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The Great Hunt: Have you used a loss assessor to help with an insurance claim – and was it worth it?
Hello there Forumites. A loss assessor is someone you appoint to fight your corner with an
insurance claim (so we're not talking about a loss adjuster, who's appointed by
the insurer to assess claims). We want to know if you've ever used an assessor,
whether they were helpful, and if they were worth the money. Please let…
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Group Income Protection after leaving employment
A company I worked for had a Group Income Protection plan with Legal & General. In 2016 I made a claim, which was rejected. I appealed but they still rejected it because they say it was caused by 'stress at work' (whereas, in reality, underlying depression caused an extreme response to changes at work). I left that…
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Quad Biking Dubai
Hi there, im 17 years old and without a driving license but i want to do dune quad biking in dubai. Does anyone know any insurance companies that would insure me or perhaps any quad biking companies with insurance included? Many Thanks
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Carpenters solicitors need advice-car accident
I’m really stuck with what to do…my car insurance is 1st central, I made a claim as I was in a huge no fault car accident which 1st central took on and everything was going well. Suddenly communication stopped and I was told the company carpenters solicitors are taking over. I’ve had limited communication with carpenters…
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Doubled home insurance quote
Hi, I got an excellent renewel quote from our current home insurance provider, less than half of the quotes from other providers I tried using the trusty MSE comparison methods. I messaged them to say I'd like to renew and add insurance for a separate annexe we've had built and my new quote is nearly 3 times the original.…
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Our home insurance up 50% - who is everybody using?
Hi guys, My renewal is up 50%. I’ve used price comparison sites which has brought it down somewhat, but it’s still significantly more than last year. does anyone have any reccomendations on how to try? thanks
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Theatre Tickets and Insurance
This discussion was created from comments split from: Secure My Booking Help Needed Please.
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How do I deal with an insurance company that is trying to use under handed means to deny claims
Have put in a claim for an income protection claim. All medical information has been assessed and required three years account sent. Now the insurance company is requesting another year that was not previously requested and its after my claim commenced. This is a request that is not inline with my policy requirement. How…
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Post accident purchases
I was involved in an accident while on holiday, which left me with a thoracic trauma. I will shortly have chest reconstructive chest surgery and will need approximately four months to recover. I am unable to lift even moderately heavy things and have bought a few things to make life easier, such as an air fryer (can’t use…
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Vitality health insurance. Increasing by about £10.00 a month annually???
Hi guys, Over the last 3 years my health insurance has risen from about 45 quid a month to over 80 quid a month with an excess. can anyone recommend how to switch to another provider ? I’ve a previous injury that I would like covered, it is covered through vitality because I haven’t seen a doctor regarding it in over 5…
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MSE News – Bought insurance or got quotes on Friday 19 July? You may have missed out on best deals
Read the full story: 'Bought insurance or got quotes on Friday 19 July? You may have missed out on the best deals due to the global IT outages – here's what to do' If you haven’t already, join the forum to reply.
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policy start date
I feel stupid having to ask here, but I'm struggling to find the answer on either of the two Insurer's web sites or anywhere else and this feels like it should be a common question - I'm changing home insurers after a 30% hike in my premium, the old policy ends in 31/7 - is that the start of the day or the end of the day ?…
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Car insurance paid for repair rather than writing car off
I have had my car since August 2023, in December I had a car accident which went down as my fault as I did not have a dash cam to prove that it was joint fault. Regardless, the car was repaired but this took a lengthy time due to waiting for parts from Japan. I had another problem with the car in May (flat battery, likely…
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Neighbour flooded my flat
Hello all! At the start of the month, my (already problematic) upstairs neighbour overran their bathtub and caused a lot of damage to my flat. Had to get walls plastered and painted, and my bathroom flooring and floorboards replaced. Came to 1.5k in total for repairs. I initally tried to claim this on my contents insurance…
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Insurance when you rent out your whole house but live there 50 per cent of the time...
I have really found it hard to find insurance if you want to rent your house out for half the time (or thereabouts) as I can stay with my partner. The only insurer I can find to do this is PIKL who cover well for everything but quite expensive. I am sure other people must do this, any other companies that anyone knows?
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Money supermarket car insurance search
Used the above knowing the links to MSE and thought I was getting the best deal. Search was 23 days before renewal. 10 days later got offers of £40 less. Won't be using Money supermarket again
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Contents Insurance help needed
Hi, Ive only ever claimed once prior on my homes contents insurance so im expert, but it was straight forward - I paid the excess and they replaced like for like (TV). Im putting in a claim for damaged carpet which isnt as expensive as a TV, but the companies cash offer seems unworthy? Their cash offer is the 'original'…
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VAT on insurance?
Hi I work for a well known delivery firm on a self employed basis. We are subject to paying 20% vat on insurance premiums if we lease a vehicle through them. I can't find anywhere that says we should be getting charged vat, and instead it should just be ipt at a rate of 12%. Am I right in thinking what they are doing is…
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Insurance claim
My mother passed away and we discovered a leak that had ruined lounge carpet. there was no problem with that being replaced by LV but it has been fitted badly join in centre and does not go up to skirtings. I had independent carpet person from checker trade view and took pictures and comments were that it was badly fitted…
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Priivate mediical Insurance
Hi all, recommendations for PMI providers please, I have unexplained weight loss which the NHS have investigated but reluctant to carry out expensive tests, anway I want them done sooner rather than later, TIA
