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Building insurance husbands name

Hi, our house is solely in my name as as I had the property before we were married. My husband has lived here over 10 years. The buildings insurance needed renewing and I left it to my husband who has done it in his name. This is not a problem to be, however will it be a problem if we ever need to claim as the title to the house is only on my name?

Comments

  • HampshireH
    HampshireH Posts: 5,001 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 31 October 2024 at 7:18AM
    Why doesn't he just amend it?

    I thought you had to declare you owned the property when taking out a buildings insurance policy. Otherwise you are trying to insure something you have no liability for
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    edited 31 October 2024 at 8:25AM
    Hi, our house is solely in my name as as I had the property before we were married. My husband has lived here over 10 years. The buildings insurance needed renewing and I left it to my husband who has done it in his name. This is not a problem to be, however will it be a problem if we ever need to claim as the title to the house is only on my name?
    It's a marital asset, it won't be a problem. For absolute belt and braces get him to add you as joint policyholder but more so that you can report a claim etc if he's away or sick etc
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