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Sharing my inheritance
I'm due to inherit a reasonably large sum of money and would like to split the money with my two sons. Apart from inheritance tax should I die within seven years are there any other implications I need to be aware of. I own, mortgage free, my house and my pensions cover my expenses with some left over. After giving away…
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Partner visa
I am an Irish citizen, been with my partner (EU citizen) for over 3 years, spent at least 10 months of each year together (bits of time apart to be with our families). Looking at the option of settling in UK. How stringent are the proof of relationship documents in practice? Lots of accommodation was just booked in the…
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Save on fee by applying for divorce as sole applicant
My husband and I are happily separated and are both keen to divorce but with the way things are at the moment the £600 fee is too much for us. If we apply together we won’t be eligible for fee help because my husband is not claiming benefits. If I apply on my own I believe most of the fee would be waived due to low…
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Friendship issue
I became very friendly with my line manager throughout Covid as she was new to the department and I helped and supported her alot. We are the same age and have children the same age. 8 months ago i was promoted to the same position as her but I another department so she was no longer my line manager. We maintained contact…
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Money Moral Dilemma: Should I use work perk towards household food shopping, or keep it for myself?
This week's MoneySaver who wants advice asks... My partner and I have always split bills and rent based on our earnings, so he paid more when I earned less, though we now earn about the same. As a work perk, I get a prepaid card topped up with £200 a month as a 'lunch allowance', but I can spend it anywhere. Sometimes I…
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Changing child name (under 18) by deed poll
Can someone please guide me the process of changing the name of my child (under 18). I see there are a lot of .org websites offering name change service for a fee however not sure about their reliability. Is there an official or recommended specialist deed poll agency or its better to search for a local solicitor ? Once…
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Child arrangement order
Hi, I go to court in November to get a CAO for my sister. I was originally told by social services that it was a special guardianship order and that I passed the assessment but last minute changed to a CAO and the only reason they gave is that it costs social services around £20,000 to do. If I have a CAO can I still make…
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Friend separating - can partner stop her seeing child?
So an old friend of mine is separating from her partner. They're not married and have a 5 year old child. They currently live in his house - she has her own flat that she rents out, that she will be moving into herself at the end of the month. It's not an amicable split sadly. He says she's a bad mum (he's very controlling…
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Getting married for tax purposes
All in the title :D Its got to the financial time in life that being married makes sense due to inheritance tax reasons. Wills were written over 20 years ago to protect each other and children. It will be a quite and discrete as possible and cheap just for the legal bit, but how discrete can it be, don't want it…
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Reasonable charge for Daughter moving back home.
Hello. Both my Wife and I are in our seventies and our 50 year old Daughter is moving back home after Divorce. My Daughter works full time for the NHS and has about £100,000 banked from her house sale, my Wife has the state pension based on my earnings, I have the lowest state pension but have a very good company pension…
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2 questions about Tax-Free Childcare
I learnt today about the government's Tax-Free Childcare scheme which offers up to £2k per year towards childcare costs. 2 things I wasn't sure about were these, so would anyone be able to answer them please?* Our child is not in paid childcare yet, can we put money into the account to be topped up for future years (i.e.…
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Adopted + Ancestry DNA + upsetting people who don't know about me
Hi everyone, I'm after some advice - maybe someone has been through this? (I am looking at old threads too trying to find specific stories) I bought an Ancestry DNA kit and sent it off. My results are due next week and I'm now pooping myself. I did this as I am adopted and I only know about my birth mother's family. I was…
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Pillows
I have insomnia. Getting to sleep and staying asleep are not my thing. But even worse I seem to do battle with my pillow most nights because it never feels comfy. Can anyone recommend a DECENT pillow? Mine is just a cheapish Silent Night one. Are the "posh" ones really worth the money? I'm seeing the Emma pillow, Simba,…
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Ex- work colleague situation re: gifts - WWYD?
So I left my previous job at a school 2 weeks before the end of the term for the summer holidays. First week of the summer holidays, I texted Colleague A to wish a good summer break. They reply to me asking about my new job etc and ask me if I get the children's and parent's gifts that they brought at the end of the term?…
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Nightmare neighbours
We live in a small city in the south west in a house that has been in our family since 1930. It’s an ex council house although a lot of the other houses in our road are now private ( this is relevant to my post ) A lady lives 5 doors from us and she has 2 grown up daughters and lost her partner 2 years ago as soon as he…
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Tax Free Childcare account - can it be accessed by both parents?
Hi, I've recently setup a tax free childcare account to pay for my son's nursery. However, since I set it up, it doesn't seem that my partner can manage it (even though she's actually the one managing most of the admin around the nursery). Is it possible to get her access to the account or can it only be managed by one…
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Surprise pregnancy and house advice
Hi, We have just found out we are expecting baby number 3 and we are over the moon but I'm not sure what to do long term about sleeping arrangements. We have three double bedrooms, one with a ensuite and no room to further develop. We do have a conservatory that we have insulated with a thermal roof, carpet and heating and…
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If I don't stop today, I will lose everything.
Hello everyone, I've posted on this site before about my issues with alcohol. I'm a huge binge drinker and it is causing me and my family problems. I've always been a binge drinker since I was 18. I'm now mid 30s. No drink for a month or two and then a Saturday night out and falling all over the place. I have experienced…
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Executors of Will Final Accounts
Just wondering if anyone has any suggestions re layout of final accounts for Beneficiaries as want to keep things in good order. Btw not good on computers. Thank you.
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eHarmony trial... again!
The eHarmony trial is back on Money Saving Expert again and despite suggesting that it includes 'unlimited messaging' it doesn't!!! I reported this last time but basically it blocks you from sending any external contact details so you have to upgrade in order to meet anyone.
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Most recent: Money Moral Dilemma: Should my sibling compensate me for handling our parents' estates? by primrose_penguin
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