We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House insurance on standard terms for previously underpinned property

LearningToBePassive
Posts: 25 Forumite

My house suffered from subsidence and was underpinned in the 1990s. I am currently insured by AXA home insurance because, unusually, they are fine to do so on normal terms. In fact, their quote only asks "Has your home experienced subsidence, ground heave or landslip in the last 10 years?" to which I can honestly say "No".
Does anyone know any other mainstream insurers who have a similarly relaxed policy?
Thank you
Does anyone know any other mainstream insurers who have a similarly relaxed policy?
Thank you
1
Comments
-
Lloyds Bank Insurance seem to be even more relaxed (see below). Their requirement is that any subsidence damage must have been repaired. There is no minimum time period.
A few people have posted on the forum over the years that they've phoned Lloyds Bank to check, and they confirmed this. But maybe phone them and mention your circumstances, in order to be 100% sure.
The same applies to their other brands: Halifax Insurance and Bank of Scotland Insurance.
2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards