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am i covered in my policy drain collapse
Hello i have been told i have a collapsed drain and i am thinking of claiming on my insurance to pay for it. the insurance document says my policy covers * Accidental damage to underground drains, pipes,cables and tanks the problem is that i have no idea what caused the drain to collapse and when this happened. It may have…
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More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers with auto-renewal turned on should look out for a letter explaining they'll be switched to Swinton Insurance. Meanwhile, those without auto-renewal will need to arrange new cover for when their policy ends after More Than announced it was pulling out of the market. Read the full story…
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Home insurance rejected claim due to wear and tear
My mother in law is having an insurance issue. 3 story house, discovered damp on the ground floor of the property, tiles in kitchen were damp. Went round and pulled the fridge out as couldn’t work out where the damp was coming from and the floor basically gave way beneath us. Called insurance, they said it’s a leak in…
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Hit a car and not sure I caused the damage.
I hit a car at the lights. Lights went to green, cars started moving I was half daydreaming and went to move and the car in front was still stationary. I hit his rear bumper and you can see the wet horizontal line where I made contact. He wants me to pay for the paint damage around the lock and to the side, essentially the…
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Is it worth claiming on house insurance for lost wedding ring ?
Hi, I recently lost my wedding ring and I'm wondering if its worth claiming on my house insurance policy or just paying for replacement myself. My concern is my premium next year will go up by the amount of claim so it might not be worth claiming ? If anyone has any ideas please, I would be grateful. Thanks
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Rocketing Car Insurance
Has anyone else found massive increases in car insurance cost? Mine has gone up 100% with the same car, same drivers and no accidents or incidents. I have shopped around and it is the same across the board. How can this be justified and is it legal?
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Stolen lease car, insurance pay-out query
I'm really confused, Mu Rav4 was stolen just over a week ago, the keys were locked away in the house and the theft was by the CAN Bus invasion method so there was and is no question of liability here. My query relates to the insurance pay-out, my insurer (LV) has valued the car at £19,700 and the lease company has…
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business insurance
I need help in finding public liabilty insurce for my landlord for a limited company , i had a seperate limited company that went into liquidation last year and now keep getting refused can anyone help direct me to a broker that can help
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Buildings Insurance where relative lives in 2nd home
Which companies offer building insurance where you own the property as second home but parent lives there rent free?
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DISABILITY CAR INSURANCE
I am entitled to a Gvt car but prefer my own, a 2nd hand VW Caddy Life 2017. I use a wheelchair so inside its adapted. The previous owner drove from his wheelchair, so the car floor is S shaped. It also has an automatic tailgate and ramp and the steering wheel has a spinner knob. The car suspension also lowers. My issue is…
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Travel insurance using confused.com
Why is it I get a cheaper quote using price comparisons like confused.com? More expensive unite when I buy direct from the website?
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Can I get content/home insurance for my flat that has an existing flood damage
I own a flat in a purpose-built block of flats where we are both freeholders and leaseholders. It is run as a limited company by a board of volunteer directors. Though there's a flat above mine before the external roof, I reported damage to my bathroom and kitchen to the Board of Directors in mid-January 2023, thinking…
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Travel insurance with pre-existing condition
Pl how do I answer this question? How many hospital admissions have you had for this condition in the last 2 years?It will be two years on the 21st January 2024 since my last admission. I intend to buy travel insurance now to travel on the 7th Feb.Does the 2 yrs start on the day I bought the travel insurance or the day I…
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Santander/Aviva make changing from Yearly DD to Monthly bizarrely difficult - why?
Santander (who seem to use Aviva for the buildings insurance) upped the yearly payment, so I called them to ask for it to be switched to monthly. Not usually a problem with other types of insurance e.g. car.Scottish voice said that 'the option was not available on my policy', so I what needed to happen for the option to be…
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LV Building Insurance Increase
My renewal quote has increased by 74% this year, the rational being given is the new insurance rules which I always assumed would help loyal customers but it seems not. There have been no chances in my circumstances but LV won’t budge. Anyone else in this position?
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Auxillis Hire car
Hi, without going into detail about how I ended up with a hire car from my insurance company, has anyone actually ended up paying the bill for a hire car from Auxillis after a non fault accident, seen lots of threads but don’t see the outcome of any, thanks
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House Insurance messed up DD now want year's payment in 3 instalments
Hi all, This is my first post. I'm hoping somebody can give me some advice. In June I had an email from my house insurance broker, Advance Insurance, saying I needed to call as my policy didn't automatically renew. I called, discussed a new deal with the current insurance company, and gave bank details for the DD and…
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Home insurance issue - standard construction
Hi Small pickle with my home insurance. I've been too naive and made a mistake. a few years ago we moved into our new build property and got home insurance. In the assumptions we wrongly selected "standard construction" because quite honestly we thought the house was standard. Fast forward we have an issue with one toilet…
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Van Insurance
Hi, Looking for advice on the situation below. 24 year old working for Yodel, got his van stolen with some parcels in it. He was using Yodel insurance at the time of the theft. He left the keys in the van and the van running
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Provisional to full license
Hi Daughter has got her driving test in a couple of weeks. Getting insurance cheaper Martin says you should get it 23 days ahead. Can I take out a policy and assume she will pass ahead of time?