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Vitality health insurance. Increasing by about £10.00 a month annually???
Hi guys, Over the last 3 years my health insurance has risen from about 45 quid a month to over 80 quid a month with an excess. can anyone recommend how to switch to another provider ? I’ve a previous injury that I would like covered, it is covered through vitality because I haven’t seen a doctor regarding it in over 5…
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MSE News – Bought insurance or got quotes on Friday 19 July? You may have missed out on best deals
Read the full story: 'Bought insurance or got quotes on Friday 19 July? You may have missed out on the best deals due to the global IT outages – here's what to do' If you haven’t already, join the forum to reply.
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policy start date
I feel stupid having to ask here, but I'm struggling to find the answer on either of the two Insurer's web sites or anywhere else and this feels like it should be a common question - I'm changing home insurers after a 30% hike in my premium, the old policy ends in 31/7 - is that the start of the day or the end of the day ?…
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Car insurance paid for repair rather than writing car off
I have had my car since August 2023, in December I had a car accident which went down as my fault as I did not have a dash cam to prove that it was joint fault. Regardless, the car was repaired but this took a lengthy time due to waiting for parts from Japan. I had another problem with the car in May (flat battery, likely…
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Neighbour flooded my flat
Hello all! At the start of the month, my (already problematic) upstairs neighbour overran their bathtub and caused a lot of damage to my flat. Had to get walls plastered and painted, and my bathroom flooring and floorboards replaced. Came to 1.5k in total for repairs. I initally tried to claim this on my contents insurance…
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Insurance when you rent out your whole house but live there 50 per cent of the time...
I have really found it hard to find insurance if you want to rent your house out for half the time (or thereabouts) as I can stay with my partner. The only insurer I can find to do this is PIKL who cover well for everything but quite expensive. I am sure other people must do this, any other companies that anyone knows?
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Money supermarket car insurance search
Used the above knowing the links to MSE and thought I was getting the best deal. Search was 23 days before renewal. 10 days later got offers of £40 less. Won't be using Money supermarket again
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Contents Insurance help needed
Hi, Ive only ever claimed once prior on my homes contents insurance so im expert, but it was straight forward - I paid the excess and they replaced like for like (TV). Im putting in a claim for damaged carpet which isnt as expensive as a TV, but the companies cash offer seems unworthy? Their cash offer is the 'original'…
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VAT on insurance?
Hi I work for a well known delivery firm on a self employed basis. We are subject to paying 20% vat on insurance premiums if we lease a vehicle through them. I can't find anywhere that says we should be getting charged vat, and instead it should just be ipt at a rate of 12%. Am I right in thinking what they are doing is…
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Insurance claim
My mother passed away and we discovered a leak that had ruined lounge carpet. there was no problem with that being replaced by LV but it has been fitted badly join in centre and does not go up to skirtings. I had independent carpet person from checker trade view and took pictures and comments were that it was badly fitted…
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Priivate mediical Insurance
Hi all, recommendations for PMI providers please, I have unexplained weight loss which the NHS have investigated but reluctant to carry out expensive tests, anway I want them done sooner rather than later, TIA
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provisional cover to full cover
Hi there, Son has bought a car and wants to insure it so he can practice leading up to his test (a month away) Is there a way to tell how much the hike will be in his insurance costs once he passes? I cant find any info on this. We are looking to put me as the main driver and him as an additional for the 1st year which…
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Car insurance on commercial vehicle for private individual
We have had our “truck” insured with Privilege for the last few years as they have been the only insurer we have found who can offer insurance on a vehicle classed as a van, to me as a private individual. Are there others? Really want to make sure we are getting a good deal by comparing cost.
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Cash settlement
My insurer asked if I could provide an weblink to replace an item. I was unable to find this but sent 2x quotes from 2 contractors. The insurance company agreed to pay a cash settlement for the lower of the 2 quotes. But now I am unable to contact that contractor. Am I obliged to use this contractor? Or can I go elsewhere…
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Claim Against Me For Vehicle Diminution
A few months ago I was involved in a very, very minor vehicle accident that was my fault caused when I reversed out of a parking space at what must've been less than 5mph and bumped/scraped the wing and bumper of a car right behind me but barely a scfatch on my car. I swapped details with the other party and we were both…
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Getting the Quote
I'm on Confused and Moneysupermarket for a quote. Would we consider the lowest quotes (reliable Cos like Darwin and LV=) 'cheap' quotes? Their prices means I hold my cost to last years price. Very tempting.
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Total loss questions
Hello all you knowledgeable people, I hope you can help. a few weeks ago my husband was hit in the rear by a company vehicle, no liability disputed, we went directly through third party insurers and had the vehicle inspected. The damage is a dent to the bumper and scratched boot lid so still drivable. TP insurers deemed a…
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Letter of redemption and discounts
I've received an voucher letter of redemption for an bike which got damaged in a fire. But id like to purchase a bike which is currently on offer for 600 saving 150. Using the voucher as part payment. But the terms have this I guess the original value of the bike will be 750 not the current discount of 600? So if I use the…
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Cancelling car insurance
Hi All, I recently took out car insurance using the tool on this site as it was a far cheaper quote. I paid the deposit, then a few days later Be Wiser sent me a text message to call them immediately which I did. When I called them they said the price was going up due to a no fault incident I had where no claim was made by…
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Virgin Pension Complaint
My late husband had a Virgin Pension account. I have spoken on the telephone to the bereavement department on numerous occasions. The first set of forms they said they would send out to me were not delivered. I have since had 2 more sets of form sent out, and both were returned complete with death certificates . There…
