-
First Credit Card for Student in Final Year of Uni
Hi, I'm just entering my final year of university (4th year) and am looking at getting some sort of credit card to help boost my credit score. So far, I have determined that pretty much every credit card has at least a £10,000 minimum income, which rules me out! Then it's whether to use the parent's address or the…
-
Husband's Debt
Hi, My husband has accumulated some debt on credit cards /paypal credit. What I would like to know is if he lost his job or wasn't able to work for any reason what happens about the money he owes. I take it they will still want their money. He won't tell me or show me how much he owes (he has told me a rough figure but he…
-
Virgin credit card transfer offer question
I have an existing amount on my card with the 0% promo rate ending in January 2026. They've offered me a new money transfer but this is only to Nov 2025. So want to know will this affect my existing promo rate date i.e will the whole balance's end date become Nox 2025? Or will the two offers / end dates run consecutively?
-
Asda Credit Card
I’ve been approved for the Asda Money credit card, currently waiting for my card in the post… what are others’ experiences with Asda credit card/s? Do you mainly use it for your Asda shops or generally/both? Any what are they like with increases, customer service etc? Thanks
-
Pre approved for 0% card but just bought a house
I live in a council property - was at my previous council house for 20 years and just moved in April this year to another council house. I’ve also just bought my first house last month and hope to move asap. I’m concerned if I apply for a pre approved NatWest 0% card from my current address it will seem dodgy if they check…
-
You must check your statements!
My neighbour has just had his credit card statement, and there is showing on there a payment going out under paypal. well, that's not possible as he's not signed up to paypal, and doesn't even own a computer. so told him to phone the c/c company straight away, and if it can't be sorted I will email them on his behalf so…
-
Phone number to close Lloyds Bank Credit Card
Does anyone know a phone number to close lloyds bank credit cards please? I have tried a few times using the app and after speaking to the robot the human doesn’t show up!
-
0% Interest Credit Card on Mat Leave
Hey, I’m sure this question has been asked before but I can’t find anything too recent. Basically, I’m 5 months into my maternity leave and due back in April next year. From January 2025 I’ll no longer be receiving any money (from work or SMP). I did the eligibility checker on here earlier today and I’m not sure if I can…
-
Transfer balance onto new Credit Card - if unemployed/on a low income
I am asking for a friend with this.. She has a balance of around @1.4K which was on a credit card with 0% interest. Then had an unexpected vet fee which was not covered by insurance, so her only option was to use her CC. Now, the interest has commenced and she has lost her job, which means she has no regular income aside…
-
HSBC Credit Card - £25 cashback as per MSE email / £26.25 via Quidco
Hello, I saw the above offer in this week’s MSE email and decided to apply. However, instead of using the link provided in the email I went via the Quidco app instead (they are offering cashback of £26.25). I’m not sure if I’m now eligible for £51.25 cashback overall (once I’ve met the necessary spending conditions etc) or…
-
Santander Zero CC - Is it worth keeping?
Afternoon all, I've had a Zero credit card for a long time since they were launched. I don't have any outstanding balance, and I rarely use it. If I were to use it, I would pay off the balance in full. I have other credit cards I use, so I'm wondering if it's worth keeping. I see it has good benefits for using it abroad,…
-
Travel credit card that doesn't use SMS for security.
Hi, Does anyone know of a travel credit card that can be used abroad but doesn't use SMS for or multifactor authentication. This is when they ask for a security code sent via text message or send you text message which you need to reply to to verify it's a genuine transaction. It's really good to have security but this…
-
Barclaycard Money Transfer
Yesterday I requested a money transfer from my Barclaycard using a 0% offer I’ve just had the below email, but haven’t received the money yet. How long does it typically take from the below email to receive the money? It’s going into a Monzo account, which is usually pretty quick. Just concerned I’ve made an error putting…
-
Amex - BA Premium Plus
Firstly I really rate Amex and everything we get with ours. I have held a platinum cash back for some time and we make the most of this by all our monthly spend going on the card. i am eligible for a BA card with a bonus offer of 60,000 shops on the premium card. We travel a lot for work and leisure, however the annual fee…
-
Amex Platinum Cashback Credit Card Direct Debit changes
Dates are moving 2 days earlier. Notification by email below - may impact other Amex cards too?
-
Credit Card Interest
Hi, can anyone offer any explanation why I get charged
interest on my Halifax Clarity Credit Card even though I have got a direct
debit set up to pay off the full balance every month?
-
Credit card credit transfer Santander
Hi all. Newbie here who is losing the will to live! Back in July I bought a car, and found a great balance transfer deal on my Virgin C card. Unfortunately having a Halifax cc and a Santander cc that look identical, I requested the balance transfer from Virgin to the wrong card. So the transaction is still on my Halifax…
-
Credit card with travel insurance to recommend?
Hi, Sorry about the previous message that was a mistake. My purpose was to open a new thread since I am a Belgian just settled in NY for a couple of weeks. Of course many things are new to me here, and there is a lot that I struggle to undertand, starting with credit cards ! Actually I am planning to travel quite a lot in…
-
Advice - Natwest Application Process
Hi, Just looking for some guidance on the application process for cards at Natwest, done the soft search and been told I can be offered all cards. Anyone know what their application process is like, time taken, documents required etc? I'm reading some horror stories on trustpilot about the process and subsequent customer…
-
NatWest Balance Transfer Card - CHECK STATEMENTS
I use the card both for expenditure and a zero interest balance transfer but always pay off all expenditure by the due date so knew immediately that an interest charge on my most recent statement was wrong. A fairly painless phone call resolved the issue and the advisor said she would report the issue internally, but I'd…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
