Home Insurance - Matching Item Cover

The_Saint_87

Hi All,

Is matching item cover really hard to find these days? I am trying to renew my home insurance and it seems very few companies do this now (I've found 1). The best you seem to get is a 50% contribution towards the undamaged items in a matching set.

I ask as my current insurance had changed the terms from matching to a 50% contribution (which I missed) and I wasn't provided matching cover when I had an issue with tiles.

Thanks.

DullGreyGuy

It depends where you are looking for and if you are shopping on price or not. 

Matching Set cover tends to be on higher tier policies as it vastly increases the cost of claims so look at things like M&S Premier, Admiral Platinum, Direct Line/Churchill Plus or insurers that exclusively offer higher tier products like Hiscox. 

carly

I had matching items cover on my Halifax home policy two years ago.. not sure if they still do it as I'm no longer with them

stannij

We have cover with Quote me happy, part of Aviva and we have matching items. We are in the process of a claim and we have a kitchen with two different colours and they will only pay out on the damaged part, so only cover half the kitchen.