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£2000 childcare scheme
Hi This is probably a stupid question but I'll ask it anyway - can you set up the online Tax-Free Childcare account before baby is born or do you have to wait until they've arrived? (Baby due in May). A nursery place is already sorted & deposit paid. Both parents work full-time but mum will be on a years maternity leave…
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Me vs my wife
I’m actually going crazy with this so appreciate everyone’s opinions! 11 years married and 5 kids, We live in the south east where rent is 1700 a month, nothing special 3 bed house. She got a job in retail 12 hours per week after discussing this together it would be really good to boost her confidence and to get out the…
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Should my brother get 1/5th if mums estate ( morally )
My father died 10 years ago and mum died in January. Originally mums and dads wills had oldest brother and sister as executors but couple of years ago mum made it all 5 of her children. Main reason is my oldest sister lives abroad and the brother would probably just ride roughshod over all our wishes. Dad was Italian and…
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Daughter and partner freeloading
My daughter and her partner have been living with me for over three years. When they moved in they were working, past two years both not working, daughter students at local uni. They did pay total of £120 month board, but last few months nothing. I had a lodger before they moved in, so that was £300, I am much poorer. I…
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Helping a friend in trouble
Does anyone have any ideas how I can help a friend struggling financially? I offered £ but of course he turned it down.He’s a proud guy, rents a room in a house, works at Aldi, doesn’t have any family in this country. He’s so stressed & frustrated. Other than offering cash is there anything a friend did to help if you’ve…
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Changing name
Hi all I got married on Saturday and it might be a few weeks until we get our marriage cert in the post. We are due to go away in a few weeks too. So probably won't get it before we go. Anyways when it comes to changing my name am I able to keep my passport in maiden name but change everything else. Just because I not long…
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Partner had CCJ’s
Hi, 3-4 years ago my partner was using payday loans - I wasn’t aware of this but he recently had to tell me as he had three CCJ’s against him. I have paid off all three for him along with all other outstanding payday loan debt before those also went to court so everything is now settled (£5K). The CCJ’s also show as…
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The next of kin is stop me
My granddad is in a care home dementia and my aunty is the next of kin and she is stop me and brother from see him . It take me long time to see find where he is lives now . And they have gone made at me . All of this due me and siblings gone init to foster at young age . And my mom passed way 6 year now and they have just…
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Ex won't sign consent order
Had a short marriage of 4 months. Got the marriage annulled. Decree nisi was obtained. The ex then out of blue asked for a clean break consent order and asked my solicitor draft it up. So we obliged and I filled in d81. Now ex won't sign the consent order nor exchange d81 and refusing to do so. She keeps playing games and…
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The next of kin is stop me
My granddad is in a care home dementia and my aunty is the next of kin and she is stop me and brother from see him . It take me long time to see find where he is lives now . And they have gone made at me . All of this due me and siblings gone init to foster at young age . And my mom passed way 6 year now and they have just…
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Annual Unearned income
Good afternoon, I have two questions….. 1. How exactly is annual unearned income calculated? ( I earn £13,200 from lodgers per year) 2. Can/do the csa back date maintenance payments. I have had a verbal agreement with my ex for the last 5 years of how much she wanted each month. I have not missed a payment and during this…
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Dropping 1st name..... legalities
Good morning. I'm after a little advice. My Son being age 17, half Thai/English has a Thai and English name on his passport and birth certificate but wishes to drop his Thai name. Can he just not use it anymore? How would this work for I.D purposes, bank account, driving license etc? Thank you
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Should we separate my in-laws money when one goes into care?
Hi, My mother-in-law has just gone into a care home due to having dementia. Most of my father-in-law & my mother-in-law’s bank accounts is combined in joint accounts, do we need to separate the money so that my father-in-law’s money isn’t used to pay for my mother-in-law’s care? We currently can’t access some of her money…
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Is it possible to get a consent order without wife sharing financial details?
Trying to navigate a DIY divorce to keep costs down and my Wife doesn't want to share her financial position for the consent order. Let's just say she's a complicated difficult person, she's not hiding any money (if anything she's hiding debt that she's too embarrassed to tell a soul about), and frankly I don't care and…
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Value of Trustee on Property Trust?
My father recently passed away, and in accordance with his will, his 50% of the family home is in trust for myself, his child, rather than passing to my mother who holds the other 50%. The probate process has been straightforward, but several times the solicitors have said we STRONGLY recommend an additional trustee be…
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Couples who live together: how do you deal with bills when you're paid on different dates?
Hello folks, I'm keen to know: If you live with your partner and you have different paydays, does this affect how you pay your bills? If so, how do you deal with it? Joint account experiences and suggestions are very welcome, but I also hope to hear ideas for couples who don't want to set up a joint account at the moment.…
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Divorce settlement
Hi, currently going through the motions of divorce. Fairly amicable. We have 90k to split from the family home equity, I earn 70k she earns 14k working 2 days. I have the kids (5&7) 2 days/nights a week. I have a new house sorted already. We initially agreed on 80/20 of the equity so she could afford somewhere (3 beds in…
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Husband wants a document saying I’ll repay loan.
So long story short…. I have got into debt, mostly by not being able to say no to people & wanting to make everyone happy, my husband especially. (I am now haning counselling!) Alot of the money has gone on home improvements, as such we have taken out a secure loan to repay the debt. He however has asked that I ask the…
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Tax free childcare
Hi Im hoping someone might know the answer as I don’t know where else to ask or look. Im at teaching assistant working two days a week I earn £585 per month before any deductions. My 17 month old goes to nursery one day a week which costs £194 per month and I normally pay this through the tax free government account. I…
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Huggies Wipes - Similar Versions?
Can anyone suggest any similar wipes to Huggies? Amazon used to do huge boxes for about £12 but now they're £20. I don't like water wipes. I prefer the "towel" type wipes rather than wipes that you can stretch - like Asda Little Angels for example. Thankie
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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Most recent: Dreamland snuggle up warming throw, disappointed by jack_121
30 November at 9:42PM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
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