18 months ago. She's now at the point where she wants to sell her house, and potentially pay off our mortgage. My question is, if she were to gift us an amount from the sale (say £500,000 for simplicity) but then pass soon after, is that…
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Would you consider selling a long-held family heirloom if the price was right?
It's a very open question, but how does sentimentality weight up against money? Where's the tipping point? What factors make a difference? Would you consider selling a long-held family heirloom if the price was right?
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Complicated 'Inheritance' between two siblings
Hi all, Wondering if somebody could offer some advice as it's a bit of a head scratcher. Here's the background story: This is between my mother and my aunt (her sister). Nothing has been agreed to yet but a situation has developed where some type of agreement and 'formula' needs agreeing to. My Nan unfortunately had a…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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Most recent: Money claim but defendant died by Keep_pedalling
29 July at 4:18PM
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