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My partners brother has taken a loan out using their mother's home as security.
My partner is one of two siblings. About twelve years ago her elder brother split with his wife and returned to live with their mother for a few months. In order to assist him my partner and their mother then allowed him to take out a loan of about 50k secured against the mother's property. There is no other mortgage or…
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Elder abuse vs medical treatment
I hate posts like this but need to sort out some thoughts.... Mom is in hospital. She's had a couple of small strokes and has pneumonia. Net result is that she is confused, aggressive, highly agitated. As there's an issue with her throat she's not able to eat much so is on an IV which is also how she's getting her various…
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Elderly relative feels like a prisoner in own home
Asking on behalf of my partner, so here goes. My partners elderly auntie (her mums sister, about 85 I think) lived for many years on her own, in her own bungalow by the coast. In the last 6 months her daughter has moved back in, with her new boyfriend. Neither of them work, they’ve taken over both bedrooms in the bungalow…
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I need a comprehensive list of care companies in Essex
We want carers to come in the mornings to get both Mum and Dad up. I was waiting on social services to organise a company, or
companies. After a long wait, I was not impressed with the one company they
came up with. The care company said an OT evaluation was required before they
could progress matters, but we’ve not heard…
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Long one RE marriage/one partners debt.
I am mid 30’s and partner is mid 40’s. I am debt free except for a credit card, I pay off balance each month to build my credit rating in prep for a mortgage and I earn around £2800 PCM. I also have £12000 in savings. DP has around £19000 of debt split between a consolidation loan and a credit card and earns around £1200…
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Gambling - 3 years clean!
Three years clean this week from gambling. I use to lie, borrow and waste money. Thankfully I was on good money and I still have house(s) and savings and my wife stood by me - just! Must have lost £100k over the years. My lightbulb moment was when bookies started closing my accounts because I'd started to do 'matched…
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Married but living apart lifetime mortgage issue.
I am not sure if this is the right forum but I am ending up in a desperate situation. My wife is Bipolar and is living in an assisted home at present. We do not want to divorce or legally separate. I am on Universal Credit as my business dropped 90% due to Covid. I am living in the home where I was looking after my mother…
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Divorce - jointly-owned property with new partner
Hi I'm buying a house with my partner. He is still married to someone else (they have been separated for over five years). When they separated, they sold the marital home and split the proceeds 50/50. He used his money to buy a home with his friend, which he's now sold, and we're buying a house together. I know that when…
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Lump Sum Gift & Inheritance Tax?
My father wants to give me a sizeable amount of cash, but he's worried about inheritance tax (ie. that he'll pop his clogs within 7 years). But I said that only applies if his estate is above the threshold where IT begins - his estate isn't large enough for IT to apply. Would the lump sum be liable for inheritance tax if…
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teenager seeing ex
My teenager haven't seen their dad and his family for a number of years and wants to make contact. We are struggling for the best way to word the letter to see if contact is possible. An introduction letter. Any advice or suggestions please?
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Palliative care team vs Doctor..
That title is probably not the best way to describe the situation but here goes. My Mam is in a nursing home. She is as terminal lung cancer and is on an oxygen concentrator machine 24/7. Meds wise she was getting a time release morphine table 9am and 9pm. In between liquid morphine 4 time a day, and a injection of…
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Loaning money to a parent for care costs, inheritance tax risk?
Hi, Our mother is going into a care home. To avoid selling her house (as there's still a chance she may come out again) we (her children) are all happy to loan money for the time being to cover the care costs, knowing that we are very likely to get it back from the estate. However, it has just occurred to us that without…
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D11 form
Hi I went through a divorce 8 years ago and a financial consent order was agreed by the court. My ex-husband has breached the order. I have completed a D11 form. Please can anyone advise me where to send the form and how much the fee is. I've tried to search on line and phoned my local court but have not been successful in…
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Divorce lawyer recommendation
Could anyone recommend a lawyer to represent me in a really messy divorce, with house and child involved. I am in the Edinburgh area, and feel I am being taken for a ride by my legal representation. TIA
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Should I be paying some of his mortgage?
Hi, I’m about to move into my boyfriends house. We are discussing rent etc that I would pay. He has a mortgage on the property currently. At the moment I would be paying a third of everything (including the mortgage). HoweverI’ve said that I’ll pay half of the bills (apart from the mortgage) because it’s his house as he…
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Family games - different houses
Does anyone have any recommendations for interactive games for families in different homes? We usually do zoom games night quizzes etc but I have seen, I'm sure, an actual board game which links up online with all your different families. I'm thinking of Christmas gifts and if anyone had a recommendation please that worked…
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Divorce and Property
Hi, I am currently in middle of Divorce and we are fairly amicable, we have 2 young children and an older child both ours. Husband is selling the property to me and wants a clean break order (which is fine, i think) however, he wishes to pop a percentage of his share of the property we both completely own (but it is all in…
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Divorce/property advice needed
Hello, my wife and I are splitting up and I need some advice about various aspects of this. We own our house jointly and it has SSTC, with paperwork going through. We are selling the property chain free, splitting the money and going our separate ways. We have family that we could each stay with if needs be. I am now…
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eData held online by Facebook, cloud data etc.
There doesn't seem to be anything available that includes any edata as being available for executors when a Will is drawn up. I am aware of friends who have tried to get Facebook photos and other edata recovered for possible distribution afte the passing of a loved one but they found there was expensive legal hurdles put…
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Divorce questions
Bit of background: friend has been separated for 18 months. His Ex lives with 2 autistic daughters in jointly owned outright house. Questions: in the heat of an argument his ex said he wouldn’t see the girls again until “she’d seen him in court” given neither even has a solicitor yet this is likely to be some time away,…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
978 discussions
13.9K comments
Most recent: 15 free hours @ nursery by sheramber
11 March at 10:38PM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.