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Plumbing and Drains insurance
I hope this is the correct board, if not feel free to redirect me.I would be interested to know which company do people to get their Plumbing and Drains insurance, please?
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Chased by Ardent debt collectors over car insurance
Hi all, last year I took out a multi car policy with Diamond insurance and I paid for 12 months up front. I have recently had a letter explaining that they tried to debit £1500 for the coming here but were unable to. I didn't think too much about it until they sent me a letter saying my insurance had been cancelled but I…
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Non fault car insurance rip off
Hi All, This is my first thread so please forgive me if this has already been covered. I recently had an incident in my car. A neighbour crashed into my car, claimed responsibility and their insurance covered all damage. I have just gone to renew my car insurance only for it to increase 30% because of this non fault claim…
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Major Car Insurance Problems.
Hi, here's some context before I start: -I am 20 years old (turning 21 in September) and I am going into my third year of University at Uni of Nottingham. I live in London but I live in Nottingham for the academic year.-I have been trying to get a car since I got my license in 2022 in September. Obviously, car insurance…
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No car insurance due to first ever seizure, undergoing investigation. Have a pcp.
Hi. After having a possible seizure, possible faint, Im under going investigation currently and awaiting results. The problem is my car insurance is running out and cannot be renewed as I had to voluntarily send back my licence until Im told im fit to drive. My PCP states the car has to be insured, but I can't get…
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beware on renewing your car Insurance or it could be Void when it comes to making a accident claim
Just been on line renewing my insurance and it came up in subsequent discussion any accident regardless of blame or a claim not being made must be declared. Not sure where they draw the line on this but worth reading the entire link and wonder how many drivers fall into this category of their insurance being null and Void…
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Holiday insurance
After watching Martin Lewis money show last evening, I'm a tad baffled by his, get your insurance as soon as you book your holiday. Now our holiday isn't till September, does he mean book insurance for only the duration of the holiday or include the time leading up to it also. Jeff.
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Power of Attorney
Hello, I have had POA for health and finance drawn up by solicitor and was told to get them signed by the doctor. The doctor has had them for two months and I have chased continously and told the doctor will get round to it. Today I went to the surgery and was told there is a fee of £150 which has never been mentioned…
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Change car insurer mid term and retain NCD
If I change my car and my current insurer wants to charge so much more that it makes more sense to cancel the current insurance and take out a new policy, can I still keep the same level of no claims discount?
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Car Insurance settlement & salvage impact
Hi all, My elderly mother (81) had her car bashed into when it was parked near her home (she wasn't in it at the time). There is a dent and the plastic bumper is cracked, so only cosmetic but the cost will be definately more than the elderly car is worth.. She doesn't want to go through insurance as this (even though not…
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Personal injury under a Scottish trust deed
I am 2 years into my trust deed and in the process of claiming for personal injury from a car accident from another driver at fault. Does anyone know if I get to keep the payment once finalised if I’m still in the trust deed? I’ve asked my trustee and I’ve been given 2 different answers and they take weeks to respond each…
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Can I claim for trader damage?
I organise repairs at my mums house because she has Parkinsons and dementia. We recently had some render fall off the chimney which was wear and tear and I organised a roofer to come and fix. He didn't use any scaffolding and the next day a neighbour told me her husband watched him and he was sunbathing on the roof and…
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One or Two Policyholders
My wife & I are both retired and have recently changed from 2 cars to 1.Our car insurance is due in August and we are unsure if we both can be named as policyholders for the 1 car which is a joint purchase and we both live in the same house. Can this be done and are there any drawbacks?
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Direct Line Refund
New here, hope this is in the right place. Last week I had a text message from Direct Line saying my claim would be paid by BACS transfer in the next 3 -5 working days. The text is 100% from Direct Line as I used to have a car insured with them, it was actually written off in December 2020 following an accident. I have the…
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Car Insurance Wait or not?
Last year car insurance was £180 (included legal cover & basic breakdown) and £40 cashback, total £140 with One Call. Renewal is due on the 8th Jul and cheapest quote £164 (no legal or breakdown) and £45 cashback, total £119 with esure flex. If you exclude esure group then next cheapest is £210 and cashback £45. Shall I…
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House has two halves built in two different dates
The front half of my house is old and was built in the 18th century however it has a two storey extension of equal size at the back that is approximately 20 years old. When obtaining quotes for buildings insurance, what date should I use?
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Car insurance young drivers
I am a retired Grandparent who has taught both my Granchildren to drive and pass their test, the eldest (21 yr old) I added as a named driver on my policy to give him the ebility to gain occasional driving experience and paid an insurance premium (approx £400) and increased excess both of course expected, however my…
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Silly NCD Question for new quotes
Hi Guys, Can any of you lovely insurance experts answer this
hypothetical question regarding No Claims Discount (NCD). For the sake of argument & simplicity, there are 2
policyholders with same rating factors, insured with Insurance Company A. They
are both enjoying 20 real years of NCD. At last renewal, Driver 1 goes with…
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Third party insurers say I exaggerated injuries
In May last year I was involved in a car accident. I was hit by someone turning the wrong way out of a side road. They hit my passenger side, I spun in the road and hit trees at the side of the road. My car was completely crushed and somehow I made it out. The person who caused the accident admitted fault, I was seen by an…
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GoCompare Free Excess Cover
Hi guys, Is Go Compare's "Excess Cover" really free as they advertise?. I got some competitive quotes with their service yesterday and when I went to the Insurers Website to purchase I decided to change my Voluntary Excess from Zero to £200 (may as well because of the 'free' excess Cover) and the premium actually went up!…
