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Insurance claim - new shed
Recently had a fire I've been impressed with Aviva, not even been 2 weeks and they've paid for some lost content and arranged for contractor's to look at an the damaged windows and other items however... With my shed they've asked for a weblink to validate the claim for a like for like replacement, which Is impossible due…
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Private Medical Insurance
Sorry for long post, hard to be brief. ive been in BUPA 49 years from when i was in millitary. 10 years ago i had massive surgical complications in a private hospital. I didn’t know they were permanent at the time - hospital didn’t want to know as they are not accountable. my BUPA premiums have gone through the roof.…
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Help me pick income protection or critical illness
Hi, Please can you help me to decide which IP and/or CI might be the best for me: - 40 years old, single, no kids - £145k mortgage - £57k savings invested in S&S - £50k salary - Work sick pay is 6 months full + 6 months half (inclusive of SSP) - Office job Current IP policy: - Level cover, £1,450pm for 2 years, for £12.06…
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Content insurance claim
I had a fire recently and it damaged several items. 2 items being within my shed an bike and Tumble dryer. Regarding the bike they've offered an voucher of the value of a bike which looks similar spec so am happy with this, though should I be accepting their first offer? However regarding the Tumble Dryer I'm more than…
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Medical insurance USA with existing conditions
Hi, every one .... new to this forum but not MSE I have done some forum searching but as of yet not found the answers to my questions ....... OK brief history we are due to travel end of this month to Seattle so that my Son in Law and daughter can do a trip of a like time .... motorbike ride from Rotterdam to the arctic…
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NCD question in Car insurance
Each year I changed the car insurance provider to the new provider and the ncd certificate from the each provider only shown 1 year discount (my car insurance started from 2022) and how to show the total years in the new ncd certificate?
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Bought concert tickets on credit card. Can’t go. Any way to reclaim
As a huge treat I bought myself vip tickets to a concert. The night before we are informed my father in law is end of life and so can’t go. With tickets, travel and accommodation it’s just over 1k. I don’t suppose there is any way I’ll get anything back? Just thought I’d ask, in case.
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Damages Garage Door (neighbours)
Hi all. Hoping this is the correct forum. Recently I accidentally reversed into my neighbour’s garage (my fault) and the tow bar bent the bottom of the door in the corner. I said I would pay for repair. It looks like easy repair as the bit that was damaged is not on the rails and should just need to be straightened back…
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Home insurance problems as close to river
We are having awful problems getting home insurance and I could use some advice. Our renewal quote is £1500 this year, which seems huge! We are 40m away from a river and part of the same postcode is built right on the riverbank and on a flood plain. There was a flood 25 years ago, before all the houses and river defences…
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Haggle with AA, Admiral & more
Hi folks, We've just written a new guide - Haggle with AA, Admiral & more - please take a look and we would love to hear your feedback and successes here. Thanks, MSE Rebecca
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New job, no private healthcare or life assurance
How would I go about getting options for paying these policies myself now? I was with vitality for 2 years, before that, 6 years with bupa.
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car insurance whilst between homes
does anyone know of a car insurer which will issue a policy whilst between homes, and staying in short term rentals? My current insurer have declined to offer a renewal, which is imminent. BIBA can't help. I've tried dozens of others, with no success so far. I have a 'poste restante' but in answer to the 'and is that your…
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Cover for garden contents over standard £2000 total limit
We're trying to get cover for garden & shed contents that total over £2000 added together. Our insurance company & many others we tried, offer a standard £2000-ish total capped amount for everything in the garden & shed. Unable to find a stand alone policy, or anyone that offers an increase on the £2K. Tried one of the…
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Car Renewal - Missing Info
My car insurance renewal has just come in and I’ve noticed some me missing info I have a minor conviction from 2021 that isn’t spent and I’ve noticed this was not on the renewal nor was it on this last years policy despite me declaring it. (Yes, I should have checked this) Obviously I will need to make sure this is on this…
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Car Insurance For 17yo Son
Hi all My son has just turned 17, so I'm looking to buy him his first car. I am really struggling to work out what impacts the price of the insurance, in order to choose the right car for him. there sadly doesnt seem to be any insurance company who will take a call, take the drivers details, and then advise how much the…
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Landlord building and contents insurance
Hi, I’m a bit puzzled with the renewal of my landlord building and content insurance. I’m due to renewal soon, so I approached aviva to pay my insurance in full as I would be saving around 43 pounds of interest but I was told if I wanted to pay in full, I would need to cancel my policy which I’ve had for about 10yrs and…
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Employment income protection.
I’ve been with my employer for over 5 yrs. As part of their package they offer income protection after 3 months of ill health. Im off with mental health issues. Newly diagnosed PTSD from work related trauma under the old leadership team in the same company. I won’t go into detail as It includes a bereavement during the…
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Adult family (6 people) car insurance
My wife and I are currently insured with
Saga. We are 80 & 85 respectively. FORD FIESTA FORD MONDEO We are both very experienced drivers, with clean licences and no claim bonuses. I am looking for the most
economical way of insuring my adult family on the odd occasions when it would be useful/convenient for them to
drive…
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Home insurance miracle - current provider is the cheapest quote without haggling
My house insurance is up for renewal - my current provider has sent me a quote which is about 23% more than last year. However going on comparison sites, the cheapest I can seem to get is more like 40% more than last year (using the same criteria as before as it's the same comparison site). I guess I'll just let it renew…
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Car insurance - moving house
Hi all I am moving house at the same time as needing to renew my car insurance. I am moving 10 minutes down the road, to a similar, if anything nicer area. I'm fully aware that insurance varies by postcode, so I was expecting some difference, but I am being quoted on comparison websites a 60% hike in premium. From googling…
