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Adopted + Ancestry DNA + upsetting people who don't know about me
Hi everyone, I'm after some advice - maybe someone has been through this? (I am looking at old threads too trying to find specific stories) I bought an Ancestry DNA kit and sent it off. My results are due next week and I'm now pooping myself. I did this as I am adopted and I only know about my birth mother's family. I was…
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Pillows
I have insomnia. Getting to sleep and staying asleep are not my thing. But even worse I seem to do battle with my pillow most nights because it never feels comfy. Can anyone recommend a DECENT pillow? Mine is just a cheapish Silent Night one. Are the "posh" ones really worth the money? I'm seeing the Emma pillow, Simba,…
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Ex- work colleague situation re: gifts - WWYD?
So I left my previous job at a school 2 weeks before the end of the term for the summer holidays. First week of the summer holidays, I texted Colleague A to wish a good summer break. They reply to me asking about my new job etc and ask me if I get the children's and parent's gifts that they brought at the end of the term?…
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Nightmare neighbours
We live in a small city in the south west in a house that has been in our family since 1930. It’s an ex council house although a lot of the other houses in our road are now private ( this is relevant to my post ) A lady lives 5 doors from us and she has 2 grown up daughters and lost her partner 2 years ago as soon as he…
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Tax Free Childcare account - can it be accessed by both parents?
Hi, I've recently setup a tax free childcare account to pay for my son's nursery. However, since I set it up, it doesn't seem that my partner can manage it (even though she's actually the one managing most of the admin around the nursery). Is it possible to get her access to the account or can it only be managed by one…
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Surprise pregnancy and house advice
Hi, We have just found out we are expecting baby number 3 and we are over the moon but I'm not sure what to do long term about sleeping arrangements. We have three double bedrooms, one with a ensuite and no room to further develop. We do have a conservatory that we have insulated with a thermal roof, carpet and heating and…
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If I don't stop today, I will lose everything.
Hello everyone, I've posted on this site before about my issues with alcohol. I'm a huge binge drinker and it is causing me and my family problems. I've always been a binge drinker since I was 18. I'm now mid 30s. No drink for a month or two and then a Saturday night out and falling all over the place. I have experienced…
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Executors of Will Final Accounts
Just wondering if anyone has any suggestions re layout of final accounts for Beneficiaries as want to keep things in good order. Btw not good on computers. Thank you.
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eHarmony trial... again!
The eHarmony trial is back on Money Saving Expert again and despite suggesting that it includes 'unlimited messaging' it doesn't!!! I reported this last time but basically it blocks you from sending any external contact details so you have to upgrade in order to meet anyone.
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Arguing over a house move - who's being unreasonable
Hi all, I'm not really sure what I'm expecting in terms of advice about this, but I would like some reassurance that I'm not being made out to be this bad person in all of this. Quick background history, we bought our first house, a tiny two bed cottage outside town in 2013, had a child in 2014, sold in late 2015 and moved…
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Sneaky lying husband and money
Hi, I don't even know where to start. I'm sorry but this could be a long post. I would like to know you guys views on my pridiciment. I have been married 16 years and we have 2 kids. He has suffered from anxiety and depression for the last 10 years (probably longer) . His mental health took a nosedive this past 3 weeks and…
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Parents IHT situation
Any advice appreciated.......This example is quoted from this very site, MSE....... ——- Mr and Mrs Youngatheart have assets worth £1 million between them. Mr Y dies first in 2021/22 – leaving everything to Mrs Y – so his £325,000 tax-free allowance is passed on, as well as his £175,000 main residence allowance. In total,…
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Schools and Application
Hi Not sure if this is the right place for this question. I should be moving in the next few months. I know that school applications start Sept 2022-Jan 2023 for the little one. Once I've moved, does the local council already know to issue me school application pack. Or do i get in touch myself, if it is after Sept.
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Passport disappeared?
I recently broke up with my girlfirend, it would seem she was predominantly with me for financial reasons. Since she's moved out my house, I can't find my passport. We'd been away recently and the passports were together, now my passport isn't in the "usual places". I could of misplaced it... but I've exhausted the places…
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second marriage when financial clean break not complete
I've been with my long term partner nearly 10 years, we met and got together after he separated from his first wife, while they lived apart waiting two years for a no fault divorce. This divorce was instigated and completed after the required two years. The financial settlement was not looked until after the divorce…
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Second baby and First Child?
Hey everyone, In about 10 days time (well, perhaps less, perhaps a bit more!) we are expecting our second child. Our first child will be five in September (when he starts school). Thus far he has been really excited about getting a baby sister, asking questions and getting involved - great! Now when we bring the new baby…
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marriage tax allowance
My wife has just applied for marriage tax allowance. She has only just started working from April this year. and has only been receiving ESA since 2018. For this tax year her earnings and ESA take her up to the threshold. With her giving me the allowance for this year it would then mean she would have to pay a small amount…
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MSE News: Need to buy school uniform? Check if you can get a grant of up to £200 to help with costs
If you're on a low income and struggling with the cost of school uniform, you could get up to £200 to help in the form of a non-repayable grant. To help, we've searched through council websites to find which offer it – check below to see if you're eligible and what you could get. Read the full story: 'Need to buy school…
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Elderly relative, no ID, hassle from energy company and others
Not sure if anyone else has faced this problem but here goes. An elderly relative of mine has lived in the same property for the last fifty years and is now widowed. They are housebound due to mobilty issues, so they have no longer have a passport, travel cards or other forms of photographic ID. My partner and I regularly…
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The purpose of separate mums' and dads' forums
I'm puzzled why there are separate sub-forums for mums and dads. The dads' one makes more sense as it contains topics such as moustache-growing and dads trying to keep in contact with their kids after divorce. But the mums' one contains threads about things like re-using bread bags and days out which would be just as…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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Most recent: Removing long hair from carpet by Sapindus
13 August at 6:44AM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.