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Money Moral Dilemma: should I charge some of my flight change charge to my friend?
My friend and I purchased flight tickets to go on a holiday. Now a month til we fly, she can’t find her passport and wants me to go alone. I don’t want to go alone and I’ve suggested that we change the tickets but that is going to cost us around £200 each. Should I charge her at least half the change amount?
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Swaps on weekends
I've been separated from my ex husband for over 2 years now. We have a 3yo daughter together. He sees her every two weeks overnight, which is his choice. I wanted to do a swap on one of his weekends recently and I've noticed that he does not respond to my emails on purpose to leave me guessing. He's never on time to pick…
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Nuisance children
Hi all I'm looking for some advice. One of close neighbours 3 children are constantly knocking on my door. They know my son and daughter have a bike and they want to use them, never have I heard them say can my children go out to play its just wanting to use the bikes. Sometimes I let my children go out but when they cant…
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Money from parent
So my grandad is wanting to give his children a lump sum each. The question is can he just give them a lump sum or will they be eligible for inheritance tax?
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Car finance in ex partners name
Looking for advice on where I stand in regards to "my" vehicle. It was purchased over a year months ago on HP and went in my ex's name as at the time he had a more favourable rate. Shortly after this I was diagnosed with a critical illness and had to go on long term sick (reduced income…, will become relevent shortly) The…
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Tax free childcare cap
I've checked and can't see that I'm breaking any rules by sharing so hope this is okay to post, but please delete if not... It's definitely on the topic of moneysaving! I'm really missing being with my son at the moment as I love this age (he's just turned 14 months) but have to work full time. To be honest it's making me…
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Looking for Help - Relationship / Recovering Alcoholic
Good afternoon! As the title says, I'm looking for some advice please. Basically I'm a recovering alcoholic, sober 5 months, and my relationship is starting to unravel, if it hasn't pretty much already. I am an active member of AA and am currently working through my steps with my sponsor, and I have requested that I am…
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Is my wife being unreasonable?
Hi all I'm starting to resent my wife but not sure if I need to be more accommodating or if she does. A few years ago, she came into a new religion and part of it means she can't do any work on a Saturday, or anything that requires people to work or spend money. This means the only recreation outside of the house is going…
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Eharmony ‘deal’ - don’t bother
This old chestnut is back! Tried it last time through MSE link, entered all details and answered extensive questions only to get the end where payment was required. I queried this with Eharmony and was told it was nothing to do with them and wouldn’t honour the deal if it hadn’t come through on the link. Complete waste of…
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IHT403 (Gifts) - declaration of £250 gifts over and above £3k annual allowance?
I'm completing IHT403 (Gifts and other transfers of value). In the last few years my late mother made a series of gifts (usually cheques) to her children and grandchildren. Most of these gifts were £200-250 each, but cumulatively amounted to >£3k in the year in which they were given. The instructions at the top of the form…
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Ex Partner Remained in Our Home and is Wrecking It.
I left my sons' father in 2015 as our relationship was terrible. He refused to negotiate at the time, our kids were then 3, 6 and 8. We owned a house together as joint mortgagees and £35K was outstanding then. He took over the mortgage as I rented from the council. I left the house with him in good faith and it was in a…
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Issues with 18 year old at home
Ok, so we have an 18 year old living at home. Spends 99% of time upstairs in their room playing Xbox and goes to college (when they feel like it, and if they do they are always late) and from conversations has no interest in getting a job. Will eat loads (had a full tea last night, then had a huge bowl of cereal after and…
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How to assess a good primary/secondary school?
As I am searching for properties, when it comes to location, I am also trying to take into account the schools and their quality. I am now finding myself confused more than ever because there seems to be a general view that schools in south of Manchester are better than those in North of Manchester. News and other…
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Money Moral Dilemma: Should I get my brother a cheaper cupboard and use the money saved for fuel?
This week's MoneySaver who wants advice asks... My brother wants to buy a cupboard from a well-known furniture retailer. Delivery's £40, but I live close to a store so he's asked me to buy it for him and drive it the 50 miles to his house! I've seen the same cupboard for collection for half the price on an online…
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Looking for some advice
my husband and I have separated in march. He is in the house and I had to move out. He wanted to keep the couch that’s in my name on finance however now he has stopped paying it, says I’ve to sell it but has blocked me and won’t Give me photos to advertise it or arrange a time to pick it up. Can anyone advise where I can…
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Issue with friends new girlfriend. Update.
Not sure what I'm expecting from this post but opinions would be appreciated. Hubby and I have had a male friend for years and up until about 6 months ago he was in a relationship of 7-8 years but he was not at all happy. During the time he was in that relationship we all used to go away together for a few days 3 or 4…
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Is there any point in having one of those DNA tests done?
Just wondered if anyone has done one of those Ancestry type DNA tests and if they produce any worthwhile results, or are they a waste of money? I was born before my mother married. My birth fathers name is not on my birth certificate although I know the town he is from. I was adopted by the man my mother married. But I…
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My 31 year old daughter has a terminal brain tumour.
My lovely girl - third of four children - has been diagnosed with a terminal brain tumour. She has 2 children aged 12 and 8. At the moment we are attending Christies for daily radiotherapy sessions. 5 days a week for 6 weeks, 1 week done, 5 to go,. 30 sessions of high intensity treatment. After that the chemo begins. She…
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Money Moral Dilemma: I'm crashing on a mate's sofa - can I tell him to stop eating my food?
This week's MoneySaver who wants advice asks... I'm crashing on a mate's sofa after falling on hard times. He wasn't keen on the idea, but I'm desperate - I'm paying him £160 a month to cover bills and the inconvenience. We do our own food shopping, yet I often find him eating my food, which I can't afford to replace. He…
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Step parent title
I'm purposely posting this to get a reply from an "outsider" for a unbiased opinion. Me and OH have been together 2 years. His Ex-wife and her Partner have been together just a tad longer. My partner and his ex have a child together who is 4 and we have regular contact. Ex wife and partner moved in together around 8 months…
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