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Car insurance renewal query
The cheapest renewal price for my car insurance is through my automatically generated renewing with my current provider. I bought this policy through a comparison site 2 years ago, they offer £250 free excess cover. Will I still get this benefit if I renew direct with my current provider? The comparison site has not…
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Do I need to declare a roofbox to my car insurers (Admiral)?
Hi, Do I need to declare a roofbox to my car insurers (Admiral)? Couldn't see roofbox among the modifications you can declare on their website. Closest I can see is Lockable Toolbox, but that's not it. I rang and the lady said no, I don't need to declare it. I asked if she could send an email confirming this but, guess…
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Hastings insurance trying to charge me for nothing
I recently took out a new policy with Hastings Direct, scheduled to begin next month, with the payment due in a few weeks. Since obtaining the policy, I was involved in a non-fault accident, and the other party’s insurance has accepted full liability. I informed Hastings Direct about this incident via email. They responded…
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Third parties insurers harassment
I wrote on here a week or so ago about how I hadn’t heard from my solicitor in months following RTA claim. I wondered if I should contact the third party insurers to speed things up but decided against that. Anyway I get the most random two emails from third party insurers stating how because I’m responsible for the…
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excessive holiday insurance costs
why are we charged so much for travel insurance for what are now everyday conditions for example cholesterol and blood pressure surely if i know about these and are under control with medications i must be less of a risk than someone who does not go to to a doctor for regular checkups and does not know of any potential…
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House Insurance warning
I had a bad experience today that concerned
me, whilst renewing my buildings and contents insurance. I always try to do the
right thing and of course, be completely honest in everything. 4 years ago I
was insured with the _______ and during the 12 months period of cover, I
discovered water seeping through my bedroom…
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Private road sewer and water pipe insurance
Hi, we live on a private road with 8 other houses which were built between 2013 and 2016. The 9 houses feed into a private sewer under the the private road, before connecting in to the public sewer, at the bottom Some of the houses have their external stop cocks and water meter combined in the pavement, and are located up…
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Car insurance fault/non fault claim
My car was hit whilst parked outside my house at 3am in the morning by an uninsured driver. The vehicle had false plates and was abandoned a few hundred metres up the road and the driver absconded. The police have now advised that they have ascertained the vehicles real registration and it was not registered to anyone so…
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Household insurance excess cover. To claim or not?
Hi, one of my bifold doors shattered due to thermal stress. Not sure whether or not to claim on my insurance. It'll cost about £200 to replace. Got a free £250 excess policy with Go Compare. Just worried that it may push up future home insurance renewals. Any advice greatly received.
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Do I have to be a named beneficiary of a life policy?
Or can I avoid receiving the money which would go direct to my children.
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Buildings Insurance goes up 100% for leaseholders in a London borough
I am shocked to recently realise that the estimated Insurance costs for our flat of which we are the leaseholders has increased this year (2024-25) by over 100%!! I am awaiting a reply as to how this can be justified and I am wondering if anyone out there has had the same experience and what they did about it.
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'More Than' Home Insurance sold to Admiral. Admiral renewal quote double the price.
My home buildings and contents insurance has been with More Than for about three years.They recently pulled out of home insurance and sold the business to Admiral.I received a renewal quote from Admiral that was roughly double last year's premium with More Than.Instead of offering a like-for like policy they were…
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Daughters Car Insurance
My Daughter passed her Driving Test Yesterday and I am looking at getting her some cover for my car. I only need 5 weeks cover as she is heading of to Uni in September. My current insurance provider has come back and said they can't help me out, either on my current policy or trying to find another policy with someone else…
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GAP insurance - what it pays for?
On leasing a new car I am concerned if there is a write off my Car Insurer will actually pay the finance company (lessor) the full price. Looking at my Car insurers booklet for cars below 24 months old (under the section - new vehicle benefit) it says it will provide a new car. But it also says if the car is subject to a…
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Insurance that covers connecting flights?
Hi, I often travel in Europe and sometime take flights with 2 legs where I self-book the 2 legs of the flight with 2 different companies. I am looking for a travel insurance that covers connecting flights, i.e. if I cannot get into the second flight because of delays on the first flight I would like to be covered. Any…
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The Great Hunt: Have you used a loss assessor to help with an insurance claim – and was it worth it?
Hello there Forumites. A loss assessor is someone you appoint to fight your corner with an
insurance claim (so we're not talking about a loss adjuster, who's appointed by
the insurer to assess claims). We want to know if you've ever used an assessor,
whether they were helpful, and if they were worth the money. Please let…
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Group Income Protection after leaving employment
A company I worked for had a Group Income Protection plan with Legal & General. In 2016 I made a claim, which was rejected. I appealed but they still rejected it because they say it was caused by 'stress at work' (whereas, in reality, underlying depression caused an extreme response to changes at work). I left that…
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Quad Biking Dubai
Hi there, im 17 years old and without a driving license but i want to do dune quad biking in dubai. Does anyone know any insurance companies that would insure me or perhaps any quad biking companies with insurance included? Many Thanks
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Carpenters solicitors need advice-car accident
I’m really stuck with what to do…my car insurance is 1st central, I made a claim as I was in a huge no fault car accident which 1st central took on and everything was going well. Suddenly communication stopped and I was told the company carpenters solicitors are taking over. I’ve had limited communication with carpenters…
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Doubled home insurance quote
Hi, I got an excellent renewel quote from our current home insurance provider, less than half of the quotes from other providers I tried using the trusty MSE comparison methods. I messaged them to say I'd like to renew and add insurance for a separate annexe we've had built and my new quote is nearly 3 times the original.…
