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Am I alone...

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RetSol
RetSol Posts: 553 Forumite
Fifth Anniversary 500 Posts Photogenic Name Dropper
edited 19 September 2024 at 9:54AM in Marriage, relationships & families
...in finding that the MSE Forum  is like a wise, elderly parent? 

I started consulting this site when I took my pension early at the age of 55 and a half.  That was nearly 2 years ago now and I have dipped in and out of the Forum since then.  I looked at it a lot 18 months - 2 years ago, took a break and then came back a few months ago.

Now, I feel that I have gleaned sufficient knowledge (a) to know where I stand financially, (b) about my attitude to risk and (c) to be aware of the risks that I am taking.   

I also know what I don't know. 

For those who are interested in the Johari Window,  I think that, financially, I am at the stage of conscious competence - https://en.wikipedia.org/wiki/Four_stages_of_competence.

I am not sure that unconscious competence is a useful concept in the sphere of personal finance and investing.  In personal finance, consciousness is all! 

That said, none of us has a crystal ball.

I didn't know where to post this but thank you to @martin lewis, @Sea_Shell, @Linton, @hugheskevi, @Thrugelmir, @[Deleted User], @colsten, @dunstonh, @eskbanker, @Albermarle, @Silvertabby, @Notepad_Phil, @Marcon, @Audaxerand lots of others.

In many respects, my parents were not able to help me navigate my economic and social dilemmas as a member of the Gen X generation and, as a consequence, I struggled for a very long time. 

But, on a financial level, the participants in  this Forum have helped me enormously in the recent past and, for that, I am very grateful.

Comments

  • Sea_Shell
    Sea_Shell Posts: 10,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 28 February 2022 at 8:14PM
    I'm touched that you feel any of my posts have helped you, enough to deserve a mention ♥️

    I mainly just waffle 😉

    Helpful waffling is now a thing!! 😇

    Thank you.



    ETA - and you're definitely not alone as I too have learned so much since I've been a regular here.   So it's a thanks to everyone from me too.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • TripleH
    TripleH Posts: 3,188 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    The waffles here are gluten free, zero calorie and vegan friendly.
    I function independently and always have done, but that doesn't mean I don't miss 'listerning' to others.
    May you find your sister soon Helli.
    Sleep well.
  • kimwp
    kimwp Posts: 2,936 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Not sure about elderly parent, but definitely a pool of wisdom I know I can rely on.
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
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