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Selling my Term Life Insurance
Im looking to sell my Term Life Insurance but its a mine field and most of the search engines are from the US. Ive been looking for hours now without any joy. Can someone please advise. P.S. I have no dependents, Policy is for 22 years and started 2011. Any advise or direction would be appreciated.
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Car insurance finance company requesting payment on policy that has been cancelled.
Hi all. I received my car insurance renewal around a month ago, and to my dismay saw that there was a significant price increase, from £78 to £113 a month no less, so after temporarily forgetting and subsequently remembering about it nearer the date i checked the email, which stated I must opt out / cancel no later than…
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Third party car insurance threatening legal action against my father 4 years later
My dad was involved in an accident in 2020 which went to court due to disputed liability, my dad was made liable for the incident and his insurance was meant to pay for the third party costs at the time, the third party insurance was direct line. Anyway 4 years later we now receive a letter from direct line car insurance…
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Bleak news for Home Insurance pricing
https://www.abi.org.uk/news/news-articles/2024/4/weather-damage-insurance-claims-worst-on-record/ Worst weather on record resulting in £13m per day being payed out in claims Compared to 2022 * Weather related claims up 36% * Theft claims value up 15% * Non-weather-related water damage value (e.g. water leaks) up 20% *…
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Car insurance claim
I am getting conflicting advice from friends
about this issue. I hoping somebody can end my confusion. A couple of weeks ago I took my Mum out
for her birthday. Another driver scratched the front passenger side near the
bumper of my car as it was parked up. There are no dents just quite severe paint
work damage. He scraped…
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Equity & Law Multiplan Lifecare critical illness claim - AVIVA LOST FILES HENCE REFUSING CLAIM
AVIVA REFUSING CRITICAL ILLNESS CLAIM DUE TO AVIVA DISCARDING OLD AXA SUN LIFE EQUITY & LAW POLICY RECORDS IN THEIR ROMFORD OFFICE ! PLEASE HELP I Desperately need help please with an old AXA Equity & Law MULTIPLAN LIFECARE critical insurance policy please effected in 1990. I would be much obliged if you have retained old…
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Home Insurance (POA Question)
I am POA for an elderly relative currently living alone in his own home. His buildings and contents cover is due to renew and (as seems to be par for the course) the increase is exorbitant and I need to seek a new provider. This isn't something I've had to do before, so question: If I use search engines for quotes using…
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Car insurance when owner is diagnosed with dementia
Mother-in-law is a car owner, but hasn't driven for nearly a year. She has increasing difficulties with dementia, and her car insurance is coming up. Car still kept so that daughter can drive her places, with the walker/trolly fitting in the back of the car (daughter cannot fit it into her own car). Daughter is named…
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Home Emergency Cover
What's everyone's experience of "Home Emergency" Cover ... One of the things often tacked on to a Home Insurance Policy to cover things like blocked drains, leaking pipes etc. Is it a rip off ? What's the forum's experience of actually using it ? I live in a semi-rural location and my oil fired central heating boiler…
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Auto-Renewal Direct Line
Just signed up Buildings & Contents insurance with Direct Line after several years with LV. I always received a postal pack with renewal prices, documents including any changes such as excesses. This was maybe 3 weeks or a month before renewal date, and would automatically renew unless they heard from me. In recent years I…
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Life insurance / critical illness insurance cover
For the past decade, I've always had life insurance / critical illness cover through work. From reading the MSE page and other forum threads, I understand that what I had before was:Death in service is an employer-provided benefit. It's paid out as a lump sum if an employee dies while they are on the company payroll. This…
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Semi Detached Outbuilding/ Barn Insurance
Hi, We are in the process of buying an old cottage that benefits from a Detached barn / outbuilding garage across the road from us. This barn is split with us owning one side and the other side being owned by another property with a party wall between, Our solicitor has advised that we require a Deed of Mutual Obligation…
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MoneySuperMarket car insurance tool
Has anyone had a problem with the MSE/MoneySuperMarket tool not giving the right information to the insurers ?I just took out a policy and a declared claim was not on the documents when I checked them.
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Home insurance question-retired or not employed due to disability.
Hi folks, Before state pension age on home insurance I used to put when asked "not employed due to disability" as I do have certain medical condition and was in receipt of ESA. I was also retired from my job on medical grounds many years ago. Now that I have reached state pension age, what do you think is the best way to…
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Am I in trouble? Car insurance wrong information provided
Hi all, Wife had an accident last July reversing into a bollard in a car park. She's a named driver on my policy. I called our insurer and a claim was made. In January I did quotes on a car insurance comparison site, stating myself as the policyholder and her as the named driver who had an accident. Tesco came up cheapest…
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How much difference does no claims discount make as an older driver?
I'm in my early 40s and been driving since I was 21 but for many years I have only been a named driver on my wife's insurance. I'm looking to get a 2nd car in my own name and I have no idea if I can put any NCD or not for the years I was insured... I don't even know when this was, I probably had 10yrs NCD but haven't been…
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Guesswork from loss adjuster?
A loss adjuster has said that a crack in my house is "typical cracking related to thermal movement". This is not a concrete opinion though, what is the case here, do loss adjusters just make educated guesses, or should I push for proper confirmation?
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Green flag.
Never mentioned on here at all. Full cover home start recovery etc. with Green Flag (direct line insurance) This year at renewal £55. been with them 10 plus years.. called out about 3 times always prompt and problems sorted.
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Car insurance named driver
My daughter was on my insurance last year, as a named driver, when another car hit her on the roundabout. No question as to whose fault it was. If she were to take out her own insurance on her own car does she put down my claim as she was the driver? Difference of opinion at the Funnie Farm. TIA
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Car insurance premiums going through the roof - why?
I've heard people saying that the main reason is because of the increased cost of replacing car parts. But is that really the full story? Seems to me that car insurance is increasing at such a rate as to make it unaffordable to many. Does the whole industry need a rethink? Could the state offer a very basic third party…
