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Wanting to pay for repairs rather than go through the insurance
Yesterday my husband accidently scraped our car on a post whilst letting someone out of a car park on a small industrial estate. The damage to our car was minimal but the post he hit, was knocked out. He went into the shop and they took all his details. Today they phoned asking for his insurance details. We would like to…
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Building Insurance through shared ownership party
Hi there, I own a shared ownership property of which i own 25% of the house, the rest i pay rent. Building insurance is done through the housing Association who I pay the rent to. Each year the price of this goes up and up and this time we've been told to pay over a grand for the year. When i personally do a separate…
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Home insurance question?
Hi all,..just had my renewal from Aviva, and they seem to want to charge me an extra 33% this year??...just wondering what other people are finding. I am aware that motor insurance had gone up, (but not so much this year). ..needles to say I will be having a discussion with them on Monday, (and I have been on the compare…
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Party Wall indemnity insurance
We have a extension on our house, now 18 years old. We are selling our house, but have no party wall agreement. The surveyor, advised we may need "Party Wall Indemnity Insurance" but can't find this insurance online, anyone now where you can get this insurance?
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Help! Insurance 1st Central no policy
I have been paying 1st Central car insurance for 3 years without a policy agreement, and says my policy is inactive. It says I havnt signed a user agreement for 3 years but auto renewal is one, I also have emails from 1st Central saying thank you for renewing your insurance. But I have no policy with them they said since…
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Getting home insurance after differential settlement
Our home has experienced differential settlement over the past 20 years at various times (always in the same place though). It's a detached bungalow built in 1924. We had it fixed via resin injection late last year, and got a Certificate of Structural Adequacy (CSA). I'm finding it hard if not impossible to get home…
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Rac Breakdown Retentions
Yet again, followed your guidelines in MSE, 2 years in a row, the technique works.... In fact this year beat last year's deal. Saved the Retentions number this time round ready for next year. 3 months holiday (Rac w/o) then continue payments without any increase. Must add, 5 year customer and change of circumstances did go…
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Admiral/Auxillis - thoughts?
Hi, I had a no fault accident on 5th August, someone rear ended my car at temporary traffic lights, low speed 10/15mph, no real damage other than bumper popping slightly loose in two areas. I called my insurer (admiral) today to notify them of the incident, but told them I wasn’t looking to claim - as stated above damage…
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Hastings Home Renewal Rejected but they haven't started the repair on my house!?
Hello all, I'm hoping to get some help!! 2 months ago my neighbour had a house fire and it's damaged my property with it needing new roof and smoke damage to most rooms to the point we have been moved from the cheap hotel and put into a rental for a year. The neighbouring property landlord doesn't have insurance so…
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large tree in neighbours garden
Can I ignore a very large tree in a neighbours garden when filling in details for house insurance. Its a large copper beech, about 25 m high, about 5 or 6 m from the corner of a single story extension to my house. Subsidence isn't the issue, we had extra deep foundations required by building inspector because of it.…
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Quidco savings on car insurance
I have saved a lot on car and house insurance using Quidco compare car and house insurance £45 back on car comparison and £35 on house insurance comparison which is significant help in reducing car insurance costs mine has more or less stayed the same price for me in total cost over last two years
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Home Emergency & Legal Cover - Be Aware
Having noticed a small damp spot on my living room ceiling, I contacted Admiral Home Emergency. They were unable to help as the issue had to be tracked and traced before they would assign a plumber. They wouldn't do the track and trace, however I later learnt my cover included track and trace. What I have also learnt is…
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Car Insurance Claim - Insurance company being difficult
Hi all, I was wondering if anybody could please advise or if anyone has been in a similar situation. My car (which is a fairly new car) was stolen of my driveway in broad day light between 1.35pm - 1.50pm last month. At the time the car was locked and i was in possesion of the key. I did leave my phone in my car…
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Loss Adjuster offer question
Equipment was stolen from my business premises and I made a claim to my insurance company. I was eventually made an offer of full payout by their loss adjuster, which I accepted in writing and by telephone and supplied my bank details for payment. Four weeks later the insurance company rejected my claim. Is this legal? I…
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Insurance whilst in between homes
Hi. We sold our house last week and the majority of our possessions are now in storage and insured. We are due to complete on our new home in September and are staying with friends / family / holidays / air b n bs in between. We have all our high value items with us and I'm concerned that they aren't insured but don't know…
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Home Insurance Question - help please
We are a vulnerable family with a disabled child so to get some support, employed a cleaning company. Unfortunately we have had items, including jewellery, stolen by our cleaner and the insurance company has refused to let us put a claim in saying we are not covered because they exclude cover for any form of theft by…
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Travel insurance with pre-existing cinditions
Buying travel insurance and declaring my pre existing conditions. Do I have the option to exclude my preexisting conditions by not paying the additional,premiums? I will declare the, but do not want to pay high premium as am stable. I know it is a risk I am taking. Thanks
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Insurer cutting renewal price substantially - are there any regulations?
Car insurer sent renewal quote at about £90 more than last year - I call them and they instantly drop it to about £40 more. I realise this is the usual game we play but is there any regulation that can or is proposed to actually quote the 'customer called' figure? Their lower quote is now uncompetitive as others coming in…
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Claiming on home insurance
We have discovered a water leak that is causing damage and will need to claim on home insurance policy. However, our existing policy is due to end on 19th August and we have already taken the renewal with a different company. So am wondering should we put in claim now with old policy or just wait till after 19th and claim…
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Inheritance tax form IHT419 'Liabilities related to an insurance policy'
Hello forum members. I am struggling with what I think is a simple concept. I am completing an IHT400 form for my late Mum, but I can't get my head around a section of IHT419 'Liabilities related to an insurance policy'. Can someone give me a simple example of two of what that might be, please? I'm probably mentally…
