Car insurance no claims discount

Tinkerbell55

Hi can anyone resolve a discussion?
One car 3 named drivers is it the first named who gets the no claims discount and do they also have to be the car owner? Thanks

born_again

Only policy holder will get a increased NCD

DullGreyGuy

Tinkerbell55 said:

Hi can anyone resolve a discussion?
One car 3 named drivers is it the first named who gets the no claims discount and do they also have to be the car owner? Thanks

The policyholder gets the NCD unless you are with one of the minority who offer NDNCD.

Policyholder doesn't have to be the owner of the car, but they do have to correctly identify who is, if not them, and their relationship to them. Insurers are fine when its close family, these days most are fine when it's a finance company. When its friends or a business or such some can get twitchy