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Household insurance excess cover. To claim or not?
Hi, one of my bifold doors shattered due to thermal stress. Not sure whether or not to claim on my insurance. It'll cost about £200 to replace. Got a free £250 excess policy with Go Compare. Just worried that it may push up future home insurance renewals. Any advice greatly received.
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Do I have to be a named beneficiary of a life policy?
Or can I avoid receiving the money which would go direct to my children.
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Buildings Insurance goes up 100% for leaseholders in a London borough
I am shocked to recently realise that the estimated Insurance costs for our flat of which we are the leaseholders has increased this year (2024-25) by over 100%!! I am awaiting a reply as to how this can be justified and I am wondering if anyone out there has had the same experience and what they did about it.
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'More Than' Home Insurance sold to Admiral. Admiral renewal quote double the price.
My home buildings and contents insurance has been with More Than for about three years.They recently pulled out of home insurance and sold the business to Admiral.I received a renewal quote from Admiral that was roughly double last year's premium with More Than.Instead of offering a like-for like policy they were…
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Daughters Car Insurance
My Daughter passed her Driving Test Yesterday and I am looking at getting her some cover for my car. I only need 5 weeks cover as she is heading of to Uni in September. My current insurance provider has come back and said they can't help me out, either on my current policy or trying to find another policy with someone else…
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GAP insurance - what it pays for?
On leasing a new car I am concerned if there is a write off my Car Insurer will actually pay the finance company (lessor) the full price. Looking at my Car insurers booklet for cars below 24 months old (under the section - new vehicle benefit) it says it will provide a new car. But it also says if the car is subject to a…
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Insurance that covers connecting flights?
Hi, I often travel in Europe and sometime take flights with 2 legs where I self-book the 2 legs of the flight with 2 different companies. I am looking for a travel insurance that covers connecting flights, i.e. if I cannot get into the second flight because of delays on the first flight I would like to be covered. Any…
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The Great Hunt: Have you used a loss assessor to help with an insurance claim – and was it worth it?
Hello there Forumites. A loss assessor is someone you appoint to fight your corner with an
insurance claim (so we're not talking about a loss adjuster, who's appointed by
the insurer to assess claims). We want to know if you've ever used an assessor,
whether they were helpful, and if they were worth the money. Please let…
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Group Income Protection after leaving employment
A company I worked for had a Group Income Protection plan with Legal & General. In 2016 I made a claim, which was rejected. I appealed but they still rejected it because they say it was caused by 'stress at work' (whereas, in reality, underlying depression caused an extreme response to changes at work). I left that…
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Quad Biking Dubai
Hi there, im 17 years old and without a driving license but i want to do dune quad biking in dubai. Does anyone know any insurance companies that would insure me or perhaps any quad biking companies with insurance included? Many Thanks
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Carpenters solicitors need advice-car accident
I’m really stuck with what to do…my car insurance is 1st central, I made a claim as I was in a huge no fault car accident which 1st central took on and everything was going well. Suddenly communication stopped and I was told the company carpenters solicitors are taking over. I’ve had limited communication with carpenters…
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Doubled home insurance quote
Hi, I got an excellent renewel quote from our current home insurance provider, less than half of the quotes from other providers I tried using the trusty MSE comparison methods. I messaged them to say I'd like to renew and add insurance for a separate annexe we've had built and my new quote is nearly 3 times the original.…
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Our home insurance up 50% - who is everybody using?
Hi guys, My renewal is up 50%. I’ve used price comparison sites which has brought it down somewhat, but it’s still significantly more than last year. does anyone have any reccomendations on how to try? thanks
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Theatre Tickets and Insurance
This discussion was created from comments split from: Secure My Booking Help Needed Please.
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How do I deal with an insurance company that is trying to use under handed means to deny claims
Have put in a claim for an income protection claim. All medical information has been assessed and required three years account sent. Now the insurance company is requesting another year that was not previously requested and its after my claim commenced. This is a request that is not inline with my policy requirement. How…
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Post accident purchases
I was involved in an accident while on holiday, which left me with a thoracic trauma. I will shortly have chest reconstructive chest surgery and will need approximately four months to recover. I am unable to lift even moderately heavy things and have bought a few things to make life easier, such as an air fryer (can’t use…
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Vitality health insurance. Increasing by about £10.00 a month annually???
Hi guys, Over the last 3 years my health insurance has risen from about 45 quid a month to over 80 quid a month with an excess. can anyone recommend how to switch to another provider ? I’ve a previous injury that I would like covered, it is covered through vitality because I haven’t seen a doctor regarding it in over 5…
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MSE News – Bought insurance or got quotes on Friday 19 July? You may have missed out on best deals
Read the full story: 'Bought insurance or got quotes on Friday 19 July? You may have missed out on the best deals due to the global IT outages – here's what to do' If you haven’t already, join the forum to reply.
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policy start date
I feel stupid having to ask here, but I'm struggling to find the answer on either of the two Insurer's web sites or anywhere else and this feels like it should be a common question - I'm changing home insurers after a 30% hike in my premium, the old policy ends in 31/7 - is that the start of the day or the end of the day ?…
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Car insurance paid for repair rather than writing car off
I have had my car since August 2023, in December I had a car accident which went down as my fault as I did not have a dash cam to prove that it was joint fault. Regardless, the car was repaired but this took a lengthy time due to waiting for parts from Japan. I had another problem with the car in May (flat battery, likely…
