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Annual Unearned income
Good afternoon, I have two questions….. 1. How exactly is annual unearned income calculated? ( I earn £13,200 from lodgers per year) 2. Can/do the csa back date maintenance payments. I have had a verbal agreement with my ex for the last 5 years of how much she wanted each month. I have not missed a payment and during this…
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Dropping 1st name..... legalities
Good morning. I'm after a little advice. My Son being age 17, half Thai/English has a Thai and English name on his passport and birth certificate but wishes to drop his Thai name. Can he just not use it anymore? How would this work for I.D purposes, bank account, driving license etc? Thank you
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Should we separate my in-laws money when one goes into care?
Hi, My mother-in-law has just gone into a care home due to having dementia. Most of my father-in-law & my mother-in-law’s bank accounts is combined in joint accounts, do we need to separate the money so that my father-in-law’s money isn’t used to pay for my mother-in-law’s care? We currently can’t access some of her money…
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Is it possible to get a consent order without wife sharing financial details?
Trying to navigate a DIY divorce to keep costs down and my Wife doesn't want to share her financial position for the consent order. Let's just say she's a complicated difficult person, she's not hiding any money (if anything she's hiding debt that she's too embarrassed to tell a soul about), and frankly I don't care and…
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Value of Trustee on Property Trust?
My father recently passed away, and in accordance with his will, his 50% of the family home is in trust for myself, his child, rather than passing to my mother who holds the other 50%. The probate process has been straightforward, but several times the solicitors have said we STRONGLY recommend an additional trustee be…
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Couples who live together: how do you deal with bills when you're paid on different dates?
Hello folks, I'm keen to know: If you live with your partner and you have different paydays, does this affect how you pay your bills? If so, how do you deal with it? Joint account experiences and suggestions are very welcome, but I also hope to hear ideas for couples who don't want to set up a joint account at the moment.…
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Divorce settlement
Hi, currently going through the motions of divorce. Fairly amicable. We have 90k to split from the family home equity, I earn 70k she earns 14k working 2 days. I have the kids (5&7) 2 days/nights a week. I have a new house sorted already. We initially agreed on 80/20 of the equity so she could afford somewhere (3 beds in…
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Husband wants a document saying I’ll repay loan.
So long story short…. I have got into debt, mostly by not being able to say no to people & wanting to make everyone happy, my husband especially. (I am now haning counselling!) Alot of the money has gone on home improvements, as such we have taken out a secure loan to repay the debt. He however has asked that I ask the…
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Tax free childcare
Hi Im hoping someone might know the answer as I don’t know where else to ask or look. Im at teaching assistant working two days a week I earn £585 per month before any deductions. My 17 month old goes to nursery one day a week which costs £194 per month and I normally pay this through the tax free government account. I…
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Huggies Wipes - Similar Versions?
Can anyone suggest any similar wipes to Huggies? Amazon used to do huge boxes for about £12 but now they're £20. I don't like water wipes. I prefer the "towel" type wipes rather than wipes that you can stretch - like Asda Little Angels for example. Thankie
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Low sugar/sugar free ginger drink must have no added sugar
I was not sure where to post this question, so I hope it is good here The drink I have recently had is artificial sweetener free and low sugar. There are other similar drinks at Tesco & Morrisons two of our local shops but they all contain a lot of natural sugar, added sugar or artificial sweetener. This is the one I drink…
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Helping my wife - struggling
Hi all, I need some help/advice as I am worried/concerned about my wife's welfare. We had our first baby almost 5 months ago. She was difficult from day one, not sleeping and crying since was born. My wife had 3 unpleasant days in hospital and no support whatsoever and then went home where we started to learn and adapt to…
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From separate homes to cohabitation and marriage
I was a little unsure where to post this, as there are relationship, legal and tax aspects, but here goes... My partner and I, who've been romantically involved for many years but lived separately ("A"), have decided to move our relationship forward by finally cohabiting, getting married and combining our finances ("B").…
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Any hints and tips for LPA application
Hi We need to apply for both types of LPA for my mum. Both me and my brother are going to be the appointed attorneys and as one of the attorneys I'm going to do the application for mum. Can anyone offer any advice for going through the application. It all seems fairly straight forward but I was wondering if there were any…
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Can my partners ex wife claim our money/house?
Hiya there i know ideally I should ask a solicitor but just curious. if my and my partner have a house held jointly in our names and a bank account held jointly in our names, can his ex wife claim any of that? they are divorced but no clean break clause. thanks
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Spousal Support Advice
This is not a question about whether or not spousal maintenance would be ordered in my case or for how long it would continue. I've spoken to various solicitors and concluded my case is too borderline for anyone to make a call on it! I've also been advised that it would almost certainly end when my youngest is 18 and be…
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Lasting Power of Attorney (LPA)
Anyone considering becoming a Lasting Power of Attorney (LPA) or appointing an LPA might find this essential reading: https://www.gov.uk/lasting-power-attorney-duties There’s a lot of ‘musts’ and ‘must nots’ in it. I think they’re legally binding. (Sorry: wasn’t sure which topic to post this under).
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Gifting money to a friend to help buy a house
Hello, I want to help my oldest friend who is a hardworking single mum buy a house. I want to give her 20k to give her a deposit and she will pay me back as and when she can. I'm advised I can only give 3 k and then I have to declare the rest to HMRC which could be subject to inhertance tax. This seems quite complicated,…
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Enduring Power of Attorney query.
HiI am looking for advice after a visit to a solicitor to update our will last week. We also had a discussion regarding that we might want to consider taking out an LPA to replace our old EPA. We were advised that as it stands now, if I were to die now or lose mental capacity then both my husband and my son who are the…
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Where to place the stamp for LPA
I knew I will have several family LPA to make copies of so I bought a stamp that says “I certify this is a true and complete copy of the corresponding page of the original lasting power of attorney. Signature:.............. Date:..............." over 6 lines. It's quite a big stamp (7 x 3.5 cm) and I do not know where to…
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