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Changing child name (under 18) by deed poll
Can someone please guide me the process of changing the name of my child (under 18). I see there are a lot of .org websites offering name change service for a fee however not sure about their reliability. Is there an official or recommended specialist deed poll agency or its better to search for a local solicitor ? Once…
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Child arrangement order
Hi, I go to court in November to get a CAO for my sister. I was originally told by social services that it was a special guardianship order and that I passed the assessment but last minute changed to a CAO and the only reason they gave is that it costs social services around £20,000 to do. If I have a CAO can I still make…
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Friend separating - can partner stop her seeing child?
So an old friend of mine is separating from her partner. They're not married and have a 5 year old child. They currently live in his house - she has her own flat that she rents out, that she will be moving into herself at the end of the month. It's not an amicable split sadly. He says she's a bad mum (he's very controlling…
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Getting married for tax purposes
All in the title :D Its got to the financial time in life that being married makes sense due to inheritance tax reasons. Wills were written over 20 years ago to protect each other and children. It will be a quite and discrete as possible and cheap just for the legal bit, but how discrete can it be, don't want it…
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Reasonable charge for Daughter moving back home.
Hello. Both my Wife and I are in our seventies and our 50 year old Daughter is moving back home after Divorce. My Daughter works full time for the NHS and has about £100,000 banked from her house sale, my Wife has the state pension based on my earnings, I have the lowest state pension but have a very good company pension…
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2 questions about Tax-Free Childcare
I learnt today about the government's Tax-Free Childcare scheme which offers up to £2k per year towards childcare costs. 2 things I wasn't sure about were these, so would anyone be able to answer them please?* Our child is not in paid childcare yet, can we put money into the account to be topped up for future years (i.e.…
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Adopted + Ancestry DNA + upsetting people who don't know about me
Hi everyone, I'm after some advice - maybe someone has been through this? (I am looking at old threads too trying to find specific stories) I bought an Ancestry DNA kit and sent it off. My results are due next week and I'm now pooping myself. I did this as I am adopted and I only know about my birth mother's family. I was…
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Pillows
I have insomnia. Getting to sleep and staying asleep are not my thing. But even worse I seem to do battle with my pillow most nights because it never feels comfy. Can anyone recommend a DECENT pillow? Mine is just a cheapish Silent Night one. Are the "posh" ones really worth the money? I'm seeing the Emma pillow, Simba,…
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Ex- work colleague situation re: gifts - WWYD?
So I left my previous job at a school 2 weeks before the end of the term for the summer holidays. First week of the summer holidays, I texted Colleague A to wish a good summer break. They reply to me asking about my new job etc and ask me if I get the children's and parent's gifts that they brought at the end of the term?…
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Nightmare neighbours
We live in a small city in the south west in a house that has been in our family since 1930. It’s an ex council house although a lot of the other houses in our road are now private ( this is relevant to my post ) A lady lives 5 doors from us and she has 2 grown up daughters and lost her partner 2 years ago as soon as he…
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Tax Free Childcare account - can it be accessed by both parents?
Hi, I've recently setup a tax free childcare account to pay for my son's nursery. However, since I set it up, it doesn't seem that my partner can manage it (even though she's actually the one managing most of the admin around the nursery). Is it possible to get her access to the account or can it only be managed by one…
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Surprise pregnancy and house advice
Hi, We have just found out we are expecting baby number 3 and we are over the moon but I'm not sure what to do long term about sleeping arrangements. We have three double bedrooms, one with a ensuite and no room to further develop. We do have a conservatory that we have insulated with a thermal roof, carpet and heating and…
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If I don't stop today, I will lose everything.
Hello everyone, I've posted on this site before about my issues with alcohol. I'm a huge binge drinker and it is causing me and my family problems. I've always been a binge drinker since I was 18. I'm now mid 30s. No drink for a month or two and then a Saturday night out and falling all over the place. I have experienced…
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Executors of Will Final Accounts
Just wondering if anyone has any suggestions re layout of final accounts for Beneficiaries as want to keep things in good order. Btw not good on computers. Thank you.
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eHarmony trial... again!
The eHarmony trial is back on Money Saving Expert again and despite suggesting that it includes 'unlimited messaging' it doesn't!!! I reported this last time but basically it blocks you from sending any external contact details so you have to upgrade in order to meet anyone.
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Arguing over a house move - who's being unreasonable
Hi all, I'm not really sure what I'm expecting in terms of advice about this, but I would like some reassurance that I'm not being made out to be this bad person in all of this. Quick background history, we bought our first house, a tiny two bed cottage outside town in 2013, had a child in 2014, sold in late 2015 and moved…
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Sneaky lying husband and money
Hi, I don't even know where to start. I'm sorry but this could be a long post. I would like to know you guys views on my pridiciment. I have been married 16 years and we have 2 kids. He has suffered from anxiety and depression for the last 10 years (probably longer) . His mental health took a nosedive this past 3 weeks and…
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Parents IHT situation
Any advice appreciated.......This example is quoted from this very site, MSE....... ——- Mr and Mrs Youngatheart have assets worth £1 million between them. Mr Y dies first in 2021/22 – leaving everything to Mrs Y – so his £325,000 tax-free allowance is passed on, as well as his £175,000 main residence allowance. In total,…
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Schools and Application
Hi Not sure if this is the right place for this question. I should be moving in the next few months. I know that school applications start Sept 2022-Jan 2023 for the little one. Once I've moved, does the local council already know to issue me school application pack. Or do i get in touch myself, if it is after Sept.
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Passport disappeared?
I recently broke up with my girlfirend, it would seem she was predominantly with me for financial reasons. Since she's moved out my house, I can't find my passport. We'd been away recently and the passports were together, now my passport isn't in the "usual places". I could of misplaced it... but I've exhausted the places…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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