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Separation from common law partner with 50:50 home ownership as Joint tenants
Hi, Looking for some advice on to proceed. My partner and I have separated, we jointly fully own the property we live in as Joint Tenants since July 2021. I have served notice of intent to change this to Tenants in common today and will be sending the SEV form to the land registry tomorrow. I can afford to buy the house…
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Impartial opinions sought on family Christmas matter
Hi and Christmas greetings to you! This is a request for impartial opinions from outside the family please. So, if a son, with car, asked his 75 year old mother to catch a train on her own - with suitcase and presents- to travel 25 miles to stay with him on Christmas Eve, what would you think. To give some context, the 75…
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New Year’s Resolutions - Return to this thread December 2021
Following on from our December 2019 resolutions thread this is your chance to set your intentions for 2021. I know it feels odd to be setting goals when so much is unknown and unpredictable, but 2021 is going to happen in any case and I’m going to try to focus on the bits that I have some control over. As always I’m taking…
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Adult with learning disabilities making provision of parents both die
We have an adult son of 38 with autism and LD who requires 24 hour care and supervision. With the Covid situation we haven’t been able to move ahead with plans for him to move to supported living so may be at home for a time yet. I’m his appointee for his benefits but we don’t have any official stuff in place for his care…
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Power of Attorney (my Dad)
Hi, As my Dad gets older, I worry more about his mental capacity. We've been advised to grant me full Power of Attorney and wondered where to start with it? Some of the online guides look very ominous with pitfalls and expenses in every direction. Money is short, so while I don't want to do things "on the cheap", I have to…
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Divorce - retaining equity in marital home - how to share house price growth?
Hello, my wife and I are getting divorced. It is all amicable and we have managed to get nearly everything agreed without the need for involving solicitors. The thing we cannot work out is how to fairly share any growth in the price of our family home. We think there must be lots of other people who have managed to…
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Power of Attorney - who gets told, and what?
My partner and 2 siblings recently were appointed Attorneys of their mother's Financial and Health. Mother is now diagnosed as having Dementia. One sibling has mum's bank statements and has noticed a very recent payment (after the LPA was granted) to the office of public guardian which looks like she has changed one of her…
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Claiming a spouse's pension on separation/divorce
During a particularly competitive board game this Christmas, where I blocked my husband's next "killer move", he joked that my actions could be seen as grounds for divorce. I said "you go right ahead, as I'd end up better off than you, as I'd have half your pensions" (he's currently in receipt of two of his work related…
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Help! Decree nisi issues
I was briefly married for 3 months and we separated. No kids, no joint accounts and the house was already bought by myself before marriage. She contributed nothing either. I applied for a annulment in may 2021. The decree nisi was granted in September 2021. However it hasn't been pronounced after all this time so I can't…
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Power of attorney - only child
Hi As my father grows older and his health continues to decline, I would like to start the process to obtain power of attorney over his health and finances. I see there are many companies charging for this, but I'm also told it's fairly straight forward to DIY it. As the only child and no partner, can anyone advise a good…
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LPA - who pays top-up care fees?
Sorry if this isn't the right place for this post, not really sure what category is most appropriate. It's looking like it's time to set up LPA for my very elderly step-father. We are thinking one of his sons and one of his step-daughters to do it jointly. My sister seems to think that anyone who is named as having LPA…
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TAX RETURN - Who is Liable?
Hi, I was wondering, if I was to manage an Air Bnb listing for a property that isn't mine, would I need to submit the tax return or the owner? The Air Bnb account would be under my name and the payouts would go to my account where I would then split the earnings 50% and give what is owed to the owner but if the account and…
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Would you consider a 'no-presents pact' this year?
Martin Lewis's blog Is it time to ban Christmas presents? was first published in 2009 but has just been updated. It examines the benefits of forgoing presents altogether. Would you and your family consider it? Perhaps you do this already?
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Christmas board game deals round-up
What are the best board and card games to play with family at Christmas? Have you spotted any deals recently? And which classic games can you play free online or repurpose for Zoom?
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Don't know what to make of this - need some sense talked to me.
Back in October my husband died suddenly so the last few weeks have been a total nightmare as not only have I had to deal with his death & all that entails but I've had to, with the help of some real great people, the clearing of his office, the winding down of our business & find a job as I worked in the business. Anyway,…
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Small Claim part paid
Not sure this is the right category for this… I recently created a small claim online against my ex who owed me his half of a holidays flights and hotel. he has paid part of the claim directly into my bank account. im not sure what to do next. I don’t accept the part payment and require the full amount. How do I tell the…
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Help needed asap finances/housing/divorce
So my ex husband and I have signed our financial order and is being approved by the judge as we speak he’s buying me out for a lump sum and I have to vacate the house with my children & our belongings on a set date (as set out and agreed in the order) just needing some advice on grounds of staying in the property with his…
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A will query
Hi, i am single with no kids & have a will made out to my brother that when i die to sell everything & to distribute my estate across several charity's & people of my choosing as a percentage to each one minus any expenses he would encore of up to £1000-00 per charity/person. He is now nearly 80 & i dont want to burden him…
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Share cash in, any tax to pay?
Years ago now I was gifted some shares when the building society I had savings with became a bank, therefore I had a few shares that cost me nothing, I have just cashed them in for £400.00, would there be any tax to pay?
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Supplementary school
Both kids attend a local mosque for classes in the evening. Me and ex are separated and he originally paid the fees but stopped paying last year. He refuses to contribute for half either saying CMS covers it. Now I have taken over the fees and have settled the arrears and pay monthly. Last week it was parents evening and…
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