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Grandmother potentially being scammed by her own son - what to do?
Myself and my mum are currently in a predicament, where my uncle has not been in my grandma and grandad's life for 20 - 25 years until my grandad passed away just short of four years ago, and has now managed to worm his way into my grandma's life. Whilst my grandad was unwell in 2017, he asked that I took care of my…
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Council Tax Rebanding Rebate after Bereavement
Hello. I recently applied through the VOA to have our house rebanded and was successful, going from band D to band C. I then received a rebate from the local council for the years we have been living here (since 2018). The house was bought by my in-laws as a new-build in 1973, and has been owned by them until my…
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Divorce and finance query
I was married briefly for 3 months then we split up and filed for divorce later. We never bought anything together, no joint assets, houses or accounts etc. However i owned my own house. Can she claim against me for finances or any of my assets? I never supported her in anyway as she has always worked and do have I...
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I am dating a married man-now what?
Hello, I will try to write about my situation as
clearly as possible… so it will be long… my boyfriend is from an EU
country, we have been dating for 5 months now. His brother has
been here in the UK for a long time with his wife and teenage son, they have a house, my
boyfriend lives with them. When I first went out with…
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Divorce and Assets
My daughter wants to divorce her husband. They separated 2 years ago although did live together very briefly during that time due to them having no alternative accommodation. They sold the marital home almost a year ago and divided the proceeds and have each bought their own house. They have remained friends as they share…
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Where to get divorce financial advice (and reality check)
Hi, my wife and I are considering separating/divorce- age 55 and 56. Both with non resident adult kids from previous relationships. We both work full-time earning £38k and £54k and have a house with a £140k repayment mortgage and likely equity of another £140k. We both pay extra into public sector pensions as we came…
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Divorce - Owed Money but it's in my name..
I'm writing this on behalf of a friend after some advice and I said to try here, as I'm currently doing a mortgage application and found these forums really helpful. She is wanting to divorce her now husband as he had an affair and left this summer. She could go down the 'adultery’ or ‘unreasonable behaviour’ route for…
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How Do You Manage Your Money?
I hope this is the right place to post, I usually hang out on OS. I'm just wondering how you manage your finances. My hubby works FT - I stay home - I am disabled and applied for pip on 1st June which is currently going to MR (and tribunal if necessary). I also care for my son full time who is disabled. So We have my…
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Care Home Funding - Treatment of SIPP
I am retired and in addition to the state pension I also have a small final salary pension and a SIPP in drawdown. I have taken the 25% from the SIPP some years ago (and spent it !). I do not take a regular income from the SIPP but occasionally take a small annual amount to supplement my other income. My question is in any…
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Safest joint accounts for divorced couples
I have been divorced for many years and in order to ensure payments are fair moving forward, we have agreed to set up a joint account to stop the constant tooing and froing when our children need haircuts, new shoes etc. Please advise of an account that will not affect my credit score.
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Separation from common law partner with 50:50 home ownership as Joint tenants
Hi, Looking for some advice on to proceed. My partner and I have separated, we jointly fully own the property we live in as Joint Tenants since July 2021. I have served notice of intent to change this to Tenants in common today and will be sending the SEV form to the land registry tomorrow. I can afford to buy the house…
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Impartial opinions sought on family Christmas matter
Hi and Christmas greetings to you! This is a request for impartial opinions from outside the family please. So, if a son, with car, asked his 75 year old mother to catch a train on her own - with suitcase and presents- to travel 25 miles to stay with him on Christmas Eve, what would you think. To give some context, the 75…
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New Year’s Resolutions - Return to this thread December 2021
Following on from our December 2019 resolutions thread this is your chance to set your intentions for 2021. I know it feels odd to be setting goals when so much is unknown and unpredictable, but 2021 is going to happen in any case and I’m going to try to focus on the bits that I have some control over. As always I’m taking…
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Adult with learning disabilities making provision of parents both die
We have an adult son of 38 with autism and LD who requires 24 hour care and supervision. With the Covid situation we haven’t been able to move ahead with plans for him to move to supported living so may be at home for a time yet. I’m his appointee for his benefits but we don’t have any official stuff in place for his care…
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Power of Attorney (my Dad)
Hi, As my Dad gets older, I worry more about his mental capacity. We've been advised to grant me full Power of Attorney and wondered where to start with it? Some of the online guides look very ominous with pitfalls and expenses in every direction. Money is short, so while I don't want to do things "on the cheap", I have to…
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Divorce - retaining equity in marital home - how to share house price growth?
Hello, my wife and I are getting divorced. It is all amicable and we have managed to get nearly everything agreed without the need for involving solicitors. The thing we cannot work out is how to fairly share any growth in the price of our family home. We think there must be lots of other people who have managed to…
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Power of Attorney - who gets told, and what?
My partner and 2 siblings recently were appointed Attorneys of their mother's Financial and Health. Mother is now diagnosed as having Dementia. One sibling has mum's bank statements and has noticed a very recent payment (after the LPA was granted) to the office of public guardian which looks like she has changed one of her…
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Claiming a spouse's pension on separation/divorce
During a particularly competitive board game this Christmas, where I blocked my husband's next "killer move", he joked that my actions could be seen as grounds for divorce. I said "you go right ahead, as I'd end up better off than you, as I'd have half your pensions" (he's currently in receipt of two of his work related…
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Help! Decree nisi issues
I was briefly married for 3 months and we separated. No kids, no joint accounts and the house was already bought by myself before marriage. She contributed nothing either. I applied for a annulment in may 2021. The decree nisi was granted in September 2021. However it hasn't been pronounced after all this time so I can't…
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Power of attorney - only child
Hi As my father grows older and his health continues to decline, I would like to start the process to obtain power of attorney over his health and finances. I see there are many companies charging for this, but I'm also told it's fairly straight forward to DIY it. As the only child and no partner, can anyone advise a good…