Car insurance call attemtped theft mallisoius damage

Sam87

My car was parked in an overnight garage and was attempted to be stolen. The thief sawed a hole to disble the alarm and unlocks. However it has extra security and failed. It was caught on camaera, but insurance company have not see, they are saying malious damage not theft. Any help

cymruchris

If the car wasn't stolen - is there an issue as to how they classify it as long as they put it right? Can you explain the issue? No doubt they have to repair the bodywork by replacing the damaged panel, and that should put you back in your original position?

bluelad1927

cymruchris said:

If the car wasn't stolen - is there an issue as to how they classify it as long as they put it right? Can you explain the issue? No doubt they have to repair the bodywork by replacing the damaged panel, and that should put you back in your original position?

Possibly only TPFT insurance so if they arev refusing attempted theft there is no Comprehensive element to make a claim

DullGreyGuy

Sam87 said:

My car was parked in an overnight garage and was attempted to be stolen. The thief sawed a hole to disble the alarm and unlocks. However it has extra security and failed. It was caught on camaera, but insurance company have not see, they are saying malious damage not theft. Any help

Do you have TPFT or Comp cover?

If you have comp it makes little difference if its theft, attempted theft or malicious damage

Sam87

i have TPFT they putting as malicious damage as nothing stolen although clearly was attempt theft

XRS200

What did the police record it as?

DullGreyGuy

Sam87 said:

i have TPFT they putting as malicious damage as nothing stolen although clearly was attempt theft

You need to read your policy book, looking at direct line's it categorically states that the Theft section includes damage as a result of an attempted theft as well as a successful theft.