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Feeling low, sorry for myself etc

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We, me and Mrs Diy lfet work early some years ago, early retirement. We are a few years off the state pension.
Like most people with their own property, we do worry about the bills/repairs and recently replaced radiators/etc cost a bomb and bought a tv.
We have savings, etc and money should not be a worry if we remain sensible and no reason why this should change.
However, as we get older i worry more about my family, myself as I have health problems but physically look ok.
I worry about our childrens mortgages they all work and tell me not to worry
This massive rise in interest rates and massive inflation and threats of a nuclear war is getting me down.
Are others that are relatively ok with their money but feel like me about higher interest rates, inflation and this eating away at savigns etc
and if so how do you address it?

Sounds stupid but at times I post to help others here and another site and if/when I learn my post/s have helped it makes me feel better - sounds sad but
just being honest.

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Comments

  • Not your age, still in work but have health issues therefore dropped down to working PT which covers mortgage, bills and other outgoings. I'm also studying and paying for that.

    If I became bogged down with my health, I'd not be able to work. 

    If I stress about family, who are old enough to sort their own lives out, it will affect my life and health, therefore my work would be at risk.

    I don't bother with keeping up with the news as it's too depressing and has been for years. When cost of living alters, I adjust my budget.

    There's a lot of things I can't change, therefore I focus on what I can.

    You've got to stop carrying the weight of the world on your shoulders and listen when your family say they're ok. The alternatives are you rush back out to work and give your money away or end up in an early grave.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    @pinkshoes
    @MovingForwards

    Both of you make a lot of sense and my family says similar things. Reading your posts helps I think as winter is almost here and not going out as often and watching the rain/dull weather makes it worse.

    As I said I look physicall ok but I'm not what I was a year ago. Doc states I worry to much as family says the same
    I am lucky re money as we've been pretty wise and never looked forward t depending on a premuim bond big win etc.

    I am lucky compared to many re money wise and when I was healthy I did not think too much about others struggling with money and TBH, blamed most of them for self inflicting. Now older, wiser and not feeling great I think more deeply and even those that have/are working very hard and being wise with their money are suffering stress and distress.

    Mrs Diy said lets go to the shops and buy something that we need as it will get us out of the house. Thanks again, you have helped. I don't mean to offend anyone re money/spending/etc and hope we all have an easier life.
  • RobM99
    RobM99 Posts: 2,706 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Don't worry about things you have no control over! If Putin nukes us - not our fault, is it?  If there are things you have control over,  do something about them. Don't worry about the past - it's happened, can't change it, a waste of mental energy. 
    Now a gainfully employed bassist again - WooHoo!
  • Without a doubt winter is 'depressing', it's cold, dark, wet, windy and doesn't involve trips round parks and other outdoor areas.

    I know the month when my pain levels get higher, which restricts what I can do further, but I also know which month it will ease off a little next year and when I'll be a little more mobile again. Due to that I adapt my winter life as it's not forever. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • sheramber
    sheramber Posts: 22,429 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Make a point of going for a walk every day.,even just a short distance.

    Getting out in the fresh air  and topping up your vitamin D  does help. Especially when there are less daylight hours. 

    You need a purpose.

    Do you have a hobby you could get involved in or think about one to take up?

    What about tracing your family tree? That can occupy many hours and can be quite interesting finding out about your ancestors.
  • pinkshoes
    pinkshoes Posts: 20,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would disagree with @pinkshoes, in that I don't believe in fate as an external force, but concur that much of what happens to us is of our own making.   
    I believe it to be both. 

    You are very much of your own making but sometimes things just happen that are perhaps unexpected and at the time feel very negative/scary/daunting, but rather than dwelling on it, it's finding a way forwards. 

    e.g. a friend finding out they have the faulty breast/ovarian cancer gene was obviously not their own making, nor was it welcoming news, but they're seeing the positive that they now have a CHOICE as to the next steps because they have found out about the gene early and before they developed cancer. 

    Take a temporary break from watching the news/reading the papers.

    Some years back I read a book that got me all riled up with self-righteous anger and then recommended it to my dad - "Read this. It will infuriate you". He replied that didn't want to spend his old age being infuriated so he'd skip my book recommendation thank you very much. Wise man my dad.
    Totally agree with this! The news is SOOOO doom and gloom, and if you're retired you have more time to watch/read it. Take a break and focus on positive stuff instead. My dad is retired and does a 5k walk before breakfast every day regardless of weather.
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    Thank you all again for taking the time to help me.
    I did stop watching the news about Covid.
    I have stopped looking at the online version of the daily Express as they appear to, IMO totally exaggerate their headlines.
    I am trying to avoid all news etc.
    We bought a new twlly the other day and that takes my mind of stupp but when i get pains, some may be in my head
    but it is for real what I've been diagnosed with, with the dull weather I become low
    However, I do think of others worse off and not just here in the UK but in vast parts of Africa where
    children have to drink dirty water and go without food, medicines etc.

    I am sincerely grateful for all of you trying to help and it does help. Many thanks to all again from the bottom of my heart.
    (We have been treating ourselves recently more than usual went to the coast on Friday, lovely weather great fish n chips - then we had a few take aways delivered and then one of our children invited us out for a meal but we preferred to stay in so they ordered some food and along with the grandchildren that really cheer us up, it was good.)
    Thanks again

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