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Buildings Insurance Renewal almost doubled in price and cannot find a cheaper quote
Last year was £68, this year it is £131. Nothing has changed and no claims made. I have used comparison websites MoneySupermarket, ComparetheMarket and Confused.com and there are no cheaper quotes. No extras in quote so bare bones. Really shocked. How can this be justified - I suppose usual answer, flood claims and…
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All your insurance in one basket?
I get so confused with what is insured with who, especially with changing them every year to get the best price. I have my own home, two rentals and one car to insure. I'm wondering if there is any advantage (apart from simplicity) with just insuring everything with the same insurer, even though they may not be the…
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Unoccupied home insurance
Looking for unoccupied home insurance for my late mother in law’s property. Appreciate this is higher risk so policy cost is higher but struggling to find any offering a reasonable priced policy. Would appreciate any wisdom on this please, maybe one of you has been through this and found a solution? Thank you
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Hire costs double.
Hi all, I currently have a no fault car claim in progress, my situation is this. the company appointed supply the car hire is twice the cost of ant other hire company in this area? I have asked the company why, however they don't seem to have much interest, being the cynic I am I can only assume something is wrong, why…
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Life Insurance
I am looking for life insurance to cover myself and my husband. I am 56 yrs old and he is 54 yrs old. We have no mortgage and no children. Can anyone suggest a company that is not Sunlife?
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Increased car insurance due to partner claim on another car
My car insurance is due 1 Aug. Current policy went up so looked for another policy & got a good deal. However then had a message to say they couldn't insure me due to a claim I hadn't declared. Turns out this is due to my husband,who is a named driver in my car, making a claim 2 years ago on HIS cars policy after a deer…
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Nationwide mobile phone insurance
Looking for advice. My s23 ultra (dual sim) phone was recently stolen. Have the above insurance and was sent a refurbished replacement which was not dual sim. Spoke to an agent who sent out a replacement. The replacement also was not dual sim. Spoke to another agent who advised that as per the t&c's this is considered a…
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Direct Line to review 5yrs of total loss settlements
https://www.theguardian.com/money/2023/jul/01/direct-linecar-claims-underpayments-write-offs This could get tasty
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Insurance claim - new shed
Recently had a fire I've been impressed with Aviva, not even been 2 weeks and they've paid for some lost content and arranged for contractor's to look at an the damaged windows and other items however... With my shed they've asked for a weblink to validate the claim for a like for like replacement, which Is impossible due…
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Private Medical Insurance
Sorry for long post, hard to be brief. ive been in BUPA 49 years from when i was in millitary. 10 years ago i had massive surgical complications in a private hospital. I didn’t know they were permanent at the time - hospital didn’t want to know as they are not accountable. my BUPA premiums have gone through the roof.…
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Help me pick income protection or critical illness
Hi, Please can you help me to decide which IP and/or CI might be the best for me: - 40 years old, single, no kids - £145k mortgage - £57k savings invested in S&S - £50k salary - Work sick pay is 6 months full + 6 months half (inclusive of SSP) - Office job Current IP policy: - Level cover, £1,450pm for 2 years, for £12.06…
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Content insurance claim
I had a fire recently and it damaged several items. 2 items being within my shed an bike and Tumble dryer. Regarding the bike they've offered an voucher of the value of a bike which looks similar spec so am happy with this, though should I be accepting their first offer? However regarding the Tumble Dryer I'm more than…
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Medical insurance USA with existing conditions
Hi, every one .... new to this forum but not MSE I have done some forum searching but as of yet not found the answers to my questions ....... OK brief history we are due to travel end of this month to Seattle so that my Son in Law and daughter can do a trip of a like time .... motorbike ride from Rotterdam to the arctic…
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NCD question in Car insurance
Each year I changed the car insurance provider to the new provider and the ncd certificate from the each provider only shown 1 year discount (my car insurance started from 2022) and how to show the total years in the new ncd certificate?
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Bought concert tickets on credit card. Can’t go. Any way to reclaim
As a huge treat I bought myself vip tickets to a concert. The night before we are informed my father in law is end of life and so can’t go. With tickets, travel and accommodation it’s just over 1k. I don’t suppose there is any way I’ll get anything back? Just thought I’d ask, in case.
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Damages Garage Door (neighbours)
Hi all. Hoping this is the correct forum. Recently I accidentally reversed into my neighbour’s garage (my fault) and the tow bar bent the bottom of the door in the corner. I said I would pay for repair. It looks like easy repair as the bit that was damaged is not on the rails and should just need to be straightened back…
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Home insurance problems as close to river
We are having awful problems getting home insurance and I could use some advice. Our renewal quote is £1500 this year, which seems huge! We are 40m away from a river and part of the same postcode is built right on the riverbank and on a flood plain. There was a flood 25 years ago, before all the houses and river defences…
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New job, no private healthcare or life assurance
How would I go about getting options for paying these policies myself now? I was with vitality for 2 years, before that, 6 years with bupa.
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car insurance whilst between homes
does anyone know of a car insurer which will issue a policy whilst between homes, and staying in short term rentals? My current insurer have declined to offer a renewal, which is imminent. BIBA can't help. I've tried dozens of others, with no success so far. I have a 'poste restante' but in answer to the 'and is that your…
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Car Renewal - Missing Info
My car insurance renewal has just come in and I’ve noticed some me missing info I have a minor conviction from 2021 that isn’t spent and I’ve noticed this was not on the renewal nor was it on this last years policy despite me declaring it. (Yes, I should have checked this) Obviously I will need to make sure this is on this…
