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What would you do?
Our adult son borrowed one our cars (we insured him) to help him move house. Unfortunately a car window was broken and a low value item stolen from car on day of house move. He ignored advice to report to police as priority was his move (over 200 miles). Car eventually left at our house for us to repair, cost £150 plus our…
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Sharing bills
We are both retired. Me with one state pension he has 3 pensions 2 private and one state pension we have a joint bank account and we each have a sole bank account. We both pay in the Same amount to the joint account everyweek to pay for the outgoings of our flat but he has a lot left over everyweek and I don't have much…
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Self build Mortgage For One
I’m looking for advise or recommendations on which companies will lend for a self build mortgage to a married couple but only using one spouses info and one spouse name on the title deeds. Husband hasn’t got a credit history but mine is the best. I also already own the land, have PP and building regs plus more capital.…
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Most Expensive Phone Calls
Back in the day, I was persuaded to buy one of those new fangled things called a (2G) mobile phone. It cost me £15 a month. I had it for 5 years and in that time I made just 3 calls. Thus each call worked out at £300 each!
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What's been your most expensive mistake?
Put the wrong fuel in your car? Accidentally won an auction? Signed something without reading it? What's been your most expensive mistake? Come and share your tale and cringe all over again.
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should we split bills
I have seen this come up several times about splitting money for what ever reason. We have always joined our money no matter what was earned by each other and use the account for what ever is needed. I know this is not how everyone does their accounts but it has worked for us. I would have hated a "my money your money"…
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Money gifts
Hi, My mother in law wants to give us £5000 each as she has just lost my father in law. There is 6 of us. How do we stand within the law and tax situation with this. To add to the mix, she is terminally ill and wants to give us the money before she dies.
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Move Closer to Work OR Family when having children?
We are currently looking to move and don't know whether to move within walking distance of work and gett rid of one car (with a view to purchasing nursery childcare after maternity) or to move closer to parents who are semi-retired and approaching retirement age and who have offered free childcare? The commute would be 30…
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Change of circumstances - how to adapt finances / lifestyle?
I would just appreciate some outside thoughts on this please. I have been with my partner for 13 years and have found myself taking on nearly all of the household chores - he has 4 kids and I took on a lot of the work for them too, but they are now grown up with only 1 coming back from uni now. It was very hard going at…
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Money Moral Dilemma: Should I let my three kids decide when my other son can have his inheritance?
This week's MoneySaver who wants advice asks... I'm going to update my will as it's Free Wills Month. Currently, my estate is split equally between my four children, but one of them doesn't work, spends his time playing video games and doing stuff he shouldn't. He stopped speaking to all of us 12 months ago saying no one…
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Sharing one-time maternity allowance payment with partner?
Hello, I am an expecting mom and my partner asked me to put my flat maternity allowance received once after the baby is born on a joint account. We had always have money discussions and this proposal did not come as a surprise. But nevertheless, I was very frustrated since i am the one paying the medical bills and was…
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How to thank fiance
In my past I wasn't in the best place, I was in a very abusive relationship. Me and my ex got in to debt and he left me to it. I was burdened with all these bills. He used to inject me with drugs (There was no choice here it was either get drugged or get beaten up), I had so many broken bones and no money, I got out and…
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Manchester United football kit
My grandson is size 13-14, he’d like a Manchester United football kit for Christmas (sorry to use the c word!). Are they the same price everywhere? I’ve never bought a football kit before.
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Soon to be ex-wife and future property
Hi, I'm currently going through the divorce process, which has taken much longer than hoped due to my ex partner taking her time responding at each step and the court losing some paperwork early on which took a few months to resolve. I'm hoping the decree nisi should go through in about 6 weeks and a clean break order has…
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Cohabitation and separation
Hi can anyone who’s separated from a partner and have property together shed some light on how that property is split? ESP in Scottish family law The situation is as follows: non married for 8 years, kids involved: bought a house for 248k now worth 300k, him 10k deposit me 65k dep, paid mortgage for 28months 8906k each: my…
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Cohabitation Agreement Required?
I currently own my own house with a mortgage with a lot of equity. I have previously been through a divorce and I am now seeing someone new. We have discussed moving in to my house together but I don’t want to end up putting my house at risk if we breakup in the future. Is it worth getting a legal agreement setup ? Would…
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LPA - discount / remission based on income question
Hello, I am getting LPAs done for my parents (both health and finance) and I can see that my Mum can apply for a 50% discount given her income is less than £12k. She receives dividends and interest and is receiving state pension (started this year) and also will be starting a part time job soon. All her income in total…
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How did having a child impact your marriage/relationship?
So I was reading an interesting article today which stated that 67% of new parents (1 year old or less) become dissatisfied with their relationship after having a baby. They tend to argue 40% more than before. What changes did you find after having your first child in terms of your relationship with other half? Did you see…
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Opinions please on school refusing to return deposit
Hi All, My son failed to get into 6th form because he didn't get high enough grades , he was only on foundation papers so he couldn't get the grades to make it into 6th form anyway . We as parents were not made aware of this, we were surprised he seemed to want to go to 6th form as he was more a C student but the school…
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Can I buy a new vehicle while going through the divorce process?
Hello, I'm looking to buy a new EV vehicle and probably this may cost around £40-55K for the new vehicle. I'm not sure which option I'll choose - personal loan, PCP, Personal Contract Hire, but I can pay £5K-£10K as a deposit and get my monthly instalment to £500/600 for 4-5 years. I'm not looking to buy petrol or diesel…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
978 discussions
13.9K comments
Most recent: 15 free hours @ nursery by sheramber
11 March at 10:38PM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.