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Worth buying cheap car to keep NCD?
I’m a company car driver… I have a letter from Admiral that I could use to maintain my multiyear protected NCD that expires in a month. This dates from the time I cancelled my personal policy almost 3 years ago. I’ve not had any notifiable incidents while driving my company car. I also have multiple years of protected NCD…
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The term "settlement"
My policy allows me to get in professionals to assess the repair. I'm being asked to sign a mandate for payment which refers to being paid a sum of money in settlement for the specification for the repairs. I have been told by the loss adjuster this is not a final settlement for the issue. But the way I read it, is that it…
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Renewal quotes
So insurance is up for renewal I’ve always been lazy and just let it renew with current insurer (I know terrible) insurances ends 20th of July lowest I’ve got it is for £390 currently paying £589 a year so hopefully being a bit more proactive to try and save some money but random question why is it if I go to insure it for…
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House Insurance, big rises for last two years, just me?
I usually use topcashback compare and Quidco compare to get some really great prices for my house and contents insurance. I have lived in the same property for over 12 years now, so general price rises aside, nothing else has changed. Last year my usual topcashback/Quidco compare quotes were rather high and a lot higher…
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Cycling accident claim
I am the sponsor of a Ukrainian refugee in the Homes for Ukraine scheme. She and her bicycle were hit by a delivery van driver who immediately admitted liability. His insurer NIG have paid for the repair of the damaged bicycle but as for compensation for time of work etc have supplied us with incorrect information as…
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Home insurance with business cover for online seller Ebay / Amazon
Just running this by anyone who might know if I'm missing something. I use my home address as my business address for Tax / Ebay /Amazon but if I don't actually do the physical work there or hold stock there am I right in thinking I can just add 'clerical business use' to my home insurance? to ensure I'm not voiding my…
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Travel insurance while waiting for hospital appointment
Hi all, currently waiting on a ln appointment to get a 24hr heart rate monitor fitted but seen a last minute holiday. Having looking at travel insurance and spoke to a few providers it seems it's problematic to get cover due to undiagnosed condition. Looking for any advice on this, I've seen stay sure mentioned elsewhere,…
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Ridiculous car insurance premium increase by Bank of Scotland
I am the named driver on my wife's car insurance with Bank of Scotland. I recently received the paperwork from them and noticed an error in that it said I did not have the use of another car. I do have my own car insured with AA so I contacted BOS to inform them of the error, I hoped that my wife's premium would be…
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Insurer not investigating claim
On 20th June 2022, a taxi drove into my cars open door in the gatwick airport drop off zone. There are plenty of cameras there so I immediately informed my insurer and followed the proper procedure. Several weeks later admiral asked if I wanted them to request the footage, this was the first red flag I can remember. I had…
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Insurance for learner drivers
Looking at getting a car for my daughter as she is learning to drive. How is the best way to go about getting insurance? We want to be on the insurance so that we can drive it to/from work, college etc so she can drive in other direction. If she buys a policy with us as named drivers and her on a provisional what happens…
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No win no fee insurance.
My son in law has bought a house and has now found Japanese knotweed in the garden. He has found a solicitor who says he will take the case on against the land owner who has it on their adjacent property on a no win no fee basis. But after recently seeing a group of people who did the same thing for faulty cavity wall…
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Buildings insurance for new home while selling old house.
We’re in the position where we need to insure (buildings) our next home which is 400miles away & is due to complete in a few weeks. The problem we have is our current home is still for sale & we will be living in it most of the week & going up to the new place every other week for 4-5 days. We’re hoping to get an offer…
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Insurer refusing to pay for replacement boiler pump
My insurer is refusing to pay for a replacement boiler pump for, despite them not being able to show me in their policy where pumps are exempt. This specific claim was made on a home emergency policy. I made a complaint because of the constant ping-pong between departments (and lack of communication over the last 6 weeks).…
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Insurance for stolen phone
My phone was stolen so I claimed on travel insurance anyway I have never had to do this before so have some questions? How often do they pay out? I have a £50 excess so this comes off any pay out? I uploaded the phone blocking screenshot, price of stolen phone £999 replacement was £699, my email to police in Belgium and my…
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Horrible company
Marshmallow)! They will let you down when you need them the most and i promise they will base it on the fact that they are an online company. You will not understand how scam they actually are until you have an active claim with them. They will waste your time and have you suffer even more when you’re already feeling…
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Car insurance groups
I am looking to buy a car. Is there anywhere I can find accurate insurance groups? Every time I try to find out they seem to differ.
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21 or 23 days ?????
Hi I am looking for some advice please, I know Martin has mentioned a certain number of days to buy insurance as it may work out more cost effective. I'm just trying to figure out whether it's 21 or 23 days prior to car insurance being due, also would that be from the day I'm making the enquiry, do I count 21/23 from today…
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Home Insurance - NCB invalidation
i had 5 years of NCB regarding my home insurance.. however i hadnt noticed that it had lapsed until i noticed that my DD hadnt been taken with my previous supplier. I found a new policy as soon as i did but my new provider has said because of the GAP in insurance (literally less than 30 days) i cant use my previous NCB and…
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Which underwriting should I disclose on private medical insurance
I wish to ask which underwriting option should I disclose on private medical insurance? Moratorium or full medical underwriting?
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Private Health Insurance - share treatment cost
Hi My work has provided me with health insurance, which is great. And it's pretty comprehensive, not excluding any preexisting conditions, Etc. I had my own private health insurance policy before taking this, which I've had for many years with Bupa. My worry was that if I cancel my own policy and take the one offered by…
