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Am I alone...
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RetSol
Posts: 553 Forumite

...in finding that the MSE Forum is like a wise, elderly parent?
I started consulting this site when I took my pension early at the age of 55 and a half. That was nearly 2 years ago now and I have dipped in and out of the Forum since then. I looked at it a lot 18 months - 2 years ago, took a break and then came back a few months ago.
Now, I feel that I have gleaned sufficient knowledge (a) to know where I stand financially, (b) about my attitude to risk and (c) to be aware of the risks that I am taking.
I also know what I don't know.
For those who are interested in the Johari Window, I think that, financially, I am at the stage of conscious competence - https://en.wikipedia.org/wiki/Four_stages_of_competence.
I am not sure that unconscious competence is a useful concept in the sphere of personal finance and investing. In personal finance, consciousness is all!
That said, none of us has a crystal ball.
I didn't know where to post this but thank you to @martin lewis, @Sea_Shell, @Linton, @hugheskevi, @Thrugelmir, @[Deleted User], @colsten, @dunstonh, @eskbanker, @Albermarle, @Silvertabby, @Notepad_Phil, @Marcon, @Audaxerand lots of others.
In many respects, my parents were not able to help me navigate my economic and social dilemmas as a member of the Gen X generation and, as a consequence, I struggled for a very long time.
But, on a financial level, the participants in this Forum have helped me enormously in the recent past and, for that, I am very grateful.
I started consulting this site when I took my pension early at the age of 55 and a half. That was nearly 2 years ago now and I have dipped in and out of the Forum since then. I looked at it a lot 18 months - 2 years ago, took a break and then came back a few months ago.
Now, I feel that I have gleaned sufficient knowledge (a) to know where I stand financially, (b) about my attitude to risk and (c) to be aware of the risks that I am taking.
I also know what I don't know.
For those who are interested in the Johari Window, I think that, financially, I am at the stage of conscious competence - https://en.wikipedia.org/wiki/Four_stages_of_competence.
I am not sure that unconscious competence is a useful concept in the sphere of personal finance and investing. In personal finance, consciousness is all!
That said, none of us has a crystal ball.
I didn't know where to post this but thank you to @martin lewis, @Sea_Shell, @Linton, @hugheskevi, @Thrugelmir, @[Deleted User], @colsten, @dunstonh, @eskbanker, @Albermarle, @Silvertabby, @Notepad_Phil, @Marcon, @Audaxerand lots of others.
In many respects, my parents were not able to help me navigate my economic and social dilemmas as a member of the Gen X generation and, as a consequence, I struggled for a very long time.
But, on a financial level, the participants in this Forum have helped me enormously in the recent past and, for that, I am very grateful.
11
Comments
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I'm touched that you feel any of my posts have helped you, enough to deserve a mention ♥️
I mainly just waffle 😉
Helpful waffling is now a thing!! 😇
Thank you.
ETA - and you're definitely not alone as I too have learned so much since I've been a regular here. So it's a thanks to everyone from me too.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)3 -
Helpful waffling is now a thing!! 😇
I live alone.
I am single and have no children or close family. I am making my decisions for and with myself. That's both a blessing and a curse.
I don't have anyone to waffle with so your wafflings (if that's what they are) are most welcome, @S@Sea_Shell!
5 -
The waffles here are gluten free, zero calorie and vegan friendly.I function independently and always have done, but that doesn't mean I don't miss 'listerning' to others.May you find your sister soon Helli.
Sleep well.0 -
Not sure about elderly parent, but definitely a pool of wisdom I know I can rely on.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.1
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