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Looking for Help - Relationship / Recovering Alcoholic
Good afternoon! As the title says, I'm looking for some advice please. Basically I'm a recovering alcoholic, sober 5 months, and my relationship is starting to unravel, if it hasn't pretty much already. I am an active member of AA and am currently working through my steps with my sponsor, and I have requested that I am…
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Is my wife being unreasonable?
Hi all I'm starting to resent my wife but not sure if I need to be more accommodating or if she does. A few years ago, she came into a new religion and part of it means she can't do any work on a Saturday, or anything that requires people to work or spend money. This means the only recreation outside of the house is going…
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Eharmony ‘deal’ - don’t bother
This old chestnut is back! Tried it last time through MSE link, entered all details and answered extensive questions only to get the end where payment was required. I queried this with Eharmony and was told it was nothing to do with them and wouldn’t honour the deal if it hadn’t come through on the link. Complete waste of…
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IHT403 (Gifts) - declaration of £250 gifts over and above £3k annual allowance?
I'm completing IHT403 (Gifts and other transfers of value). In the last few years my late mother made a series of gifts (usually cheques) to her children and grandchildren. Most of these gifts were £200-250 each, but cumulatively amounted to >£3k in the year in which they were given. The instructions at the top of the form…
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Ex Partner Remained in Our Home and is Wrecking It.
I left my sons' father in 2015 as our relationship was terrible. He refused to negotiate at the time, our kids were then 3, 6 and 8. We owned a house together as joint mortgagees and £35K was outstanding then. He took over the mortgage as I rented from the council. I left the house with him in good faith and it was in a…
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Issues with 18 year old at home
Ok, so we have an 18 year old living at home. Spends 99% of time upstairs in their room playing Xbox and goes to college (when they feel like it, and if they do they are always late) and from conversations has no interest in getting a job. Will eat loads (had a full tea last night, then had a huge bowl of cereal after and…
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How to assess a good primary/secondary school?
As I am searching for properties, when it comes to location, I am also trying to take into account the schools and their quality. I am now finding myself confused more than ever because there seems to be a general view that schools in south of Manchester are better than those in North of Manchester. News and other…
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Money Moral Dilemma: Should I get my brother a cheaper cupboard and use the money saved for fuel?
This week's MoneySaver who wants advice asks... My brother wants to buy a cupboard from a well-known furniture retailer. Delivery's £40, but I live close to a store so he's asked me to buy it for him and drive it the 50 miles to his house! I've seen the same cupboard for collection for half the price on an online…
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Looking for some advice
my husband and I have separated in march. He is in the house and I had to move out. He wanted to keep the couch that’s in my name on finance however now he has stopped paying it, says I’ve to sell it but has blocked me and won’t Give me photos to advertise it or arrange a time to pick it up. Can anyone advise where I can…
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Issue with friends new girlfriend. Update.
Not sure what I'm expecting from this post but opinions would be appreciated. Hubby and I have had a male friend for years and up until about 6 months ago he was in a relationship of 7-8 years but he was not at all happy. During the time he was in that relationship we all used to go away together for a few days 3 or 4…
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Is there any point in having one of those DNA tests done?
Just wondered if anyone has done one of those Ancestry type DNA tests and if they produce any worthwhile results, or are they a waste of money? I was born before my mother married. My birth fathers name is not on my birth certificate although I know the town he is from. I was adopted by the man my mother married. But I…
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My 31 year old daughter has a terminal brain tumour.
My lovely girl - third of four children - has been diagnosed with a terminal brain tumour. She has 2 children aged 12 and 8. At the moment we are attending Christies for daily radiotherapy sessions. 5 days a week for 6 weeks, 1 week done, 5 to go,. 30 sessions of high intensity treatment. After that the chemo begins. She…
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Money Moral Dilemma: I'm crashing on a mate's sofa - can I tell him to stop eating my food?
This week's MoneySaver who wants advice asks... I'm crashing on a mate's sofa after falling on hard times. He wasn't keen on the idea, but I'm desperate - I'm paying him £160 a month to cover bills and the inconvenience. We do our own food shopping, yet I often find him eating my food, which I can't afford to replace. He…
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Step parent title
I'm purposely posting this to get a reply from an "outsider" for a unbiased opinion. Me and OH have been together 2 years. His Ex-wife and her Partner have been together just a tad longer. My partner and his ex have a child together who is 4 and we have regular contact. Ex wife and partner moved in together around 8 months…
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Washing Detergents - What's Your Style? 2022 Version
Ran something like this a few years back. Would be interesting to see any changes (yes, I fully appreciate the same people may / may not vote again). Pick the option that is CLOSEST to your situation. I appreciate some will change depending on what's on offer so choose what you use most of, what you have this week or don't…
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In home elderly care - how does it work and who pays?
Elderly Dad has had a few hospital visits recently. Health-wise hes OK for his age (87) but hes getting on a bit now. In the past, hes had stair lift, bathroom etc fitted by social services. They've now given him 6 weeks of in-home care. Im guessing this is standard? What happens after that? Am I right its means tested? I…
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Trying to book wedding at New York City Hall
Our daughter and her OH want to get married in October at
Manhattan City Hall. The booking website for Project Cupid (honestly!) shows no appointments available for
any date at all. Does anyone have experience of how the system works and how
far ahead you can book?
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Moving employer and childcare vouchers
So I'm going to be moving employer and I'm currently on the childcare vouchers. I know I have to leave the scheme. The benefit is slightly better with vouchers but ce la vie. My question is this. I've built up over 3k in childcare vouchers due to them being paid during my mat leave. I know I can still use them once I leave…
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Box 27 on IHT400 - "Are you including on this form all assets specifically referred to in the will?"
I'm struggling to work out whether to answer this question yes or no, and the UHT400 Guidance Notes don't help... If you answer "No" to this question you are directed to enter details of "Items referred to in the will and not included on this form" - in a table (Box 28) which seems to cater for "Items given away as…
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Leaving a group
I’m in a group with some of my relatives, I don’t like it and want to leave because I don’t really get involed feel like a outsider and almost every time I say something people will take the mick, so I don’t feel like saying anything. Or randomly just bring my name into things for a joke. My mum is get really angry when I…