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Insurance quotes & Insurance Groups.
I currently have a 2004 Mazda 2 Sport 1.6 Hatchback Petrol. I passed my test at 38 in 2019 as I had no need for a car until then. I had insurance as a learner in my car & passed, and my insurance has always been below £600. My cars insurance group is 12. Recently I've been looking for a newer car as my car is starting to…
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Car Insurance for American girlefiend
Him I am buying a new car this weekend, getting new insurance etc. My gf is visiting for a month from the states and as i am in London for 4 days at one point would like her to drive it. She is in her 50s and has a fairly long unblemished track record in the states. Is it cheaper to add her at the named driver at the start…
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Travel Insurance, Over 70, Pre-existing Conditions
Just sharing what appears to be a good quote..... I've spent the last few hours shopping around all the various recommended search sites for Annual Worldwide Travel Insurance, with cruise cover, (including Saga, Direct Line etc). We both have pre-existing medical conditions, and hubby is now over 70 with 2 x new hips. The…
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Car valuation
I'm confused - my car was hit by a drunk driver and written off by my insurance company with a valuation that we negotiated. It became a Cat N car we bought it back, repaired it, re-mot'd it and it was back on the road. We were unlucky enough to be hit from the rear by a driver who admitted liability, our car again was…
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Claim for Gatepost and Gate Damage Caused by Amazon Prime Driver on Home Insurance or Amazon's?
A couple of days before Christmas, an Amazon Prime delivery driver crashed his large van into my solid sandstone gatepost, splitting it and also damaging the timber and wrought iron gate beyond repair. The weight of the sandstone gatepost alone is around 900 kg (small car) and it is balanced very precariously, despite…
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Does this bay window count as flat roof for insurance purposes?
When I first bought my house I declared the house as not having a flat roof, which I thought at that time to be the correct answer. However, now that it's time to renew the policy I have done some research online and I'm confused as to whether I should declare my house as having a flat roof. The main roof is obviously not…
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Home insurance with high unspecified item
Not normally asking questions here but it's been a while since I looked at the Home insurance market. So, anyone know of insurers with high (£4k+) unspecified item limit including Personal Possessions? M&S is good at £15k, Hiscox likewise, NFU fail because PP is £2k.
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Pet sitter - covered by home insurance?
Hi, We booked a holiday months ago for early July and had a vetted sitter arranged through trustedhousesitters.com. That site provides specific insurance. Unfortunately due to family circumstances they've had to pull out last minute. We're looking for others on the site but time is very short now. Through a facebook group…
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carpenters solicitors......... verdict?
i'm going through a claim at the moment via tesco, who uses carpenters solicitors. i got a call from carpenters today saying that basically they aren't pursuing my case as 3rd party has an independent witness (which isn't independent, and didn't witness anything anyway, but i'm struggling to prove) and that an independent…
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Home insurance missed something is it important?
Just bought home insurance via gocompare / policyexpert, but when I looked at the policy after buying it I see it says central heating with hot water tank. But it's not it's a combi boiler. I obviously missed this tick box in the policyexpert part as it only asked if I had central heating in the gocompare questions. Should…
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Young person's motor insurance claims
Interested to hear anyone's informed views on the following... there are two parts... Part 1: In March, in his first year of driving his own car, my 18 year old son had an 'at fault' accident in which his car skidded off the road. No other vehicles involved. No injuries etc. The car was worth approx £6.5k and he was fully…
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Building Insurance - malicious acts
The expected 20% try-it-on auto-renewal price increase so I thought I'd take a look and try and understand what I am exactly insured for and contact the insurance company using the online chat service. Building insurance only. I ask the question what exactly what is meant meant by the term malicious acts and to be more…
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Current FOS Ombudsman experience: is their first acceptance reply taking more than 7 working days?
Good evening. I sent in a Complaint to FOS, with my Final Response Letter, on June 11th 2024 evening. Against Insurance Company. No-Reply e-mail came straight back and said this: If we can help, you can expect to hear back from us within 7 working days. Due to the volume of enquiries we receive, we are only able to reply…
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Liability question re traffic calming on private road
Hi, We recently bought a house on a private road which is sometimes used as a rat run, so the issue of vehicles speeding and attendant road safety concerns is a hot topic amongst residents. According to our deeds we own the verge in front of our house as well as the stretch of road in front of it, out to the centre. There…
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Worth buying cheap car to keep NCD?
I’m a company car driver… I have a letter from Admiral that I could use to maintain my multiyear protected NCD that expires in a month. This dates from the time I cancelled my personal policy almost 3 years ago. I’ve not had any notifiable incidents while driving my company car. I also have multiple years of protected NCD…
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The term "settlement"
My policy allows me to get in professionals to assess the repair. I'm being asked to sign a mandate for payment which refers to being paid a sum of money in settlement for the specification for the repairs. I have been told by the loss adjuster this is not a final settlement for the issue. But the way I read it, is that it…
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Renewal quotes
So insurance is up for renewal I’ve always been lazy and just let it renew with current insurer (I know terrible) insurances ends 20th of July lowest I’ve got it is for £390 currently paying £589 a year so hopefully being a bit more proactive to try and save some money but random question why is it if I go to insure it for…
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House Insurance, big rises for last two years, just me?
I usually use topcashback compare and Quidco compare to get some really great prices for my house and contents insurance. I have lived in the same property for over 12 years now, so general price rises aside, nothing else has changed. Last year my usual topcashback/Quidco compare quotes were rather high and a lot higher…
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Cycling accident claim
I am the sponsor of a Ukrainian refugee in the Homes for Ukraine scheme. She and her bicycle were hit by a delivery van driver who immediately admitted liability. His insurer NIG have paid for the repair of the damaged bicycle but as for compensation for time of work etc have supplied us with incorrect information as…
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Home insurance with business cover for online seller Ebay / Amazon
Just running this by anyone who might know if I'm missing something. I use my home address as my business address for Tax / Ebay /Amazon but if I don't actually do the physical work there or hold stock there am I right in thinking I can just add 'clerical business use' to my home insurance? to ensure I'm not voiding my…
