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Pet Insurance for 10 animals, insure or save?
We have 10 pets (mixture of strays, given to us and all that jazz) 4 dogs, 6 cats. Quoted with Bought By Many for 15k worth of cover = £2506.57 per year. My partner and I have different opinions, he says we shouldn't insure and just save, I disagree. Whilst saving 2.5k a year would be great especially if none of them need…
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Renew drivers license photo
Hi all hope you're well, my wife's photo on her drivers licence is about to expire, can she use her passport as there linked now? The only problem is it's in her maiden name (passport) and dosn't expire untill 2023
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Council charging for clearing dead brother council falt
My brother has just passed away and the council say that we need to clear his council flat. We are not of good health and can't afford to pay anybody to do it. Can the council charge us for this. We haven't signed anything so far, including the termination notice that would appear to make us liable. There is no money in…
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Court costs for family law proceedings
Hi, Is there any forum users got a solicitor representing them in family law proceedings as I've been in touch with a solicitor that said for the first hour it costs £250 for the initial consultation and that during that consultation I would be told what the cost would be for representation and that the solicitor in…
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How to keep money separate with equity?
Hi! I hope I have posted in the right section and hoping someone can help me please. I own (mortgage) a home with my husband. A very dear friend of mine has offered to gift me a large amount of money to pay off a Help To Buy Loan we had to take out to buy the house. Although our relationship is secure, my friend would like…
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MSE Poll: How do you rate the online education your kids are getting?
Poll started 19 May 2020School's out for millions of children and young people across the UK (though not all), with many parents relying on online teaching and resources to keep kids learning during lockdown. This week, we want to know how you're finding the remote education your kids are getting. PS: Thank you to all the…
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Best way to D.I.V.O.R.C.E... as quickly, painlessly (yes and as cheaply) as possible...
So me and the husband separated in October 2019... it was all pretty amicable, as amicable as these things can get, but we're still married and I really feel we need to take care of that! We owned a house together, that was sold last year and the proceeds split between us, we don't want to touch each others'…
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Will a divorce be costly?
This isn’t me, asking for a friend! He owns his own house outright. She is a council tenant. She gives up tenancy to move in with him and they marry. 2 years of marriage later and she moves out and back into a council flat and the marriage is over. Several months on from moving out and he now wants to make divorce…
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My son doesn't want to see his dad
Hi I hope I'm putting this in the right place. I'm in need of advice. I'm sorry if it's a long post I want to add as much as possible. I have a 14 year old son, me and his dad split when he was 2. His dad was rarely there when he was born I was pretty much a single mum straight away. He put me through alot! He was mentally…
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Amend agreement after divorce
Hi, I divorced in March this year and the Financial greement reflect what we have decided. We agree to sell part of the garden, my ex pocketing the ££ in order to move out and clear his depts, while I would retain the house until the younges is 19y old, 50/50 on the kids custody.Now, we sold the land, he has the ££ and he…
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Easy ways to save costs when planning a wedding
So one of my closest friends is planning a wedding that will happen over the next few years. She's loooking to save some money where possible - not necessarily a budget wedding, but saving money on things that don't need to be as expensive/easy tricks etc. I've already found a bridesmaid dresses list for her to use (so I…
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Splitting bills based on gross income - what to include?
Evening all, On the face of it, this is a simple question, but there are a couple of nuances that I just can’t reach a decision on and would appreciate some other viewpoints. My partner and I are unmarried with two children and currently live in Armed Forces accommodation (for which we pay well below the going rates on the…
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Lasting Power of Attorney
Could someone point me in the direction of a leaflet that I can give my mum regarding LPAs ? I've thought for a long time it would be a good idea if she had one & her recent stay in hospital has reinforced that feeling. However, in her words 'she's not ready for that yet' and even though we've said that when she is ready…
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Boyfriend expects me to buy a house for us
hi I would like some advice. I’m selling my flat so that me and my partner can buy a house together. He said we would get a house that we can renovate because he is in the business of renovating houses. So I am selling my flat which is a lot of £ and he has a flat and isn’t selling anything maybe possibly contributing a…
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Can my ex do this?
My ex will not provide a financial statement. She refuses to engage a solicitor and now she is ringing my solicitor with queries. So my solicitor is charging me for her queries. Can I instruct my solicitor to refuse her phone calls and not answer emails?my ex has refused all contact for 5 years.
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Written Pornographic Stories and the law in England.
Is anyone on here legally trained and can advise? Or can anyone point me in the direction of where I can find help? My childrens dad has not been involved in their life since early - his choice - he has caused us trouble on multiple occassions in the past. February this year I was told by a friend that my ex had written…
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Breakdown of Marriage, what happens to home?
I told my partner I wanted to end our marriage due to us drifting apart and not getting along. Partner stated they would like to stay in our home we have a joint mortgage for and buy me out and share parental responsibility 50/50. Partner has now came back to me stating he can’t afford a mortgage to buy me out.No one would…
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D11 help
Hi I'm currently in the process of trying to fill out the D11 form as I have received a decree absolute but was never informed by my ex that this process was taking place and there is still a matter of finance's to be agreed IE family home etc what's the best way to address the form ensuring it gets noticed. Also how is it…
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Booster or high back seat for 7 year old
Hi there,Looking to get a car seat for 7 year old girl, about average size for her age. Legally her weight allows a group 3 seat (booster), although some sites seem to encourage the use of a group 2/3 seat for as long as possible for safety reasons. The problem is that we tried them out today and they all seem fairly tight…
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Relationship struggling
For context... We've been trying to sell our home and upsize since last August. Two sellers dropped out at point of exchange.. which has led to what can only be described as a horribly stressful time. My partner and me have two children, aged 6 & 8 and can comfortably afford the new bigger house, and we have outgrown the…