What counts as declined / cancelled insurance?

I_Claudius_88

Some background:

I had a DG10 driving conviction a couple of years ago. I went through a few online applications for car insurance and had a few insurers say they couldn't quote before finding one who would (a specialist insurer).

Secondarily I was a named driver on a friends driving policy and when it came up for renewal the insurer told him they couldn't cover me anymore (presumably because of the conviction) and I had been removed from his policy.

Couple of questions: 

Do either of the above situations count as cancelled or declined insurance that I need to declare on all future insurance applications?

When I am asked about declined / cancelled insurance when applying for home / property insurance do I need to declare driving related insurance applications like the above or only property insurance related issues?

Hope that all makes sense, thanks in advance.

DullGreyGuy

Declined to quote is different from having insurance declined. Given how insurance works these days actually having a policy declined is rare but back in the old days the broker would check your eligibility and calculate the price based on the tables given them by the insurers. If you accepted the broker would give you a temporary cover note and send the details off to the insurer to setup the policy and issue the certificate. If the insurer spotted something the broker missed they'd decline to cover you and you then had a declinature to declare. 

These days it's all done electronically, the brokers have authority to issue the certificates and so they dont really happen any more in consumer insurance. 

These days it would be cancelled or voided insurance where you're already on cover and then their counter fraud team spot you've said you've 50 years no claims discount and no accidents in the last 5 years but actually you've no NCD and you had 6 claims last year alone. They'd either decide to cancel it with immediate effect or void the policy back to inception as blatant fraud rather than a small typo or slip of the mind. 

If I understand your scenarios correctly then neither would be declarable under the traditional question.