-
Surely this cannot be allowed!? Churchill car insurance.
Hi all, I am fuming. I've been helping my younger brother look for another car that wasn't going to put his insurance up too much. He had an MX-5, which is a 2-seat and cheaper therefore on insurance but he wanted a diesel hatchback. So after doing lots of searching and quotes on his Churchill account, on the Make a change…
-
Bus accident claim, what to do next ?
Hi, i was a passenger in a bus accident and suffered relatively minor injuries although they were described in the medical report as more than just whiplash injuries. The insurance company of the car driver at fault only offered me the lowest payout on the whiplash scale of £260 which i initially declined. Having spoken to…
-
Health Cash Plans
I currently have BUPA Additional Health cash plan, which has served me well. They are planning to close it down shortly. I am wondering what others on the forum recommend for a single person aged 89. The two suggested by MSE that accept people of my age seem to have rather low limits of payment in each category
-
House Insurance claim
Hello all, We recently had a flood in the bathroom which soaked the whole room and came down in to the living room and soaked the cieling. this was caused by Welsh Water. Our connection in the road burst, when they dug up the road water shot 20ft in the air. When they connected it back up all the mud, stone shot up in to…
-
Vehicle Insurance Auto Renewal
I have had my van stolen off of my driveway in broad daylight - I am gutted. I have begin the process of making a claim to my insurer - One Call I took out the policy in November 2021 and it automatically renewed in November 2022 - when the policy renewed I assumed it would remain the same. I have checked and the terms…
-
Very annoyed at bad trip hazard
So it’s evening heading back from friends and in nearby town and I’m coming round turning leads to big supermarket, I’m cutting across which you can and as soon as you step off pavement some builders left a massive pole sticking out, I nearly went head first on concrete lucky I didn’t but this annoys me so much more then…
-
New driver insurance - affordability
Daughter passed her driving test on Monday, obviously we were delighted. Spent yesterday trawling for full insurance quotes - its even more horrific than I expected! 17yo female new driver on a 0.9L, 2014 Renault Clio is coming in, generally, over £3000 with a black box. Best quote so far after several hours of searching…
-
Personal injury “Egg shell effect”
How and when is this applied ? i had to have surgery on an injury to my shoulder,but it’s written in a report that I already had degenerative cartilage in my shoulder. i had complained of a sore shoulder some years ago,but had not complained or even seen my gp about it in the last 5 years. does this fall into “egg shell…
-
Travel insurance: New medical condition, advice needed please
Hi In June, we took out an annual travel insurance policy with Puffin, to cover myself, my girlfriend, and our son. We are going to Florida on Saturday for 2 weeks. Some time after taking this policy out, my girlfriend had a medical problem. She was in agony around her stomach area, went to A&E, turned out she had…
-
Buildings Insurance for Flats
I live in a block of 11 flats in a Grade II Listed Building. Management is by a Limited Company comprised of owners who own the freehold. The Management Company arranges Buildings Insurance. This has recently risen very sharply and is based on a rebuilding cost which far exceeds the total market value of the flats. My…
-
Which travel insurance for the flight & holiday cancellation?
Hi, I am looking at some travel insurance for a 2 week trip in late Sep. It seems many insurance policy doesn't cover the event of what happened at Heathrow today. I wonder if I am looking at the wrong section in the policy? Many of my accommodations are non-refundable bookings, including some AirBnB. I am looking to cover…
-
Wrong NCB
Hello, I have recently renewed my insurance via confusd.com, I have disclosed I had a claim on my account earlier this year providing all details necessary, Today I have been looking into my policy documents and discovered that somehow my NCB has rolled automatically an it states I have 4 years no claims discount which is…
-
Exclusions to cancellation insurance - Best vs Cheapest
I was due to go on holiday with a friend. There is an illness in her family and she cannot travel. My travel insurance has specific cancellation conditions which don’t include illness in your travelling companions family. I want a better policy for next year. Would any company provide cover in this case? How do I find the…
-
Insurer's Notes
Elderly parent's car insurer recently asked for additional premium payment due to previous claim being resolved. We don't feel that the claim process and conclusion have been properly communicated to parent, but this may be due to communications being online/via emails which may have been lost (to the spam filter or…
-
Car insurance cancellation fee.
I recently was stung by DialDirect car insurance over an attempt to change my wife's vehicle. She had purchased a Smart for 4 and when we telephoned to register a new vehicle, we were informed that they could not give us a new quote as they could not find a code for it. We were told we would have to get quotes for a new…
-
App to keep track of policies
Does anyone know of any apps that you can keep track and store all your insurance policies? Would be really handy. I keep PDFs in onedrive where I can access, but it would be so handy if there was an app specific. I have seen www.myportal.co.uk, looks not too bad, but I assume I'll just get sold policies from the insurance…
-
Anything like Barclays Tech Pack for multi-gadget insurance?
Barclays Tech Pack cover features: * Four mobiles, upto £1,500 ea * Unlimited gadgets, upto £1,500 ea * Loss (for phones), theft, damage and breakdown * Inc cover for family devices Has been provided by umpteen insurance firms over the years, currently Likewize. Are there any similar policies without going via a bank?
-
Family worldwide question ?
Looking to purchase some family multi trip for next years plans. We are going to Australia,and Menorca as a family in 2024. Question is my daughter is going to Turkey with a family member next week and im looking to get her covered . Reading into the small print of a lot of policys ,it seems she is not covered unless she…
-
what is the process for a claim for carpet insurance?
We are claiming for a new carpet through the managing agent of our building. (they are putting it through their insurance). We have to give two quotes. We have found a really nice carpet with CarpetRight, but it is a bit more expensive. Another alternative is with Tapi Carpets, but not as nice and a bit cheaper. If we put…
-
Life insurers for difficult cases
Hello, my cousin has had some health challenges and despite no evidence for a serious condition/illness the consultant couldn’t rule out that he may have had a more serious health episode. Despite any evidence and clear cause for the symptoms an insurer has denied his application. Are there specialist insurers that still…