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Insuring for 5 months and NCB
Hi! I am due to leave the country on 1st September and my car insurance expires on 20th April. I will need the car between that time, what is the best way of doing this - pay monthly and cancel, or pay upfront and cancel? I assume there will be fees either way. I have not managed to find a temporary insurer that will do 5…
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Difficulty Cancelling Car Insurance
Hi there, So I have been trying to cancel my car insurance for roughly a week. I've phoned and I get the response that there having technical issues. I have also sent emails and tried live chats with an agent. Now my online account will no longer let me log in. Previously when I was able to log in it would not allow me to…
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Subsidence excess
Hi, I have put in a claim on my home insurance for subsidence to my detached garage. After six months of surveys and site investigations it has been decided my neighbours trees are to blame. I would imagine that in this case I claim on my neighbours policy as I would if it was a car accident were the 3rd party was to…
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Life insurance - I've only had it 16 months could they refuse?
I moved house August 2022. We sorted our new life insurance September 2022. I filled everything in truthfully and they got access to my medical records and was accepted. March 2024 ( a few days ago ) I was diagnosed with MND. My first symptoms appeared March 2023 but for a year it wasn't progressing so had been diagnosed…
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Fluffy Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Fluffy Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE Ben
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Ex wife on insurance
Does my ex wife qualify as 'Family' on other drivers section or just friend?
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Car insurance and ability to drive other cars
Hi , does anyone know if your job can change your ability to drive other vehicles with Tp cover . I got insured last year , and the drive other cars on my certificate said not available . I did need to send of proof of no claims etc so I’m curious if this (isnt available until after them documents are sent) I changed my…
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Churchill Car Auto Renewal Price Hike - Successfully Negotiated Massive Reduction
My auto renew car insurance quote (comprehensive plus) was £1200 more than the previous year. From just over £3000 last year to just under £4200 for the year beginning April 20th That's a whopping 40% increase (approx). And I had no claims for over 2 years and no convictions for over 3. I then got a quote from a price…
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Declared Category N by Third Party Insurer
Hello everyone, I am really hoping someone can advise me as my anxiety is through the roof and I can't get a straight answer from anyone. Someone recently went into my parked Ford Focus and caused damage to the bumper and wing. The person left their details (which was good in this day and age) and I am now in the process…
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Aviva Escape of Water excess
Compare the Market threw up Aviva as a good choice for my Buildings and Contents renewal, and I was ready to sign up till I saw an excess clause which alarmed me. I know escape of water has gone up across the board; my LV renewal which I'd rejected included an increase to that excess from £350 to £500. As I checked through…
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Bad builder & home insurance?
Hello all, advice welcome please. Background for context; House Extension built in 2019, by builder A. Garden patio, built by builder B, in late 2021. Garden patio includes steps etc which are crumbling and overall poor workmanship. Tried contacting the builder, no success and he is apparently no longer trading. Bricks of…
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Travel insurance for long visit
Hi. My wife is from the US but lives permanently in the UK. However, she has to travel to the US frequently, to care for her mother and she can be gone for many months. Can you recommend any companies that would provide medical insurance for her? As it is uncertain how long each visit will be, maybe someone who charges a…
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Does any Insurance Company Payout with Cash Instead of Vouchers?
When it comes to content insurance, does any insurance company give you the option to receive in cash instead of vouchers or are they pretty much all the same?
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Car is being written off but we dont want that
Hi Everyone. I'm hoping someone can assist with this stressful dilemma (I did search and couldn't find the exact same thing on here). A few weeks ago we were hit from behind by a van. 100% their fault. Dash cam front and rear shows this so there is no issue here. Their vehicle was dented (ford transit) but ours came off…
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Sky Protect Home Insurance Cancellation
Help!! Background - I have taken out home insurance for my own property and that of my mother-in -law (89years old ) and Aunt (96 years old) in the last few months. Big mistake - according to Sky Protect and their underwriters Zurich. I did this as you can imagine in the modern world it is not easy for the elderly to deal…
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Holiday Insurance
Hoping to book a few days away in February, however waiting for an appointment that can't be missed. Is there any type of insurance available I could buy should I have to cancel the holiday? tia
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Insurance for hearing aids - loss or accidental damage
Hello,I have recently bought hearing aids privately for the first time, and I now need to get them insured.I am having real difficulty finding anything less than £40 per month where I was thinking that I would pay £50 per year. My home insurance will only cover the hearing aids for £50 pere year, but will only insure them…
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Strange travel insurance pricing
Looking at prices for renewal of annual travel insurance. As going abroad less (fed up of airport faff), decided to look at single trip cover from a leading travel insurer for same areas. Was it cheaper, being for only a one-off trip? Not only was it more expensive, it was about four times the price for same cover, approx.…
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Car insurance licence held
If I pass in April 12th 2018 and my car insurance ends 28th April 2024 do I put in I've held my licence for 5yrs or 6yrs ? Not sure as to put 5yrs of renewal I've held for 5yrs if looking now or do I put 6yrs as when policy starts would be 6yrs held
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Freeholder building insurance
My freeholder, this year, as added me, leaseholder as also a policy holder (without asking me first) instead of adding me as an "interested party" as previous year, on the policy. Should I ask him to change it to "interested party" on the policy or leave it as it is? where do I stand legally - not being the freeholder, I…
