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If care homes are charging £1k+ per week and carers are paid minimum wage, where is the money going?
Firstly, if there is a more appropriate board for this thread, please move it. Secondly, I don't have first-hand experience in these matters, so I appreciate I'll be making a lot of sweeping generalisations BUT- We've all heard the news - people having to sell their houses to pay for care, people being charged sometimes…
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Split from my partner after 20 years
Hi We have split. We have a mortgage. We have 2 kids. She is atm at the house. She is NHS worker, I'm on universal credit. She is at the house with kids and dog. I'm in the car . How the hell does this work now. I'm looking for a room that is cheap. My universal credit goes into our joint account. We are on the breadline.…
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Board tax??
My oldest has finished his A levels, left college and has a job, if he starts to pay board by standing order does it count as income for us, and would it be taxable? Thanks.
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Money Moral Dilemma: Do I give a gift when it's a 'pretend' wedding?
This week's MoneySaver who wants advice asks... I'm going to a family 'wedding' that has been years in the planning while the groom waited for his divorce to go through from his previous marriage. The couple have told the family he's now divorced and the wedding is going ahead, and they've asked for money as a wedding…
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Do you tip hairdressers? Uber drivers? Bar staff?
Do you choose to tip when you've received any kind of service? How much? Does it depend on the type of service? And on the quality of that service?
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common law separation and dividing the house fairly
Hi Just after thoughts and opinions please My partner and i are separating after a 15 year relationship, nothing significant has happened we just agree that we are at the end. Our current home was purchased about 12 years ago with joint names on the mortgage and deeds at a cost of £150 000. This was funded by me placing a…
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Has anyone ever found a comfortable bra?
I've been wearing them for 40 years (OMG am I that old?)and have never found a really comfortable one. Years ago I even went to a special bra store (Rigby and Peller in London, corsetiere to the Queen!) to be fitted. What an experience, I will never forget the saleslady who had a chest like the prow of a battleship who…
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Cousin buying grandparents' house way below current market value
Wasn't sure whether to post this under the house buying section or here, but it's more of a family affair than the actual house. My brother has been living at my grandparents' house for around 4 years. Two bed bungalow on a big plot - enough for three houses if you demolished and built again. House is owned by my mother…
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Joint LPA and evidence of coercive controlling behaviour
I am a joint LPA for finance for my father with my brother, we also have two siblings that are not LPA's. Our father is in a nursing home and very poorly. I have been sorting out my fathers bank accounts and have found alot of evidence of money being taken from my father by our two other siblings. Social services have…
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Financial advice after divorce
I will try to keep as brief as possible and hope that I can get some advice for the situation I am in. I separated from my ex husband in early 2014 after 7 yrs of marriage. Throughout he was an alcoholic and did not work a day we were together. We lived in a council property and had no children. I worked and paid the rent…
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Using qualified nurses for private elderly care
This is a general question first. Is there any reason legal or otherwise that a qualified Nurse could not be employed for the odd day to look after an elderly patient. A lot of Nurses work part-time and I was thinking of paying for one occasionally just to look after my elderly mum, most of the time just chatting and…
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Mortgage liabilities
I'm separated from my husband. We have a joint mortgage on the family home that I live in with my mum and 2 of our daughters. I have recently been retired due to ill health and received a lump sum. I have used the lump sum to pay off some of the mortgage. As a result, the monthly payments have reduced. Prior to this lump…
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Family loans and Power of Attorney question
Consider this scenario... Elderly grandparent lends £10,000 to their adult grandchild. Repayment terms are agreed in writing (interest free). During the term of the loan, parent loses capacity and their adult child (eg mum of said GC) has to invoke the already registered PoA. Grandchild then loses their job and can no…
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Advice/Help needed
I recently found out that my wife had an affair. My solicitor advised that i shouldn't put adultery on my divorce as it would be impossible to prove. Instead they advised that i should put "inappropriate Relationship with a married man". I have recordings of her basically admitting it but i have been told i couldn't really…
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Money Moral Dilemma: Should my brother share the money if he sells the coin collection I gave him?
This week's MoneySaver who wants advice asks... During my childhood I collected old and rare coins. I eventually lost interest and gave the collection to my younger brother, and as far as I know he's never added to it. I've now discovered some of the coins are very valuable. My brother's mentioned he's considering selling…
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Money Moral Dilemma: Should we change the way we split household costs because we're having a baby?
This week's MoneySaver who wants advice asks... My partner and I have always split every cost 50/50 at my request, despite her earning more than me. Now we've a baby on the way, she'll be taking maternity leave and so temporarily earning significantly less. Should we maintain the status quo, or should we now split costs…
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deliberate deprivation of assets
Hi I'm looking for some advice. My Mum was diagnosed with renal cancer in March 2021 and due to her failing health the consultant advised that palliative care was her only option. Under the £3k a year rule, citizens advice advised us that she could give money to me for this year and last year. Her health has deteriorated…
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Asking for money for honeymoon at our Wedding
We're looking to get married next year and would like guests to donate money towards our honeymoon in Greece. My parents believe we should allow guest to pick their own gifts - if any. What is everyone's view on this? I know this topic pops up a few times but wondered if the viewpoint has shifted in the last 4 years. We…
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Money Moral Dilemma: What's the fairest way to help our children on to the property ladder?
This week's MoneySaver who wants advice asks... We're in the fortunate position to be able to give our children money towards property deposits. However, one of them is looking to buy in London while the others are looking elsewhere, where it's much cheaper. Should we give them all the same amount or take into account the…
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Is this ok for an engagement ring?
Hi, I've bought an engagement ring to propose to my girlfriend. It's a Pandora brilliance 0.15 carat ring and cost me £250. I know it's not much but it's all I could afford and I know she will be happy with anything, but do you think it's ok? I think it looks lovely. Here's a link:…
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