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Insurance for new car vs old car
I just bought a new car and asked my current insurer for a quote to changeover but the quote was far too high and I have now purchased cheaper insurance with another provider, quoting / using my NCD of course. I still have my old car and have not cancelled the old insurance yet, question = is my old car still legally…
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Lines on tv insurance question
I have insurance for my Phillips led ambilight tv with domestic and general my tv has just been out on this morning and it has lines on it across the top and middle would I be able to claim for it says that if it suffers a mechanical or electrical breakdown after the manufacturers guarantee they will at there option…
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Amazon seller sole trader business insurance requirement
Amazon have recently introduced a requirement for sellers to have indemnity insurance. I had this with Direct Line which annoyingly lapsed recently when they didnt contact me to renew in time. They now however no longer can cover me (as graphic desgner / amazon seller). Amazon state that IF a customer did create and A to Z…
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car insurance cover between home moves
Hello, I'm moving out of my current address soon and am planning
to stay with a friend for a couple of weeks while deciding what to do next. My
question is what happens with my car insurance. Presumably, I will have to tell
them that I’ll be moving out of my current address. Will I continue to have
cover? And how will they…
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Insurance as a first time buyer
Hello all, first time buyers here Currently at the end of our first house purchase (waiting on date for exchange) and need to have an insurance policy in place at that time. Does anyone know any companies that would be willing to insure the property between the date of exchange and the date of completion (we have plans in…
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Income Protection - £3k Enough?
I have had a policy with L&G since the age of 32, now 40... £3k benefit fixed per month until age 65, deferred for 6 months, fixed premium of £328 per annum fixed until age 65. Is it wise to review/change this now before my premiums start to become hefty? I do not see my yearly income heading towards 100k anytime soon, so…
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Car Insurance / points not on DVLA yet
Hi I recently received a fine/points (for mobile use while driving). I've just told my insurers and they've advised that they will not continue to cover me - they will be cancelling my policy in one month. So I went to some comparison sites, declare everything and got some quotes. But the insurance companies are not taking…
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Plumbing and Drains insurance
I hope this is the correct board, if not feel free to redirect me.I would be interested to know which company do people to get their Plumbing and Drains insurance, please?
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Chased by Ardent debt collectors over car insurance
Hi all, last year I took out a multi car policy with Diamond insurance and I paid for 12 months up front. I have recently had a letter explaining that they tried to debit £1500 for the coming here but were unable to. I didn't think too much about it until they sent me a letter saying my insurance had been cancelled but I…
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Non fault car insurance rip off
Hi All, This is my first thread so please forgive me if this has already been covered. I recently had an incident in my car. A neighbour crashed into my car, claimed responsibility and their insurance covered all damage. I have just gone to renew my car insurance only for it to increase 30% because of this non fault claim…
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Major Car Insurance Problems.
Hi, here's some context before I start: -I am 20 years old (turning 21 in September) and I am going into my third year of University at Uni of Nottingham. I live in London but I live in Nottingham for the academic year.-I have been trying to get a car since I got my license in 2022 in September. Obviously, car insurance…
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No car insurance due to first ever seizure, undergoing investigation. Have a pcp.
Hi. After having a possible seizure, possible faint, Im under going investigation currently and awaiting results. The problem is my car insurance is running out and cannot be renewed as I had to voluntarily send back my licence until Im told im fit to drive. My PCP states the car has to be insured, but I can't get…
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beware on renewing your car Insurance or it could be Void when it comes to making a accident claim
Just been on line renewing my insurance and it came up in subsequent discussion any accident regardless of blame or a claim not being made must be declared. Not sure where they draw the line on this but worth reading the entire link and wonder how many drivers fall into this category of their insurance being null and Void…
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Holiday insurance
After watching Martin Lewis money show last evening, I'm a tad baffled by his, get your insurance as soon as you book your holiday. Now our holiday isn't till September, does he mean book insurance for only the duration of the holiday or include the time leading up to it also. Jeff.
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Power of Attorney
Hello, I have had POA for health and finance drawn up by solicitor and was told to get them signed by the doctor. The doctor has had them for two months and I have chased continously and told the doctor will get round to it. Today I went to the surgery and was told there is a fee of £150 which has never been mentioned…
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Change car insurer mid term and retain NCD
If I change my car and my current insurer wants to charge so much more that it makes more sense to cancel the current insurance and take out a new policy, can I still keep the same level of no claims discount?
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Car Insurance settlement & salvage impact
Hi all, My elderly mother (81) had her car bashed into when it was parked near her home (she wasn't in it at the time). There is a dent and the plastic bumper is cracked, so only cosmetic but the cost will be definately more than the elderly car is worth.. She doesn't want to go through insurance as this (even though not…
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Personal injury under a Scottish trust deed
I am 2 years into my trust deed and in the process of claiming for personal injury from a car accident from another driver at fault. Does anyone know if I get to keep the payment once finalised if I’m still in the trust deed? I’ve asked my trustee and I’ve been given 2 different answers and they take weeks to respond each…
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Can I claim for trader damage?
I organise repairs at my mums house because she has Parkinsons and dementia. We recently had some render fall off the chimney which was wear and tear and I organised a roofer to come and fix. He didn't use any scaffolding and the next day a neighbour told me her husband watched him and he was sunbathing on the roof and…
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One or Two Policyholders
My wife & I are both retired and have recently changed from 2 cars to 1.Our car insurance is due in August and we are unsure if we both can be named as policyholders for the 1 car which is a joint purchase and we both live in the same house. Can this be done and are there any drawbacks?
