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Advice on home insurance please temporary for occupied property
Can anyone tell me where to look for temporary insurance for an occupied property. I am selling and should be completed within the next 6 - 8 weeks and my home insurance runs out shortly, I don't want to have to take out a full years cover but I don't want to be without insurance. There are plenty of firms who do temporary…
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AXA Claim - How Long?
Hi everyone! Just curious if anyone has waited a while for a cheque when claim has been approved by AXA? I get this through my work and other colleagues have mentioned in the past they’ve waited no longer than a week but I am up to day 10 now and given it was £367 worth of dental fees I’d quite like it back soon 😂😬. They…
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Late mother’s life insurance and not in ‘trust’
Could anyone advise on the issue below? My mother passed away earlier this year. She was quite well organised and left a folder with lots of paperwork. This included details of a life insurance policy she took out in 2017 with the intention of it paying out to me in the event of her death to offer some financial support at…
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Leasehold - water leak!
Hello, I will try to keep this as short as possible. I purchased a leasehold flat last year and there seems to be a water leak coming from the flat above. I raised this with the neighbour (she is a tenant, her landlord is the leaseholder and the flat is managed by a state agent) and the buildings freeholder which is the…
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Pet Insurance...thinking of changing..what are the implications?
I have two large dogs, one aged 9.5 years and the other 5 years old. I've been with Many Pets for years and have just had the renewal through - they want to increase my premium by £444 which seems a little steep! Neither dog has a pre-existing condition, neither of them have actually been to the vet in over a year for…
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First time getting home insurance, in need of advice
We've lived in a flat for 10 years and will be moving into a house we purchased. I know nothing about home insurance, though what is the average cost for a house around 580k? Also are there any essential add-ons anyone recommends or just the basics? The house is at high risk from surface flooding according the the gov…
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Life Insurance
Have just been reviewing my insurance and pensions etc, and because my wife is 5 years younger than me I've identified a gap where I have no life insurance and if I died in that gap, my state pension would stop. Is there a policy that I could specify the term I want covered ( 2031 - 2036 ) but start paying now, or do I…
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Car Hire Excess Insurance - Does a Claim Affect No Claims/Future Insurance Costs?
Hi there, I'm hoping someone can shed some light on this situation for me. I purchased car hire excess insurance with a 3rd party insurer after following a recommendation on the MSE website and using their recommended insurer. Whilst we were on holiday in rural France, someone bumped our parked car and scraped/dented the…
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Car Insurance - how do I know my rights?
Long story short - my car got stolen end of August. Insurance company being utterly disgraceful over paying me out. Now car has been found - VIN ground out and got a new identity. If insurance ever decide to act honorably - is it normal practice for them to take a car recovered in this condition or am I obliged to take it…
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Just found insurance
My husband was in hospital for neurological condition and he's at home now and I'm really struggling with everything. We had mortgage protection insurance with no illness cover. But recently I've found another policy he took out with aviva which has critical illness cover. I didnt know he had this. Could I claim on it? I'm…
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Car/van modifications affecting insurance
Hi All, Could someone please enlighten me on how this works. I recently put some side windows on my van and was shocked when I renewed my insurance, as the premium had nearly doubled when I declared that the body type had been modified. I am currently in the process of notifying DVLA of the change of body type from "panel…
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Just bought and moved in
I moved here 19th July to a ground floor flat. En-suite needed upgrading however the plumber discovered a leak under shower tray which has caused serious damage. This has obviously been there for some time before I moved in . The factor tells me they only look after public areas and have no insurance covering leaking…
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My car insurer won't defend or deal with third party claim
Someone has falsely alleged that I keyed their car while I was driving out of a nursery car park that they had almost completely blocked the entrance of. Foolishly I folded their wing mirror back out of frustration while getting past it (many point turns involved and this car had been parked in this way several times…
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Car Change Insurance and disability road tax
I recently just bought a new car and it will be here on Thursday. I plan on transferring the ownership for my old one to my father. The car is taxed free via using my mother disability I believe its for the full year and it probably has about 6 months left on it. As I understand once I transfer ownership to my dad then he…
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Puffin Insurance - payment by credit card...and definition of pre-existing conditions
I am trying to take our pet insurance through Puffin Insurance (good price, excellent reviews) but they insist they cannot take payment by credit card, only by direct debit (even for a one-off annual payment). I've never come across this before. Should I be concerned?
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Personal Injury claim
Passenger in car, other car at fault & going though MIB My solicitor sent this. Before I reply; is this common?
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Gap Insurance for PCH - confused
I've read the GAP guide and tried to research online but I'm still confused - maybe an age thing! Next month I get my first ever brand new car on PCH. It will cost £510 per month for 24 months (I know, I know, but it's a bucket list thing and I CAN afford it!). 1) Am I correct that if I choose a fully comp insurance policy…
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Car insurance- 2nd driver now passed driving test
My wife and I have a car insurance where she is a 2nd driver under a provisional driving license. She's now passed her driving test so I rang my insurance provider about the change but they said they can't give me a new quote as she is now a new driver. Which is cheaper? Or is there another option? 1. Cancel my insurance…
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Being sued after car crash
My daughter had an accident last year. I'm not sure if it was established who was at fault, and I'm not sure if that is relevant as she can no longer afford her own car due to the insurance hike! We thought everything was settled, but recently got a solicitors letter through the post claiming for £17K worth of additional…
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Car NCD's
I have changed insurers annually. Last year went with the AA and put no claims for 9+ years. Renewal time and I'm changing insurers. Just been reminded I may have made a claim 5 years ago. I have no paperwork and no idea who was the insurer. How do I check previous claims if don't know the insurers. I know there is MIB…
